We explore whether Canada is moving toward a "renters economy" where more people rent homes rather than own them. It examines historical housing trends, current market conditions, and international comparisons to assess if Canada is following countries like Germany where renting is normalized.

• "You'll own nothing and be happy" represents a subscription-based future economy
• Canadian homeownership rose from 40% (1940) to 60% (1970s) due to post-WWII government policies
• Millennials face the highest barriers to homeownership
• Current construction favors rental units (108,000) over condos, boosted by CMHC incentives
• Germany normalizes renting with strong tenant protections, 11-year average tenancies
• Real estate makes up 28% of Canada's GDP, possibly diverting investment from more productive sectors
• A rental economy shift could improve tenant protections and amenities while increasing property values
• Canada appears to be gradually shifting toward a rental-focused housing landscape

Exchange-Traded Funds (ETFs) | BMO Global Asset Management

Buy & sell real estate with Ai at Valery.ca

Get a mortgage pre-approval with Owl Mortgage

Unpacking Multiplexes Tickets USE CODE 'PODCAST'

free 1 week trial for Realist Premium

See omnystudio.com/listener for privacy information.

We open the show with an institutional perspective on the housing market and close it with our hosts who provide boots on the ground updates

• RBC/BMO Forecast: Home resales are down, but a rebound is expected in 2026, tempered by affordability, labor market, and immigration challenges.
• Regional Differences: Prairies and Atlantic Canada are more stable; Ontario and B.C. face imbalances, with prices dropping into 2026.
• Affordability & Pent-Up Demand: Lower rates and prices offer some relief, but affordability remains a key constraint, and improvements slow population growth.
• High Inventory: Ontario and B.C. are flooded with homes for sale, giving buyers more power while sellers need to compete for a strong come back.

Exchange-Traded Funds (ETFs) | BMO Global Asset Management

Buy & sell real estate with Ai at Valery.ca

Get a mortgage pre-approval with Owl Mortgage

Unpacking Multiplexes Tickets USE CODE 'PODCAST'

free 1 week trial for Realist Premium

See omnystudio.com/listener for privacy information.

We are joined by Brian Dorr, President & CEO of DORR Capital, who have funded over 3 billion.

• Insights on how the public vs. private sectors have influenced Brians Capital's 13-year journey in real estate.
• The 4+1 new build initiative and its impact on housing.
• How standard lot sizes, capital stacks, development charges, and garden suite variances affect project timelines and feasibility.
• An update on the new sixplex zoning and its broader effects on housing development.
• A comparison of private financing vs. institutional capital and the importance of speed in project decisions.
• The Impact of MLI Select and whether CMHC changing role had an impact on the industry.

Exchange-Traded Funds (ETFs) | BMO Global Asset Management

Buy & sell real estate with Ai at Valery.ca

Get a mortgage pre-approval with Owl Mortgage

Unpacking Multiplexes Tickets USE CODE 'PODCAST'

free 1 week trial for Realist Premium

See omnystudio.com/listener for privacy information.