How to Truly Control Your Capital - #292

In this episode of the Private Lenders Podcast, hosts Jason Balin and Chris Haddon from Hard Money Bankers break down one of the most common challenges private lenders face — keeping control over their capital investors.

Whether you’re lending through a fund or direct placement notes, having clear, consistent systems for rates of return, documentation, underwriting, and investor communications is essential. Jason and Chris share real-world examples of what happens when lenders give too much control to their capital base, and the simple steps you can take to avoid investor-driven chaos.

What You’ll Learn in This Episode:

• How to set a standard rate of return (and stick to it)

• Why consistency in documentation and underwriting protects your business

• How to renegotiate with early investors giving them too-good terms

• The dangers of custom one-off deals and why they don’t scale

• How to build long-term, win-win relationships with capital investors

Whether you’re new to private lending or running an established hard money business, this episode will help you treat your lending like a real business — protecting your time, your returns, and your investor relationships.

📅 Upcoming Training:
We’re hosting a 2-day Virtual Boot Camp in September for a max of 3 lenders.
👉 Apply here: https://hardmoneymastermind.com (click “Consulting”)

✅ Please like, subscribe, and share! ✅

Are you a new or experienced private lender or hard money lender? Join Jason Balin and Chris Haddon from Hard Money Bankers as they draw from their extensive experience running a successful hard money lending company since 2007. Tune in weekly with episodes related to all aspects of private lending. From discovering lucrative loan opportunities to securing private capital, effectively managing your loan portfolio, handling defaults, and much more, we've got you covered.

✔️ Tune in now and watch the full video podcast at www.privatelenderspodcast.com

✔️If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/private-lenders-podcast/id1476153070

✔️Make sure to check out the #1 Online Community For New and Experienced Private and Hard Money Lenders.. Create your account at www.hardmoneymastermind.com

FOLLOW US ON SOCIAL Get updates or reach out to Get updates on our Social Media Profiles!

✅ Instagram: https://www.instagram.com/hardmoneymastermind/

✅ Tiktok: https://www.tiktok.com/@hardmoneymastermind

The Creative Deals We're Doing Now - #291

Hard money lending is changing — and savvy private lenders are pivoting. In this episode, Jason and Chris break down the creative real estate deals they’re closing in today’s market, from small-balance commercial loans to construction completion loans, bridge financing, and more.

🔑 When traditional capital dries up or becomes harder to access, private lenders have the flexibility to structure unique loans with strong collateral, even for borrowers with lower credit scores — as long as the numbers make sense.

👀 Listen in as we discuss:

• Why creativity matters more in uncertain markets

• How we’re structuring low-LTV bridge loans on free-and-clear rentals

• Lending to nonprofits and non-recourse deal structures

• When it does make sense to lend to a low-credit borrower

• Building capital stacks creatively for small commercial deals

• Common-sense lending strategies in a volatile market

• Why private lenders have a competitive advantage right now

Whether you’re a new or seasoned private lender, you’ll walk away with practical insights into underwriting smarter and finding opportunity in overlooked spaces.

💬 Drop your questions or share a recent deal you’re working on in the comments!

📢 Join the conversation inside: https://www.hardmoneymastermind.com
✅ Subscribe for more insights on private lending, creative finance, and real estate investing!

✅ Please like, subscribe, and share! ✅

Are you a new or experienced private lender or hard money lender? Join Jason Balin and Chris Haddon from Hard Money Bankers as they draw from their extensive experience running a successful hard money lending company since 2007. Tune in weekly with episodes related to all aspects of private lending. From discovering lucrative loan opportunities to securing private capital, effectively managing your loan portfolio, handling defaults, and much more, we've got you covered.

✔️ Tune in now and watch the full video podcast at www.privatelenderspodcast.com

✔️If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/private-lenders-podcast/id1476153070

✔️Make sure to check out the #1 Online Community For New and Experienced Private and Hard Money Lenders.. Create your account at www.hardmoneymastermind.com

FOLLOW US ON SOCIAL Get updates or reach out to Get updates on our Social Media Profiles!

✅ Instagram: https://www.instagram.com/hardmoneymastermind/

✅ Tiktok: https://www.tiktok.com/@hardmoneymastermind

How to Expand with a Sales Team - #290

How do you scale a private lending business the right way with a sales team? In this episode of the Private Lenders Podcast, Jason and Chris from Hard Money Bankers break down proven strategies for expanding your operation with salespeople, loan originators, partners, and private label setups—while avoiding the common pitfalls that cause lenders to fail.

Over the years, they’ve tested every structure imaginable: in-house loan officers, junior originators, lead intake reps, broker relationships, K1 partnerships, and private label deals. In this episode, they share what actually works, what doesn’t, and how to build a team that balances growth with smart underwriting and risk management.

📌 What You’ll Learn in This Episode:

• The best ways to structure a sales team for a lending business

• Common mistakes lenders make when expanding into new markets

• Why “broker mentality” can be dangerous for hard money lending

• How to use K1 partnerships and private label deals to scale safely

• Proven setups that generate consistent deal flow and long-term success

Whether you’re a private lender, hard money lender, or looking to grow your lending operation into new markets, this episode is packed with real-world insights on building a high-performing sales team that drives volume without sacrificing quality.

✅ Please like, subscribe, and share! ✅

Are you a new or experienced private lender or hard money lender? Join Jason Balin and Chris Haddon from Hard Money Bankers as they draw from their extensive experience running a successful hard money lending company since 2007. Tune in weekly with episodes related to all aspects of private lending. From discovering lucrative loan opportunities to securing private capital, effectively managing your loan portfolio, handling defaults, and much more, we've got you covered.

✔️ Tune in now and watch the full video podcast at www.privatelenderspodcast.com

✔️If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/private-lenders-podcast/id1476153070

✔️Make sure to check out the #1 Online Community For New and Experienced Private and Hard Money Lenders.. Create your account at www.hardmoneymastermind.com

FOLLOW US ON SOCIAL Get updates or reach out to Get updates on our Social Media Profiles!

✅ Instagram: https://www.instagram.com/hardmoneymastermind/

✅ Tiktok: https://www.tiktok.com/@hardmoneymastermind