In this special throwback episode from Tech Intersect, Dr. Tonya M. Evans sits down with Carmelle Cadet, founder and CEO of EmTech, to explore a powerful but often overlooked area of digital currency innovation: Central Bank Digital Currencies, or CBDCs. Together, they unpack the role CBDCs can play in promoting financial inclusion and modernizing outdated financial infrastructure. The conversation covers everything from blockchain-based payment systems and cross-border transaction efficiencies to the privacy and security concerns that come with sovereign digital currencies.

If you’re interested in how governments and innovators are shaping the future of money, and the benefits and controversies around these types of innovations, this conversation is a must-listen.

Visit Dr. Evans' website at: www.ProfTonyaEvans.com

Follow her socials: @IPProfEvans

To listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/

What would you do if you discovered something was being taken from you almost daily? In today's episode, " When Your Focus Shifts, Your Energy Follows," host Jacquette explains why that "something" is probably your attention. Find out how your attention may be getting hijacked and what you can do to block out the noise and focus on what nourishes you!

Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowth

BuyMeACoffee.com/Jacquette

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Last week, the Department of Education announced that it would not seize social security benefits from borrowers who have student loans that are in default. This is a reversal of the April 2025 announcement that collections activity on defaulted student loans would begin on May 5. This is a huge relief for social security recipients, but other collections activities are still in play. The best way to avoid the uncertainty is to be clear on where your loans stand and in this episode--along with a bit of history--Dr. Tisa explains how in this #ICYMI episode.

Tisa Silver Canady, EdD, MBA, is a financial wellness advocate for today’s scholar. As an author and collegiate financial wellness expert specializing in student loan debt, she has personally advised students and families on the repayment of more than $100 million in student loans.

In this episode of Confidently Crypto, Dr. Tonya M. Evans explores why everyday people are sitting out the 2025 bull run—despite record-breaking prices and Wall Street enthusiasm. Drawing from past cycles and personal experience, she unpacks the fear, frustration, and avoidable mistakes that have kept many on the sidelines. You'll learn what it takes to rebuild trust in crypto, regain control of your assets, and reenter the space on your own terms—before this bull run passes you by.

Visit Dr. Evans' website at: www.ProfTonyaEvans.com

Follow her socials: @IPProfEvans

To listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/

Like a slow leak in a tire, financial burnout can go unnoticed until finally there's a blowout, and you suddenly lose control...but was the loss of control actually sudden? Explore that answer in today's episode, "Yes, Financial Burnout is Actually a Real Thing; Are You Feeling It?" when Jacquette explains why financial burnout is so dangerous and steps you can take to detect and mitigate it.

Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowth

BuyMeACoffee.com/Jacquette

www.jacquettetimmons.com

www.instagram.com/jacquettemtimmons

In Part 2 of the "Big, Beautiful" Bill discussion, Dr. Tisa talks about how the BBB wants to change the student loan repayment experience for people with federal student loans borrowers. There will be fewer options to choose from, longer paths to forgiveness with some smaller opportunities for relief along the way. She also breaks down a huge benefit for some borrowers that came out of the Biden-Harris Administration's student loan relief playbook: waiving excess interest.

Tisa Silver Canady, EdD, MBA, is a financial wellness advocate for today’s scholar. As an author and collegiate financial wellness expert specializing in student loan debt, she has personally advised students and families on the repayment of more than $100 million in student loans.

In this episode, Dr. Tonya M. Evans deepens the conversation on digital asset fluency as a non-negotiable leadership skill in today’s Web3 economy. She answers two pressing questions from business leaders—one from a creative agency founder, and another from a strategy exec at a logistics firm—and offers practical frameworks for aligning Web3 tools with real business outcomes.

Dr. Tonya also shares her Nine-Step Web3 Career Pivot Roadmap, crafted especially for millennial professionals navigating career transitions. Whether you’re a solo creator, team leader, or rising executive, this episode will help you clarify your next move—and claim your Web3 Ready™ Advantage.

Visit Dr. Evans' website at: www.ProfTonyaEvans.com

Follow her socials: @IPProfEvans

To listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/

Not all drops are created equal. In this episode, "What a More Than 2,000 Point Drop Really Means—And Why Panic Isn't a Strategy," Jacquette details the reasons why panic during a time such as these will keep you from seeing the fruits of your labor. So, listen to today's episode and lean more into your strategy instead.

Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowth

BuyMeACoffee.com/Jacquette

www.jacquettetimmons.com

www.instagram.com/jacquettemtimmons