Do you get a tax refund every year?

Is that a good thing?

If you're in financial distress, what can you do with your tax refund?

On this week's episode of the Crushing Debt podcast, Shawn & George talk about tax refunds, how tax refunds are treated in Chapter 7 or 13 bankruptcy, what to do so that your refund is less but your take-home pay is more, and other topics related to bankruptcy.

For example, did you know that Child Support and Alimony are not dischargeable in a bankruptcy? What about Homeowner Association and Condo Association liens? What happens to a debt in bankruptcy when one co-signor files for bankruptcy but the other does not?

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

• Magic Mind - https://www.magicmind.com/CDJAN. Magic Mind wants you to build your mental wealth in 2025, and that starts with getting the right amount of sleep, and focus. Magic Mind now has a sleep formula to help you when you can't fall asleep. Use the code above for 45% (!!) off a combo sleep and focus formula.
• Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8

Do you want an extra hour each day for yourself? For your employees?

Do you know the purpose of work meetings?

Who spends more time working on priority activities?

How is AI changing productivity?

The three areas of life that people tend to focus on the most: (1) body image, (2) time management and (3) financial management.

On this week's episode of the Crushing Debt Podcast, Shawn & George spend a very efficient amount of time talking to productivity expert Mark Ellwood. Mark is the president of Pace Productivity Inc., and the author of A Complete Waste of Time, Cut the Glut of Email, and The Poetic Path to Getting More Done, which can all be found on his website, www.GetMoreDone.com.

We talk about measuring productivity, how emails are an unnecessary waste of time (unless you're reading the email about this episode), and how everyone at the meeting has the right & responsibility to improve the dynamics of the meeting. We talk about how time management and financial management relate, and how improving your time management can help improve your financial management.

You can also reach Mark via email at Mark@GetMoreDone.com

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8

What will Monday, January 20, mean for you?

What political party has a majority in the Federal House of Representatives and Senate? What political party has a majority in the Florida House of Representatives and Senate? In your home state? And what will that all mean for you, your family, your wallet?

Back in Episode 440, Financial Literacy and Politics, Shawn and George discussed similar issues following the results of the 2024 Presidential Elections. As a result of that show, we met Jamie Miller, this week's guest.

Jamie is the former Executive Director of the Republican Party of Florida, a US Senate Campaign Manager, Director of Field Operations for the FL 2000 Elecection & Recount, Lead Consultant for the North Carolina House Caucus 2010, a podcaster, blogger and published author (PR Handbook, Crisis Communications).

Not just a Hemmingway look-alike, Jamie talks about the Election Results, and how a majority for one political party impacts the fiscal policies of both the Country and local municipalities. We also discuss inflation, the FL insurance market, and how President Trump's policies may impact the Country over the next four years and beyond.

To be fair, we would be open to interviewing any Democrat-party leadership on the same topics. If you have an interest in being on the show please reach out!

You can contact Jamie at MillerStrategiesLLC@gmail.com, or listen to his podcast at www.ReasonableArguments.com, also his blog at www.ReasonableArguments.blog.

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8

Happy New Year!

What Resolutions did you set for yourself this year?

What is it about the New Year that makes us want to set Resolutions?

How can you ensure that your resolutions don't drift away after a few weeks or months?

On this week's episode of the Crushing Debt Podcast, the first of 2025, George and Shawn talk about mindset, momentum and motivation, celebrating small victories, learning from setbacks and measuring yourself after where you started rather than your goal.

How much do you need in emergency funds? Check out this site: https://www.nerdwallet.com/article/banking/emergency-fund-calculator?msockid=2dc6f4b8f8c961fc04a4e6cdf959609d

What are some of your New Year's Resolutions? Let us know and we can hold each other accountable together!

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

• Magic Mind - https://www.magicmind.com/CD20. Look for a new promotion from Magic Mind, coming soon!
• Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8

Merry Christmas, Happy Hanukkah, and Happy Holidays from all of us at The Crushing Debt Podcast. We hope you had a great holiday season.

This is our last episode of 2024, but we'll be back next week with all new episodes and some great content for 2025.

The holiday season brings a lot of things - family, presents, food, songs, and especially movies!

There are some great holiday movies - Home Alone, Christmas Vacation, Elf, Scrooged, The Grinch, It's a Wonderful Life, A Christmas Story, Jingle All the Way, Polar Express, The Santa Clause, and others.

What money lessons do we get from these movies? That is the topic of today's episode. Plus, we answer the age-old question, is Die Hard a Christmas Movie (and what money lesson does it teach us)?

Let us know some of your favorite movies and the money lessons learned from those movies. If you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

• Magic Mind - https://www.magicmind.com/CD20. It's still not too late to get someone a late present - the present of focus, without the sugar high or the sugar crash, with all natural and great-tasting ingredients!
• Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's 2025 PanCAN team, Legacy Striders: http://support.pancan.org/goto/MYLegacy8

What goals did you accomplish in 2024?

What financial accomplishments did you achieve in 2024? What were your financial wins?

What goals will you set for 2025?

In our second to last episode for 2024, Shawn & George talk about their own personal and business financial goals, for themselves, their families, their companies, and for the podcast!

What do you want to see from our show in 2025 (and beyond)?

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

• Magic Mind - https://www.magicmind.com/CD20. There's still time to get 20% off any stocking stuffers for Christmas. Or use Magic Mind to boost your focus as your conquer 2025!
• Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8

Welcome to December! We hope everyone had a great Thanksgiving holiday and you were able to reflect on what you are thankful for this year.

Now we focus on the holidays, which means buying gifts (which is amplified in Shawn's household with the addition of multiple family birthdays in the month of December).

How do you control your holiday spending?

Do you control your holiday spending?

In this week's episode Shawn & George talk about different ideas to keep holiday spending under control, including ideas like:

• Shopping on Black Friday, Cyber Monday, etc.
• Setting a Budget
• Taking advantage of holiday deals
• Shopping early (before Thanksgiving)
• Using all those reward points you've been saving throughout the year
• Avoid shipping (order online and pick up in the store)
• Buy wrapping paper and other supplies at discount stores
• DIY Presents
• Set expectations on kids' gifts
• Set spending limits

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

• Magic Mind - https://www.magicmind.com/CDBF. For one more day only, if you're listening to this on the day of it's release, ending on December 6, 2024, use this code to get FIFTY (50%) off your order of Magic Mind! A great stocking stuffer that includes most of the tips from today's episode to crush your debt!
• Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders.

Happy Thanksgiving from all of us at the Crushing Debt Podcast!

What financial milestones did you hit this year?

What financial wins did you have this year?

Do you look forward to Black Friday, or do you dread it (and do you notice that it gets longer and longer every year)?

How do you save money or stretch your budget every year during the holidays?

George and Shawn talk about all of these topics and more on today's episode.

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

• Magic Mind - https://www.magicmind.com/CDBF Magic Mind is running a Black Friday special, only through December 6, 2024. If you're listening to this episode before that day, use the special code attached to this email to get FIFTY PERCENT (50%) off your order of Magic Mind. Magic Mind makes great stocking stuffers and, at 50% off, you can't go wrong!
• Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders.