Do you get a tax refund every year?

Is that a good thing?

If you're in financial distress, what can you do with your tax refund?

On this week's episode of the Crushing Debt podcast, Shawn & George talk about tax refunds, how tax refunds are treated in Chapter 7 or 13 bankruptcy, what to do so that your refund is less but your take-home pay is more, and other topics related to bankruptcy.

For example, did you know that Child Support and Alimony are not dischargeable in a bankruptcy? What about Homeowner Association and Condo Association liens? What happens to a debt in bankruptcy when one co-signor files for bankruptcy but the other does not?

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

• Magic Mind - https://www.magicmind.com/CDJAN. Magic Mind wants you to build your mental wealth in 2025, and that starts with getting the right amount of sleep, and focus. Magic Mind now has a sleep formula to help you when you can't fall asleep. Use the code above for 45% (!!) off a combo sleep and focus formula.
• Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8

Do you want an extra hour each day for yourself? For your employees?

Do you know the purpose of work meetings?

Who spends more time working on priority activities?

How is AI changing productivity?

The three areas of life that people tend to focus on the most: (1) body image, (2) time management and (3) financial management.

On this week's episode of the Crushing Debt Podcast, Shawn & George spend a very efficient amount of time talking to productivity expert Mark Ellwood. Mark is the president of Pace Productivity Inc., and the author of A Complete Waste of Time, Cut the Glut of Email, and The Poetic Path to Getting More Done, which can all be found on his website, www.GetMoreDone.com.

We talk about measuring productivity, how emails are an unnecessary waste of time (unless you're reading the email about this episode), and how everyone at the meeting has the right & responsibility to improve the dynamics of the meeting. We talk about how time management and financial management relate, and how improving your time management can help improve your financial management.

You can also reach Mark via email at Mark@GetMoreDone.com

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8

What will Monday, January 20, mean for you?

What political party has a majority in the Federal House of Representatives and Senate? What political party has a majority in the Florida House of Representatives and Senate? In your home state? And what will that all mean for you, your family, your wallet?

Back in Episode 440, Financial Literacy and Politics, Shawn and George discussed similar issues following the results of the 2024 Presidential Elections. As a result of that show, we met Jamie Miller, this week's guest.

Jamie is the former Executive Director of the Republican Party of Florida, a US Senate Campaign Manager, Director of Field Operations for the FL 2000 Elecection & Recount, Lead Consultant for the North Carolina House Caucus 2010, a podcaster, blogger and published author (PR Handbook, Crisis Communications).

Not just a Hemmingway look-alike, Jamie talks about the Election Results, and how a majority for one political party impacts the fiscal policies of both the Country and local municipalities. We also discuss inflation, the FL insurance market, and how President Trump's policies may impact the Country over the next four years and beyond.

To be fair, we would be open to interviewing any Democrat-party leadership on the same topics. If you have an interest in being on the show please reach out!

You can contact Jamie at MillerStrategiesLLC@gmail.com, or listen to his podcast at www.ReasonableArguments.com, also his blog at www.ReasonableArguments.blog.

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8