• Clearing the Past: Handling Old Mortgages and Bankruptcies on Title

  • 2025/03/03
  • 再生時間: 9 分
  • ポッドキャスト

Clearing the Past: Handling Old Mortgages and Bankruptcies on Title

  • サマリー

  • Realtors, have you ever had a deal slow down because of a title issue you didn’t see coming? Maybe an old mortgage that wasn’t properly released or a lien that surfaced at the last minute? These situations happen more often than you think, but the good news is, there are solutions.

    I’m Sherry Sellers, and after nearly 40 years in the title industry, I know that no two transactions are the same. My goal is to help you feel confident when title issues arise so you can guide your clients through the process with ease.


    In This Episode, We Cover:

    1. What a clean title means and why it’s an important part of the closing process.
    2. Why old mortgages sometimes still appear on a title report and what steps might be taken to address them.
    3. How past financial matters, like bankruptcies or unpaid debts, could affect a transaction.
    4. Why certain property-related obligations, such as taxes or judgments, need to be handled before closing.
    5. What title professionals do behind the scenes to research and help resolve common issues.

    What This Means for You and Your Clients

    • For Buyers: Understanding title matters can help ensure they get what they expect when purchasing a property.
    • For Sellers: Addressing potential concerns early in the process can help avoid last-minute complications.
    • For You, the Realtor: Having a general awareness of these topics allows you to set the right expectations and keep transactions moving forward.

    Best Practices for a Smoother Closing

    • Review the title report early and ask questions about anything unclear.
    • Encourage open communication between all parties in the transaction.
    • Be proactive in gathering necessary documentation when requested.
    • Educate buyers and sellers on the importance of title protection and how it helps them.
    • Stay connected with your title professional to ensure any questions or concerns are addressed.


    Every real estate transaction is different, but with the right approach, most challenges can be navigated smoothly. If you have questions or want to discuss a specific scenario, reach out anytime—I’m happy to help.

    Need More Information? Let’s Talk.

    📩 Email me at sherry@titleone.net

    If you found this episode helpful, share it with your team and subscribe so you never miss an update. Got a topic you’d like me to cover? Send it my way!

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あらすじ・解説

Realtors, have you ever had a deal slow down because of a title issue you didn’t see coming? Maybe an old mortgage that wasn’t properly released or a lien that surfaced at the last minute? These situations happen more often than you think, but the good news is, there are solutions.

I’m Sherry Sellers, and after nearly 40 years in the title industry, I know that no two transactions are the same. My goal is to help you feel confident when title issues arise so you can guide your clients through the process with ease.


In This Episode, We Cover:

  1. What a clean title means and why it’s an important part of the closing process.
  2. Why old mortgages sometimes still appear on a title report and what steps might be taken to address them.
  3. How past financial matters, like bankruptcies or unpaid debts, could affect a transaction.
  4. Why certain property-related obligations, such as taxes or judgments, need to be handled before closing.
  5. What title professionals do behind the scenes to research and help resolve common issues.

What This Means for You and Your Clients

  • For Buyers: Understanding title matters can help ensure they get what they expect when purchasing a property.
  • For Sellers: Addressing potential concerns early in the process can help avoid last-minute complications.
  • For You, the Realtor: Having a general awareness of these topics allows you to set the right expectations and keep transactions moving forward.

Best Practices for a Smoother Closing

  • Review the title report early and ask questions about anything unclear.
  • Encourage open communication between all parties in the transaction.
  • Be proactive in gathering necessary documentation when requested.
  • Educate buyers and sellers on the importance of title protection and how it helps them.
  • Stay connected with your title professional to ensure any questions or concerns are addressed.


Every real estate transaction is different, but with the right approach, most challenges can be navigated smoothly. If you have questions or want to discuss a specific scenario, reach out anytime—I’m happy to help.

Need More Information? Let’s Talk.

📩 Email me at sherry@titleone.net

If you found this episode helpful, share it with your team and subscribe so you never miss an update. Got a topic you’d like me to cover? Send it my way!

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