検索キーワード： 予算・資金管理

Кредиты сегодня являются неотъемлемой частью нашей жизни. Ипотека, потребительские кредиты, краткосрочные займы – вариантов множество. Велик соблазн взять кредит и купить желанную вещь, не дожидаясь зарплаты. Но насколько оправданна жизнь в долгах?

In der aktuellen Multi-Krise ist unsere finanzielle Sicherheit bedroht: Inflation, wirtschaftlicher Abschwung, künstliche Intelligenz, Rechtsruck und die politische Weltlage führen zu Unsicherheit – gerade bei Frauen, die durch unbezahlte Carearbeit und Gender Pay Gap häufig ohnehin finanziell schlechter aufgestellt sind als Männer. Viele fragen sich, ob ihr ETF-Sparplan noch ausreicht, oder sie trauen sich gar nicht erst an das Thema ran. Doch gerade jetzt sind finanzieller Weitblick und krisensichere Strategien essenziell.

Mediating Prenups details how to begin the process by choosing mediation as the best first step in creating a marriage-friendly prenuptial agreement. In the book, the author describes the potential problems that develop when beginning with the usual attorney-led negotiations, both by initiating a damaging power imbalance as well as engaging in inflexibility that can harm the viability of a marriage. Those standard methods result in creating terms embedded in the resulting the prenup that can diminish marital contentment and resilience.

Scopri il potere della programmazione subconscia con il programma audio di Eric Edwards, "BP – Brain Programming. Money Attraction". Attraverso tecniche innovative e audio avanzati, questo programma è progettato per aumentare significativamente la tua capacità di attrarre denaro e abbondanza. Le tracce sono strutturate per cicli di 20 minuti, in modo da rendere il programma un complemento ideale alla tua routine quotidiana.

Are you tired of living paycheck to paycheck, constantly stressed by mounting debt? Back to Frugal is your practical guide to achieving financial freedom without sacrificing the joys of life. This book breaks down money skills in a way that’s easy to understand—even if no one’s ever explained this stuff to you before. It’s not about giving up everything fun. It’s about getting smart with your money now, so you can afford what really matters later. In this book, you'll learn how to: Master budgeting to track spending and save more effectively.

MENTALTRAINING: MACHT DER ANZIEHUNG & FINANZIELLER ERFOLG Aktiviere deinen Geldfluss & erschaffe finanzielle Fülle mit Subliminal-Techniken Geld ist Energie – und du hast die Fähigkeit, diese Energie bewusst in dein Leben zu lenken! Dieses transformative Mentaltraining kombiniert die Macht der Anziehung mit der Subliminal-Methode, um finanzielle Blockaden aufzulösen und deinen Geldfluss nachhaltig zu aktivieren.

Money struggles can feel like an endless battle. The stress of unpaid bills, the fear of not making ends meet, and the frustration of working hard but never getting ahead—it all adds up, leaving you feeling hopeless. Financial problems don’t just affect your wallet; they steal your peace, strain relationships, and make you question your future. But you don’t have to stay stuck. How to Become a Financially Confident Christian is a book of hope and transformation.

Build a Life You Love with Your Inherited Wealth—Without Losing Yourself. You inherited wealth—so why do you feel so lost? Statistics show that most inheritances are gone within three generations, and nearly 90% of lottery winners go broke within five years. Trust fund recipients and inheritors often struggle in silence, feeling lost, guilty, and unsure of what to do with their wealth. Doors of opportunity are open, but without purpose, financial literacy, and a plan, even great wealth can lead to self-destruction.

Et si vous découvriez votre véritable potentiel de Richesse ? Notre quotidien est fait de décisions financières. Pourtant, rien ne nous y prépare. Nous avons tous un rapport singulier avec l'argent, mais pour une minorité d'entre nous il est choisi et pour une majorité il est subi. Et si ce livre était votre ticket d'or pour prendre le contrôle de votre destinée financière ?

An Introduction to Wealth is your essential guide to financial independence. Whether you’re just beginning your journey or looking to refine your strategy, this book breaks down the core principles of wealth-building in a clear and actionable way. No fluff, no gimmicks—just proven strategies to help you take control of your financial future.

Welcome to The Eggflation Diaries—a brutally honest, laugh-so-you-don’t-cry survival guide for anyone trying to live, parent, work, and stay sane in an economy that’s cracked beyond recognition. This isn’t a finance book. It’s a field guide for the financially fried. It's for the ones doing mental math in the checkout line, the parents skipping meals so their kids don’t have to, and everyone who's ever screamed into a pillow after checking their bank app.

"El Best Seller del Dinero" es una herramienta para alcanzar un entendimiento profundo de cómo nuestras creencias y heridas emocionales impactan nuestra relación con el dinero. A lo largo del libro, Caroline Diplan revela cómo la pobreza no solo es una situación económica, sino una enfermedad mental que se perpetúa a través de generaciones. Con ejemplos prácticos y lecciones de la historia, la autora invita a los lectores a reprogramar su mente y transformar sus creencias limitantes.

This groundbreaking literary collaboration spearheaded by Dr. Constance Craig-Mason, MRFC® is set to change the financial landscape for BIPOC families and small business owners across the nation. "Money TALK$ Vol III" is a remarkable book author by 24 accomplished, African American financial thought-leaders from across the world, each bringing their unique expertise to the table. This collective effort aims to ignite a spark of financial wisdom, empowerment, and lasting change within communities that have been historically underserved.

In Two-Comma Wealth, financial advisor George Stefanou, a twice-recognized Forbes Best-In-State Top Next-Gen Wealth Advisor*, draws on his more than fifteen years of professional experience partnering with clients to manage their wealth and investments, tax considerations, and estate strategies to help you confidently navigate the unique challenges and opportunities that come with two-comma wealth. You’ll learn how to not only responsibly manage and navigate the complexities of wealth, but also translate it into true, lasting happiness.

Sound Money: Preserving Wealth in an Age of Currency Chaos is a timely exploration of what happens when trust in money begins to erode—and how individuals can protect their wealth before it’s too late.

Real-World Strategies to Save Money , Reduce Stress & Build Financial Freedom—Without Sacrificing Joy This isn’t an expense—it’s an investment that pays for itself through immediate savings. You work hard. You give your best to your family. So why does it feel like money slips away? If you're juggling bills, groceries, and rising costs while trying to create a joyful home, you're not alone. This guide helps real families like yours save more, stress less, and make smarter money moves. Forget financial lectures—this is a breakthrough.

Attention: Why do so many hardworking Black families struggle to build lasting wealth? Why does financial stability seem just out of reach, no matter how much we hustle? Why We Stay Broke exposes the hidden forces—both systemic and self-imposed—that keep our communities trapped in a cycle of poverty and paycheck-to-paycheck living. If you're tired of watching wealth slip through your fingers, this book will open your eyes to the mindset shifts, strategies, and financial moves that can break the cycle once and for all.

Women are the most potent force in the US when it comes to politics and economics, and studies show that they’re even better with money than men. But guess what? For every dollar a white man has, women on average have just 32 cents. And Black and Latina women, just a penny. With personal savings and investing being key for retirement, older women are 80% more likely to face poverty than men, and it’s far worse for those who are single, divorced, widowed, LGBTQ+, or women of color. The silver lining? More women are getting into investing, and they’re starting young.

In Indexed Universal Life Insurance In Action, Sherida L. Stevens demystifies one of personal finance's most versatile and underutilized tools. Whether you're aiming to safeguard your family’s future, build a tax-advantaged retirement, or create generational wealth, this guide will walk you through much of what you need to know about Indexed Universal Life (IUL) insurance.

Are you financially happy? When speaking at financial events, Dr. Nicholas E. Michels asks, “I’m here to help you become rich and wealthy. Is that okay with you?” A resounding “Yes!” echoes throughout the room. Next, he poses the question, “When do you want to retire?” The crowd is hooked. “Today!” they shout. Nicholas pauses for a moment, then looks across faces in the room. He asks the final question: “How much money do you need to live the life you want?” If you are like so many others that Nick helps, the answer to that question eludes you.