エピソード

  • 20: Ep 020 : Global Planning: Navigating Money Without Borders

    20: Ep 020 : Global Planning: Navigating Money Without Borders
    2025/06/19
    Moving across countries? Your money needs a passport too.
    In Episode 20, Lovaii Navlakhi and Khushboo Aggarwal break down the essentials of Cross-Border Financial Planning — perfect for NRIs, returning Indians, or anyone whose life spans across geographies.
    From managing taxes in multiple countries, handling social security, to planning for retirement or inheritance across borders — we simplify the complexities of global wealth management.
    In this episode, we explore:
    ✅ What is Cross-Border Financial Planning
    ✅ The cost of not planning before relocating
    ✅ Social security, education & retirement planning for global citizens
    ✅ Inheritance laws and tax traps to avoid
    ✅ Real mistakes people make when managing money across countries
    Whether you're moving out, moving back, or just planning smart — this one's for you.

    #GlobalFinancialPlanning #NRIWealth #CrossBorderMoney #FinancialPlanningPodcast #MoneyWithoutBorders #LovaiiNavlakhi #GlobalGoals #WealthAcrossBorders #InheritancePlanning #NRIAdvice #PodcastIndia #immpl #wealthmanagement
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    21 分
  • 19: Ep 019 : Financial Footprints: Stories That Shape Financial Futures

    19: Ep 019 : Financial Footprints: Stories That Shape Financial Futures
    2025/06/03
    In this insightful episode, we explore how personal experiences, relationships, and shifting priorities shape financial decisions. Lovaii Navlakhi and Khushboo Aggarwal share real-life stories and reflections that highlight the human side of financial planning—from missed goals to meaningful breakthroughs.
    Episode Snapshot & Key Highlights:
    • How clients’ financial behaviour is influenced by their upbringing and personal experiences.
    • Common differences in financial expectations between partners—and how to bridge them.
    • The importance of involving both partners in financial planning.
    • Moments of discovery between couples that reshaped their financial conversations.
    • The impact of assumptions like life expectancy and inflation on planning outcomes.
    • Often-overlooked goals and how advisors help bring them to light.
    • Helping clients manage competing responsibilities and make difficult decisions with clarity—such as when to say “no” to children.
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    27 分
  • 18: Ep 018 : When Life Changes Over Night: Finding Financial Stability

    18: Ep 018 : When Life Changes Over Night: Finding Financial Stability
    2025/05/12
    In this episode, we delve into the real-life story of a woman who suddenly lost her spouse and was left to face emotional and financial uncertainty. Through her journey, we uncover the importance of thoughtful financial planning during life transitions and how a CeFT® professional helped her move from confusion to clarity.

    Episode Snapshot
    After the sudden loss of her spouse, a woman is faced with unexpected financial chaos. This episode explores how a CeFT® (Certified Financial Transitionist®) helped her navigate grief, avoid common mistakes, and regain financial stability — showing how the right guidance can bring clarity in life’s most difficult moments.

    Key Highlights
    • Emotional events heavily influence financial decisions
    • The role of a CeFT® in balancing emotions and money
    • “Decision-free zones” help reduce mistakes during crisis
    • Structured planning turns uncertainty into clarity
    Takeaways
    • Don’t rush major decisions during emotional upheaval
    • Financial transitions require both empathy and expertise
    • The right support can transform chaos into control
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    28 分
  • 17: Ep 017 : Navigating Major Life Changes – The Role of Financial Transition Planning

    17: Ep 017 : Navigating Major Life Changes – The Role of Financial Transition Planning
    2025/04/28
    Overview:
    Significant life changes like inheritance, retirement, sudden loss of a loved one, or divorce can deeply impact your financial world. In this episode, we unpack the emotional and practical sides of money management during such transitions. We also highlight the unique role a Certified Financial Transitionist® (CeFT®) plays in helping you build stability and clarity during these critical times.

    Episode Snapshot

    • Introduction to Financial Transition Planning
    • Emotional impact of life transitions on financial decisions
    • Common mistakes people make during major life events
    • How a CeFT® professional can balance emotions and money decisions
    • Real-life scenarios and tips to regain financial control
    • Steps to build a resilient financial transition plan
    Key Highlights

    • Financial planning is as much about emotions as it is about numbers.
    • Major life changes require structured financial decision-making.
    • CeFT® experts guide clients by blending emotional intelligence with financial expertise.
    • “Decision-Free Zones” after big events help prevent costly mistakes.
    • Transition planning ensures you move forward with clarity, not chaos.
    Takeaways

    • Understand the connection between life events and financial vulnerability.
    • Build emotional resilience into your financial plans.
    • Know when professional guidance is critical.
    • Prepare your financial transition strategy in advance.
    • Achieve long-term financial security, even during major disruptions.
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    21 分
  • 16: Ep 016 : Understanding Health Insurance: What You Must Know

    16: Ep 016 : Understanding Health Insurance: What You Must Know
    2025/04/15
    🎧 Episode Snapshot:
    This episode dives into the essentials of health insurance—demystifying policies, premiums, and exclusions. We cover everything from choosing the right plan and understanding claim processes to decoding terms like deductibles, co-payments, and waiting periods.

    Listeners will walk away with clarity on how to select a plan that fits their lifestyle, budget, and long-term health needs.

    🧩 Key Highlights: • Why health insurance is essential for financial planning
    • How to select the right policy
    • Common pitfalls and how to avoid them
    • Claim process & tips to ensure smooth approval

    🎯 Takeaway:
    A practical guide to navigating the world of health insurance—empowering listeners to make confident, well-informed choices for themselves and their families.

    Let me know once reviewed or if any last-minute changes are needed!
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    21 分
  • 15: Ep 015 : How Does a PMS Work?

    15: Ep 015 : How Does a PMS Work?
    2025/04/09
    🎧 Episode Snapshot:
    This episode demystifies Portfolio Management Services (PMS)—a premium investment option for high-net-worth individuals. We break down how PMS works, compare it with mutual funds, and explore key strategies like equity, debt, and hybrid models.
    Listeners will also learn how to evaluate a portfolio manager, understand tax implications, and decide if PMS fits their risk profile.

    🧩 Key Highlights:
    • PMS vs Mutual Funds: What sets them apart
    • Types of PMS strategies
    • Pros, cons & tax insights
    • How to assess performance
    Takeaway:
    A clear, concise guide to PMS—what it is, how it works, and whether it’s right for you.
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    15 分
  • 14: Ep 014 : Budget 2025: The Impact on Investor Behaviour

    14: Ep 014 : Budget 2025: The Impact on Investor Behaviour
    2025/02/07
    What does an investor do when a budget growls round the corner?
    Hold tight?
    Leave everything and run?

    Let’s sit back and listen as the experts make it simple for us in the second part of our post-budget episode of Simmply Lovaii! Tune in to insights from Lovaii Navlakhi, CEO and MD, IMMPL; Rahul Jain, Senior Vice President, Research and Advisory, IMMPL; and Aishvarya Dadheech, Founder and Chief Investment Officer, Fident Asset Management Pvt. Ltd. Listen and act right when the budget is still hot!
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    19 分
  • 13: Ep 013 : Union Budget 2025

    13: Ep 013 : Union Budget 2025
    2025/02/06
    The Union Budget 2025 made one number very famous - 12. But it takes more than that to form the big picture. A few questions come to mind at this point. How are you really going to be affected by the budget if you belong to the bulging middle? Will you be able to save more and, consequently, invest more? Which are the new favourite sectors for investment? And, how will this budget shape the new India?

    We're exploring the answers on part 1 of this episode of Simmply Lovaii! Tune in for eye-opening insights from Lovaii Navlakhi, CEO and MD, IMMPL, Rahul Jain, Senior Vice President, Research & Advisory, IMMPL and Aishvarya Dadheech, Founder & Chief Investment Officer, Fident Asset Management Pvt. Ltd., so you can have all the right information post-budget!
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    23 分