Happy 2025! It’s hard to believe that 25 years have passed since the world braced itself for the so-called “Millennium Bug.” For those old enough to remember, it was a time filled with fear, speculation, and intense efforts to prevent potential chaos.

This week, Don and Marc explore the parallels between then and now and reflect on the lessons learned from that era of uncertainty.

Here’s some of what we discuss in this episode:

• Reflecting on the Y2K and its parallels to today
• Lessons from the Dom-Com bubble
• The importance of diversification in investing
• Looking at history and learning from the past
• Potential changes on the horizon in 2025

Market returns 2000-2010

https://www.bogleheads.org/forum/viewtopic.php?t=435176

Get in touch with Don and learn more: https://doncashpodcast.com/

As the holiday season approaches, many of us find ourselves gathering with loved ones, sharing stories, laughter, and sometimes, unexpected topics. In this holiday edition of the show, Don brings a fascinating mix of cheer and wisdom to the table by helping you with three vital financial conversations you can have with loved ones this holiday season.

Here’s some of what we discuss in this episode:

• What does Don think about the drones that have been over New Jersey?
• Why you should talk with aging parents about their financial and legal documents.
• The best approach to guiding children towards financial independence.
• How to frame discussions with your spouse.
• Don’s favorite Christmas movies.

Get in touch with Don and learn more: https://doncashpodcast.com/

December is here, so in this episode, Don and Marc take a moment to look ahead at what changes may be coming in 2025, particularly when it comes to IRA planning and potential tax shifts. Listen in as they break down the key factors to consider when deciding whether to convert your traditional IRA to a Roth IRA, including tax rates, the timing of your conversion, and how it fits into your overall retirement strategy.

Throughout the conversation, Don shares some practical examples, such as how retired couples or those nearing retirement can benefit from converting at today’s lower tax rates. The episode also covers important considerations like Medicare premiums and the potential for future changes to Social Security taxation.

Here’s some of what we discuss in this episode:

• Converting traditional IRAs to Roth IRAs vs deferring taxes
• Ideal scenarios for conversions, such as being retired or working part-time before age 73
• The potential impact of Roth conversions on Medicare premiums (IRMAA)
• The advantages of being married for Roth conversions
• Changes coming down the pike for 2025 to have on your radar

Get in touch with Don and learn more: https://doncashpodcast.com/