Are you ready to navigate the shifting tides of financial planning and seize new business opportunities? Join us as we dive into the transformative Secure Act 2.0 and its 2025 mandates. Discover how automatic enrollment in retirement plans and state-specific regulations could impact your financial future.

We'll unravel the Corporate Transparency Act's requirements for business owners and explore tax credits that reward companies for matching employee retirement contributions. Curious about the new catch-up contributions for those aged 60-63 or converting 529 plans to Roth IRAs? We've got you covered!

Plus, we tackle the economic landscape, from national debt to student loan forgiveness, and highlight the crucial Employee Retention Credit for pandemic-affected businesses. Stay informed, stay engaged, and join us on our new YouTube channel for more insights.

Schedule an appointment or contact us at https://womenofwealth.vip if you want help filing your Corporate Transparency/BOIR Filing by January 1st.

For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fm

Got a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Ever wondered how to double your investment in just a few years without the usual barriers? In Episode 22 of Women of Wealth, we sit down with the inspiring entrepreneur Desiree Doubrox to unravel the magic of syndication. Desiree, founder of Homework, shares her journey and reveals how syndication opens doors to real estate for those without traditional qualifications. Discover how you can leverage retirement savings like Roth IRAs and 401(k)s for potentially higher returns through self-directed investments.

Desiree also shares her pandemic pivot strategies and her passion for empowering women, especially women of color, in the real estate sector. Tune in to hear how syndication can be a game-changer for financial independence and legacy-building. Plus, catch Desiree's quick-fire insights on her financial goals and her mission to uplift others through her success. Don't miss this empowering episode packed with actionable insights!

Desiree Doubrox's Bio:
Investing in Real Estate, Private Lending, Raising Capital and Syndication is the name of her game. Starting in 1989 Desiree has been a realtor, broker and investor with experience in fix and flips, Multi residential, notes, NNN, short term rentals and raising millions for syndications

As an entrepreneur since the age of 12, she has never had a W2 and has navigated the art of business, as a coach, speaker, podcast host and publisher of “Let’s Talk Success“ magazine.

Mother, yogi, traveler, and determined to change the way business professionals and entrepreneurs live and work Desiree launched HomWork in 2018.

Acquiring properties that they can remodel and re-market to digital nomads and remote workers can... Live where you work. Work where you live. Anywhere in the world.

Partnering with Outsite.co, they have over 50 properties in 17 countries and have recently launched a fund to raise 10 million dollars for future acquisitions. Allowing passive investors to receive consistent dividends and healthy returns in 3-5 years.

Connect with Desiree:
Desiree@HomWork.com
Phone: 818-292-5559

For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fm

Got a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Ever wondered if debt settlement is just a scam? Or how it really stacks up against debt consolidation? In this episode of Women of Wealth we dive into the nitty-gritty with Izzy Cheptea, director of sales at Relief Strategies. Izzy pulls back the curtain on common misconceptions and reveals how her company stands out with transparency and client-focused strategies.

Listen in as Izzy breaks down the nuts and bolts of debt settlement, from negotiating with creditors to understanding its impact on your credit score. Plus, she shares savvy tips for navigating holiday spending without sinking into debt. Whether you're curious about student loan solutions or looking for practical financial tips, this episode is packed with insights to help you manage and reduce debt effectively.

Izzy Cheptea's Bio:

Izzy is originally from Bucharest, Romania but has lived in Las Vegas, Nevada for 25 years. Izzy has a passion for sales with over 15 years of experience in sales management as well as recruiting and client support. Currently, Izzy is the Director of Sales at Relief Strategies, focusing on driving sales performance, providing training to the team and helping clients get out of debt every day! Known for her dedication, Izzy embraces her workaholic, shopaholic, and coffee-loving nature while also being an avid cook in her free time and spending time with her 3 cats!

Connect with Izzy:

Website: Izzy@reliefstrategies.com

Book a free debt consultation with me today! Click on my link below to book some time on my calendar.

https://bd.reliefstrategies.com/widget/booking/nq3rJzqRyYhwk30quuVW

LinkedIn

For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fm

Got a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Are you or a loved one approaching the age of 65 and feeling overwhelmed by Medicare options? Ever wondered how your income might affect your healthcare costs? Join us on Women of Wealth as we unravel the intricacies of Medicare with expert Sheizka Komala. Inspired by her own grandmother's journey, Sheizka dives into the essentials of Parts A and B, and the nuances of Medicare Supplements versus Advantage Plans.

Discover why 2026 could be a pivotal year for group health insurance and Medicare, and what the impending Part B premium increase means for your wallet. Plus, get the lowdown on prescription drug coverage changes and how to dodge unexpected expenses. Finally, Sheizka shares her personal finance tips, highlighting the importance of early bill payments and diverse investments. Tune in for a wealth of knowledge to empower your retirement planning journey!

Sheizka Komala's Bio:

I specialize in helping seniors navigate the complexities of their Medicare

options. With a commitment to personalized service, I work closely with

each individual to understand their unique healthcare needs and

preferences. My goal is to simplify the Medicare process, making it easier for

seniors to make informed decisions about their coverage. Whether it’s

choosing the right Medicare Advantage plan, enrolling in Part D for prescription coverage, or exploring Medigap options, I provide the guidance and support needed to ensure peace of mind.

BACKGROUND:

Half of my background is in insurance and investments and the other half is in

health and wellness. My Insurance Career Started in 2001

FREE TIME:

Spending time with friends and family, volunteering at church, traveling, hiking and paddle boarding.

Connect with Sheizka:
Email: skomala@exactbenefitsgroup.com
Phone: (614) 309-0384

For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fm

Got a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Ever wondered if there's a more community-driven way to manage healthcare costs? Join us in this exciting episode of Women of Wealth as we dive into the world of health sharing with entrepreneur and healthcare advocate Ginny Bartlett-Elbert. Discover how health sharing could revolutionize your approach to medical expenses by pooling resources in a supportive community.

Ginny unpacks the benefits of health sharing, from lower costs based on age to the freedom of choosing your healthcare providers without network restrictions. Learn how Impact Health Sharing is leading the way with innovative programs that reward preventive health measures and even cover dental and vision care.

Curious about how health sharing stacks up against traditional insurance? Tune in for an enlightening discussion, plus a lightning round of personal finance tips from Ginny. Don’t miss this episode packed with insights and strategies for taking control of your healthcare!

Ginny Bartlett-Elbert's Bio:

I am a 10 year breast cancer survivor and did not have healthcare at the time of diagnosis. I was on the hope and pray plan due to the high cost of healthcare at that time. I learned how to navigate our broken healthcare system with the help of a few amazing caring doctors. I felt it was important for people to know they can heal personally from something as catastrophic as cancer so I published a book surrounding my journey to share with others. Fast forward to today, I am healthy and on a mission to help individuals, families and business owners like me who are struggling to pay for the healthcare they can't seem to afford and get the care they deserve when they need it.

Connect with Ginny:

Email - heartenpointllc@gmail.com

Phone - (951) 335-7125

Reach out for a Free 20 minute personal assessment

For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fm

Got a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

What does it take to transform a passion for food into a thriving business empire? How can the flavors of Thai cuisine enhance your next business meeting? Join us for Episode 19 of the Women of Wealth podcast, where Hawley Woods Gray and Allie Ramo sit down with the remarkable Chef Nikky Phinyawatana. Celebrating two decades in the restaurant industry, Chef Nikky shares her inspiring journey, from launching her cookbook "Thai Food and Travel with Chef Nikky" to expanding her culinary reach with her own line of sauces.

Discover the secrets behind the four key Thai flavor profiles and get insider tips on crafting the perfect dining experience for business meetings. Chef Nikky's innovative approach to blending food, culture, and entrepreneurship will leave you hungry for more. Don't miss this deliciously insightful episode—tune in and let Chef Nikky inspire your culinary and business adventures! Connect with her and explore her culinary world through her website and social media.

Nikky Phinyawatana's Bio:

Nikky Phinyawatana is the charismatic chef behind the Chef Nikky lifestyle brand and the iconic Asian Mint restaurants, now celebrating 20 years across five bustling Dallas locations. Her passion for Thai cuisine and culture has earned her a top spot in the culinary world, with accolades including her award-winning cookbook “Thai Food and Travel with Chef Nikky: Easy Thai Recipes to Feed Your Soul” and her popular YouTube series Thai Takeover. Nikky makes Thai and Asian fusion cooking approachable and fun, whether you're a novice or a seasoned foodie.

A dynamic speaker and influencer, Nikky loves sharing her journey as an Asian American entrepreneur, inspiring audiences to follow their passions. Her laid-back yet engaging style makes her a perfect fit for collaborations and events. Named one of the Top 10 Best Chefs in Dallas, she's not just about great food—she's all about giving back, supporting over 100 charities through her work.

When Nikky isn't whipping up culinary masterpieces, you might find her baking at midnight, diving into the best Texas BBQ, or jetting off to beach destinations with yummy food scenes. Always up for a spontaneous adventure, she embodies the soul of a true food lover. Featured in D Magazine's list of North Texas's most influential leaders, Nikky also launched a line of Thai cooking sauces and created virtual “Escape to Thailand” experiences during the pandemic.

Nikky Phinyawatana is not just a chef; she's a culinary trailblazer with a zest for life, making every meal an adventure. Whether you want to cook alongside her, hear her speak, or simply vibe with her love for food and travel, Nikky is the ultimate foodie friend you wish you had. She lives in Dallas with her husband and two kids, always ready for the next delicious journey.

Connect with Chef Nikky:

Website: chefnikky.com

Top Thai Street Food Recipes and specials, sign up HERE

Instagram: @chefnikkyofficial

For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fm

Got a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

What surprising hurdles did we face in our podcasting journey? How can you gear up for financial success in 2024? Welcome to Episode 18 of the "Women of Wealth" podcast! Join us, Hawley Woods Gray and Ali Romo, as we wrap up an incredible first season and gear up for an even more exciting second season. We dive into the nitty-gritty of podcasting—the unexpected challenges and the rewarding moments.

Get ready for a sneak peek into Season 2, where we welcome powerhouse guests like Jill Lublin and Michelle Jacobik, who will unlock secrets to mastering your money mindset. Plus, we’re thrilled to announce our partnership with Exact Medicare, offering vital insights for women business owners nearing retirement.

We'll also break down the SECURE Act 2.0 and why it’s a game-changer for your retirement savings. And as the holidays approach, we’ve got you covered with smart budgeting tips and creative gift ideas.

Connect with us on Instagram @wowwomenofwealth, Facebook at Wow Women of Wealth, and YouTube at Women of Wealth VIP. Let’s take charge of our financial futures together!

For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fm

Got a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Welcome to Season 2, where your journey to financial empowerment continues. Hosted by the dynamic duo, Hawley Woods Gray and Allie Ramo, this season is not just a podcast—it’s a thriving community dedicated to navigating the complexities of wealth-building together.

Join us as we dive into insightful conversations with industry experts and trailblazers who share their unique experiences and strategies for growing wealth. Hawley and Allie are here to answer your most pressing money questions, offering practical advice and inspiring stories that will equip you with the tools to take control of your financial future.

Whether you’re just starting out or looking to expand your financial horizons, Women of Wealth is your trusted companion on this empowering journey. Tune in and become part of a community that celebrates success, fosters collaboration, and encourages every woman to reach new heights in her wealth journey.