What if the best BANK for your family… were you? In this episode, Winnie and Lacy explore pages 19–20 of Becoming Your Own Banker and break down how to build your own personal banking system using dividend-paying whole life insurance. They discuss the concept of cogeneration, how this strategy taps into a system that already exists, and why it’s time to stop relying on traditional banks. This episode is a wake-up call to take back control of your money—and create a financial future that truly serves you.

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In this episode, Winnie and Lacy unpack “The Problem” as outlined in Nelson Nash’s Becoming Your Own Banker—revealing how most people unknowingly operate in a financial system designed to drain their wealth. From hidden interest costs to tax traps and poor cash flow habits, they explore the financial headwinds that quietly work against families and entrepreneurs. Through relatable stories, faith-based insight, and real-world examples, this conversation will challenge how you think about money—and introduce Infinite Banking as a radically different way forward.

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Nelson Nash's famous "Grocery Store Example" from Becoming Your Own Banker, highlights how self-discipline is an important component of creating long-term financial freedom. Listen in as Winnie & Lacy explore the parallels between running a business and managing personal finances, emphasizing the cost of "stealing the peas." This episode is packed with real-life stories and insights, and is a must-listen for anyone serious about taking control of their financial future.

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► Learn more: https://www.ranchyourway.com

► Get the books: https://www.ranchyourway.com

In this episode of the Becoming Your Own Banker book study, Winnie and Lacy dive into page 14 to explore a concept most people skip right over—imagination. Why does something so simple have the power to completely shift your financial future? Because the way you think about money is the first step. From breaking free of survival-mode thinking to envisioning true financial independence, this conversation will challenge you to imagine what's really possible—for you, your children, and generations to come.

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► Learn more: https://www.ranchyourway.com

► Get the books: https://www.ranchyourway.com

In this episode, Winnie and Lacy continue their deep dive into Becoming Your Own Banker by exploring how Nelson Nash first conceived the Infinite Banking Concept. They discuss the financial hardship that led to his revelation, share personal experiences of being over-leveraged, and explain why understanding this concept could help you weather any financial storm. Whether you're just learning or ready to take action, this episode offers both insight and encouragement.

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► Learn more: https://www.ranchyourway.com

► Get the books: https://www.ranchyourway.com

In this inspiring conversation, Winnie welcomes Rebecca Undem to explore what it truly means to build resilience in small towns and rural communities—especially when the world feels uncertain. From navigating economic pressures and emotional tolls to reimagining personal finance through the Infinite Banking Concept, this episode is a call to anchor into purpose, think long-term, and create local impact.

We dive into practical strategies for thriving where you are, staying rooted in your values, and taking control of your financial future—no matter what’s happening across North America. If you’ve ever felt like you’re being told to “wait it out,” this episode offers a powerful reminder that now is the time to think differently and lead boldly.

https://www.growingsmalltowns.org/blog

Rebecca Undem has always been passionate about two things: people and talking to people. As an inspirational speaker, community advocate, and host of the podcast The Growing Small Towns Show, she’s put her gift of gab to good use.

As Founder and Executive Director of Growing Small Towns, non-profit organization headquartered in her hometown of Oakes, ND (pop. 1800), Rebecca helps small communities be places people love to call home through programs that grow their human, social, and cultural capital.

Not one to let people down, Rebecca still lives up to her childhood label of drama queen. She binges on Netflix shows, coffee, and anything that makes her feel verklempt—her self-declared favorite feeling. Rebecca went against her youthful declarations and married a farmer, Jeremiah, and together, they have three amazing kids: Andrew, Carter, and Brynlee. They love their small town and the crazy-good life they get to live there.

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YouTube: http://youtube.com/@WinEHpodcast

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► Learn more: https://www.ranchyourway.com

► Get the books: https://www.ranchyourway.com

With political and economic uncertainty growing in Canada, many are questioning how to protect what they’ve built. In this powerful episode, Winnie and Lacy They unpack the power of the Infinite Banking Concept as a way to build personal stability, create generational wealth, and reclaim control over your cash flow in uncertain times. Tune in for real talk, practical insights, and a fresh perspective on taking control of your financial future—no matter what’s happening in the world around you.

Follow Ranch Your Way

Instagram: http://instagram.com/ranch_your_way

YouTube: http://youtube.com/@WinEHpodcast

Facebook: https://www.facebook.com/RanchYourWay

► Learn more: https://www.ranchyourway.com

► Get the books: https://www.ranchyourway.com

A market downturn isn’t just a blip—it’s a wake-up call. In this episode, Lacy unpacks the recent market crash and what it reveals about the financial habits and assumptions many people rely on. She explores the Infinite Banking Concept as a steady, long-term alternative and explains how dividend-paying whole life insurance can provide protection when traditional markets falter. Drawing from the principles in Becoming Your Own Banker and Farming Without the Bank, Lacy challenges the status quo of retirement planning and invites you to rethink where—and how—you build your financial security.

Follow Ranch Your Way

Instagram: http://instagram.com/ranch_your_way

YouTube: http://youtube.com/@WinEHpodcast

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► Learn more: https://www.ranchyourway.com

► Get the books: https://www.ranchyourway.com