What is Strata insurance’s role in dealing with resultant water damage claims? One of the things that I want to point out is that it's absolutely, absolutely important that you first identify if there is an exclusion in your Strata insurance policy about water damage claims. Usually, there is an exclusion if the Strata insurer has identified that there is an ongoing and significant defects in the building where that's identified and there has been significant claims in the history of your development, there is a likelihood that the strata insurer dealing with the resultant water damage claims would be an exclusion, meaning no claim could be made that relates to resultant water damages. However, if such exclusion does not exist, there is an obligation for the strata insurer to deal with and accept a claim for resultant water damages. However, that is on the condition that the source of the water damage is first rectified permanently. And that could be done and that could be proven by the strata community and/or yourself once an expert report confirms in writing that the source of the water damage is now permanently fixed. That's when the strata insurance claim kicks in and it would be the strata insurance claim that would be dealing with and paying for the resultant water damage.