In this episode of Weaving Gold, Nathan Fradley and Jordan Vaka explore a powerful framework for thinking about money—not just as numbers in a bank account, but as resources flowing through four distinct dimensions of life.

Whether you're running a business, supporting adult children, planning for retirement, or feeling the pull to give back, this conversation introduces the idea of seeing your wealth through four "buckets":

1. Personal wealth – your income, savings, superannuation, and financial safety net.

2. Business wealth – the money inside your business or practice, which may be tightly linked to your identity and daily decisions.

3. Family wealth – the funds you use to support others, often adult children or ageing parents.

4. Philanthropic wealth – charitable giving, donations, or broader contributions to community and causes you care about.

Nathan and Jordan explain how failing to separate these areas can lead to unintended consequences—like overcommitting to your business and neglecting your retirement plan, or helping children too early and compromising your own financial security. They share real-world stories from the advice profession, highlight common traps, and offer strategies to realign decisions with your values.

This episode is especially relevant for women aged 50–70 who are at the crossroads of caring for others while planning for themselves. It’s easy to fall into the habit of putting others first—but without a clear view of your own financial wellbeing, even generous actions can create stress or long-term regret.

Key themes explored in this episode include:

• Why money in your business isn’t necessarily your money

• How to help your kids without becoming financially vulnerable

• The role of trusts and structures in family wealth planning

• How philanthropic giving fits in—without waiting until retirement

• The difference between lived values and aspirational values in financial decision-making

Nathan and Jordan also reflect on how money can be a tool for alignment—helping you live in line with the kind of person you want to be. By reviewing your wealth through this four-pillar lens, you can get clearer on where you stand, what needs attention, and how to be more intentional with every financial choice you make.

If you’re someone who’s been asking: “Am I doing the right things with my money?”—this episode is a helpful reframe.

Nathan:

advice@nathanfradley.com.au

www.nathanfradley.com.au

Jordan:

jordan@planningsolo.com.au

www.planningsolo.com.au

The information contained in this podcast is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.

Jordan and Nathan are both authorised representatives of PlanningSolo Licensing, AFS Licence 526143.

In this episode, Nathan Fradley and Jordan discuss the complexities of asset division during divorce, emphasizing the importance of understanding the negotiation process, maintaining empathy, and focusing on individual needs rather than strict percentages.

They explore how to approach asset division thoughtfully, considering both financial and emotional aspects, and provide practical advice for navigating this challenging time.

Nathan:

advice@nathanfradley.com.au

www.nathanfradley.com.au

Jordan:

jordan@planningsolo.com.au

www.planningsolo.com.au

The information contained in this podcast is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.

Jordan and Nathan are both authorised representatives of PlanningSolo Licensing, AFS Licence 526143.

In this episode, Nathan Fradley and Jordan discuss the complexities of having parents move in with their adult children.

They explore the emotional and financial implications, the potential for conflicts of interest, and the importance of clear communication and agreements.

The conversation also covers granny flat arrangements, the necessity of professional guidance, and how to navigate family dynamics effectively.

Nathan:

advice@nathanfradley.com.au

www.nathanfradley.com.au

Jordan:

jordan@planningsolo.com.au

www.planningsolo.com.au

The information contained in this podcast is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.

Jordan and Nathan are both authorised representatives of PlanningSolo Licensing, AFS Licence 526143.