Have you got a Self-Managed Super fund, but don't fully understand the rules?

Self-Managed Super Funds can give you more control; but they also come with serious responsibilities.

In this episode, Nathan and Jordan unpack what it really means to be a trustee. From the duty to act with honesty and diligence, to the sole purpose test, to record-keeping and audits, they explain the key obligations and common mistakes that catch people out. If you’ve got an SMSF, or are thinking about starting one, this episode is essential listening.

You can also get more informatino on SMSFs from the ATO here: Self-managed super funds | Australian Taxation Office

And The ATO have education here: Self-managed super fund education products | Australian Taxation Office

Nathan:

advice@nathanfradley.com.au

www.nathanfradley.com.au

Jordan:

jordan@planningsolo.com.au

www.planningsolo.com.au

The information contained in this podcast is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.

Jordan and Nathan are both authorised representatives of PlanningSolo Licensing, AFS Licence 526143.

Fresh from a divorce settlement and thinking about a new car?

Nathan and Jordan unpack the financial and emotional factors to consider when answering a question from a listener, from the independence a new car can bring to the real cost of loans and novated leases.

They explore opportunity cost, budgeting, dealership traps, and how to decide what’s right for your situation.

Nathan:

advice@nathanfradley.com.au

www.nathanfradley.com.au

Jordan:

jordan@planningsolo.com.au

www.planningsolo.com.au

The information contained in this podcast is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.

Jordan and Nathan are both authorised representatives of PlanningSolo Licensing, AFS Licence 526143.

When can you access your super, and how does that interact with the age pension?

In this episode, Nathan and Jordan respond to a listener question about using super to pay off a mortgage and the impact on pension eligibility.

They clarify the difference between accessing super and qualifying for Centrelink payments, explain conditions of release, and break down the asset and income tests. A practical conversation on how retirement decisions are shaped by both rules and lifestyle goals.

Nathan:

advice@nathanfradley.com.au

www.nathanfradley.com.au

Jordan:

jordan@planningsolo.com.au

www.planningsolo.com.au

The information contained in this podcast is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.

Jordan and Nathan are both authorised representatives of PlanningSolo Licensing, AFS Licence 526143.