Visit our website:

https://www.thewealthwarehousepodcast.com/

Register for the next live Wealth Warehouse Webinar happening June 12th at 5pm Central:

https://us06web.zoom.us/meeting/register/xub1rL2JSWq1aIifeFlJXA

Becoming Your Own Banker by Nelson Nash:

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Losing your job is stressful, but it doesn’t have to derail your Infinite Banking strategy. In this episode, Dave and Paul explain what actually happens to your policy if your income stops and how to prepare for it.

They cover what to do if you can’t pay your premiums, how grace periods work, the flexibility built into most policies, and options like partial surrenders and non-forfeiture. They also break down how your policy design impacts your ability to weather financial setbacks and what “red” money really means in this context.

If you’re building an IBC plan for the long term, this episode will help you stay confident—no matter what life throws your way.

Episode Highlights:

0:00 - Introduction

1:04 - Episode beginning

2:53 - Shoutout to Dave and Paul’s clients

5:48 - “What happens if I lose my job?”

9:22 - “How do I pay my premiums?”

12:52 - Grace period

15:35 - The flexibility that is available to you when you can’t pay

18:11 - Non-forefiture options

20:48 - Partial surrender

21:45 - How does this affect my policy?

27:48 - “Red” money

32:22 - The way your policy is designed matters

36:01 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website:

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website:

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

davidandpaul@theibcguys.com

Visit our website:

https://www.thewealthwarehousepodcast.com/

Becoming Your Own Banker by Nelson Nash:

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

In this week’s special edition of Wealth Warehouse, Dave and Paul are sharing their most recent IBC webinar where they field questions from newcomers to Infinite Banking, experienced practitioners and even a few who may be starting their own banking system in the near future.

Episode Highlights:

0:00 - Introduction

1:37 - Episode beginning, juvenile policies

6:12 - Getting policies on adult children

9:02 - Gift tax, policies on nieces, nephews, etc.

14:57 - Planning for college

21:21 - Some other options for repaying loans

28:25 - Using cash value (to get more cash)

34:46 - Where else are you saving for big purchases?

38:15 - Question about 529 plans

46:05 - Loan rates, going through a bank

51:45 - Question: IULs and IBC and which companies to pick

59:57 - What’s a good “split” for a policy

1:03:36 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website:

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website:

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

davidandpaul@theibcguys.com

Visit our website:

https://www.thewealthwarehousepodcast.com/

Becoming Your Own Banker by Nelson Nash:

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

In this week’s episode, Dave and Paul are sharing with you a radical shift in mindset:

Premium isn’t “the problem” – it’s the solution to your problems.

From gaining more control and liquidity in your financial life to balancing risk, volatility and tax inefficiencies, you’ll have more than just a couple reasons to make sure you’re paying as much premium as possible.

Episode Highlights:

0:00 - Introduction

0:52 - Episode beginning

1:49 - Answers a viewer question

6:14 - Premium is the answer to your problems

8:05 - The problem is “the problem”

9:34 - How does paying more premium help?

11:49 - “It’s about control”

15:46 - Tax inefficiencies

20:04 - Market risk and volatility

24:10 - Lack of liquidity

29:10 - There is no career path to generational wealth

31:13 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website:

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website:

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

davidandpaul@theibcguys.com

Visit our website:

https://www.thewealthwarehousepodcast.com/

Becoming Your Own Banker by Nelson Nash:

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

In this week’s follow-up episode, Dave and Paul are continuing their discussion of the “process vs. the product”.

Last week, they examined “the process” of Infinite Banking – now, they are dissecting the product that helps you create your own banking system, dividend paying whole life insurance.

From the basics of “what it is and how it works” to more specifics on guarantees, dividends and much more.

The guys also share their perspective on the structure, liquidity and stability you get from this financial product, and what makes it so good for IBC.

Episode Highlights:

0:00 - Introduction and recap of last episode

5:35 - Talking about the product

12:59 - The structure

14:43 - Guarantees and dividends

16:19 - “What is guaranteeing all of this?”

20:54 - Liquidity

23:08 - Stability

31:01 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website:

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website:

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

davidandpaul@theibcguys.com

Register for the next live Wealth Warehouse Webinar happening May 15th at 5pm Central time:

https://us06web.zoom.us/meeting/register/_vPd96WSSrOS7LhEXiQyAQ

Visit our website:

https://www.thewealthwarehousepodcast.com/

Becoming Your Own Banker by Nelson Nash:

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

When people first hear about Infinite Banking, their minds often jump straight to the product—a specially designed whole life insurance policy. But that’s just one part of the picture.

In this episode, Dave and Paul break down the critical difference between product and process in IBC and more specifically: examine the process of Infinite Banking—thinking like a banker, utilizing your policy to capitalize yourself, how loans are administered, the safety IBC provides and everyone’s favorite topic.. Growing your money!

Episode Highlights:

0:00 - Introduction

1:01 - Episode beginning

3:30 - The process vs. the product

7:10 - Infinite banking is a capitalization strategy

13:06 - The borrowing aspect

17:05 - Borrowing from your policy

23:07 - There is no structure to loan repayment

25:57 - Growth on your money

30:05 - Safety

34:23 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website:

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website:

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

davidandpaul@theibcguys.com

Register for the next live Wealth Warehouse Webinar happening May 15th at 5pm Central time:

https://us06web.zoom.us/meeting/register/_vPd96WSSrOS7LhEXiQyAQ

Becoming Your Own Banker by Nelson Nash:

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Visit our website:

https://www.thewealthwarehousepodcast.com/

Nobody likes losing money – but in this economy, it hurts a little extra.

In this week’s episode, Dave and Paul explore some of the areas that we are losing money – and what you can do to turn those losses in gains for your personal banking system.

Interested how? Tune in to find out!

Episode Highlights:

0:00 - Introduction

0:54 - Episode beginning

2:53 - There’s so much more we can do

5:39 - Diving into the numbers

11:14 - Do you want your money to be re-useable?

18:29 - Where can I come up with 5% for my premium?

25:47 - Tuition and college savings

29:33 - Big expenditures

33:09 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website:

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website:

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

davidandpaul@theibcguys.com

Register for the next live Wealth Warehouse Webinar happening May 15th at 5pm Central time:

https://us06web.zoom.us/meeting/register/_vPd96WSSrOS7LhEXiQyAQ

Becoming Your Own Banker by Nelson Nash:

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Visit our website:

https://www.thewealthwarehousepodcast.com/

In this week’s episode, Dave and Paul are once again giving you a look into their monthly IBC seminar complete with clients, prospects, professionals, businesses owners and more!

The guys discuss some foundational topics surrounding where you “store” your capital, as well as how you can sequence it and be more efficient with it when it comes to financing the things in life. Additionally, they field some questions from guests surrounding premium deposit funds, loan rates – and some more specific questions.

Episode Highlights:

0:00 - Introduction

1:59 - First question: “Where do I store my capital as I save?”

7:27 - Put your saved money into outstanding loans

9:15 - Loan rates

18:55 - Premium deposit funds

23:24 - Income increases and HLV, “does a dividend amount buy more base?”

34:01 - How Scott got his employer to pay for his premium

45:30 - Creative ways to be efficient with your money

52:27 - Juvenile policy riders

55:22 - “Did you ever look at your premium as a bill?”

59:48 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website:

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website:

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

davidandpaul@theibcguys.com

Register for the next live Wealth Warehouse Webinar happening May 15th at 5pm Central time:

https://us06web.zoom.us/meeting/register/_vPd96WSSrOS7LhEXiQyAQ

Becoming Your Own Banker by Nelson Nash:

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Visit our website:

https://www.thewealthwarehousepodcast.com/

It’s your most precious resource.

And it means a whole lot when it comes to IBC and establishing your own banking system.

In this week’s episode, Dave and Paul detail some examples of why you shouldn’t wait for the “right” moment – instances where bad luck strikes right when it really shouldn’t.

From “I’m still paying off my house” to concerns about your physical condition before you apply – the fellas will let you in on all the common excuses and obstacles – and why you shouldn’t let them slow you down from becoming an IBC practitioner.

Episode Highlights:

0:00 - Catching up

1:58 - Time is of the essence

8:37 - Some common excuses and obstacles

12:04 - “I’m going to wait to lose some weight”

16:42 - “I’m trying to pay off the house”

21:23 - Why waiting is the WRONG answer

28:54 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website:

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website:

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

davidandpaul@theibcguys.com