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In the business world, the dynamic between "dreamers" and "doers" is crucial for innovation and success. While both are essential, they represent different approaches and skillsets that complement each other.

Dreamers are visionaries, often characterized by their creativity, optimism, and ability to imagine possibilities beyond the current state.

Doers, on the other hand, are practical, action-orientated individuals who focus on execution and implementation. Tune into this episode to see how dreamers become doers in the business world.

#businessowner #doers #dreamers #success #inbusiness #lookingforward #implementation #execution #creativety #skillsets #approach #calltoaction #imagination

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Being impulsive in business can negatively impact your business operations by leading to hasty decisions that might result in financial losses, damaged relationships with clients or partners. Impulsiveness can lead to poor strategic planning, decreased employee morale, and a lack of credibility due to inconsistent actions, all stemming from a failure to adequately consider consequences before acting. Tune into the latest episode of the Watch4thehook Business & Entrepreneur Podcast to see are you an impulsive business owner.

#business #motivation #businessowner #money #smallbusiness #marketing #success #entrepreneurship #believe #branding #positivevibes #startup #goals

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The "American Dream" typically represents homeownership, financial stability, and upward mobility, can easily transform into a nightmare for individuals with bad credit. Bad credit significantly restricts their ability to access necessary loans for key aspects like buying a house, starting a business, or even securing a decent rental rate.

A poor credit score can prevent someone from qualifying for a mortgage, forcing them to rent or live in substandard housing, which can hinder stability and limit potential wealth accumulation. Tune into this episode to see if you are looking to try and live the American dream or are you being forced into an American nightmare.

#business #creditscore #Americandream #goodcredit #badcredit #creditreport #creditscore #entreprenuership #goodcreditpractices #predatorylending #creditcardscams #creditcards

*****Happy 2025 from the Wacth4TheHook Business & Entrepreneur Podcast*****

We hope everyone has a great 2025. 2024 was quite the year for us personally and in business as well. Some good highs and some tough lows as well, but we can't complain one way or the other.

In this episode we are talking about making the necessary adjustments in business and in life for 2025. We are hoping that you all can take away view points from years past to help you all make some great decisions for 2025.

#businessmindset #businesstips #2025 #newyearnewbusiness #startinganewbusiness #businessgrowth #entrepreneur #marketing #success #smallbusinesssuccess #entrepreneurlife #newlife2025

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We want to thank 2024 for being a year of understanding, learning, and reflection. As a small business we have had to continue that this a business of love that grows as we grow as a company and as a culture. We keep learning that the business landscape changes daily and we have to adapt on the run it seems at times. We also reflect on where we started, where we are now, and where we hope to go in the future.

2025 already has some business owners worried and we understand those feelings. Those who are wondering if they will start their business soon, there are no guarantees of success but you will never know if you don't try. Tune in to this episode and see where your thoughts are about being or becoming a business owner in 2025.

#becomingabusinessowner #smallbusinessowner #blackpodcastersassociation #blackpodcaster #apparelbusinessowner #smallapparelbusiness #businessesin2025 #forcastingbusinessfor2025 #economyin2025 #eonomicstatusfor2025

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We come with a great feelin of collaboration because of our inter with @Ermias Hagos of The Black Experience Podcast (YouTube). We are appreciative of him reaching out and inquiring if we would be willing to sit down and have a meet and greet session. Then we went on to realize all the great things we all have in common and then to put it on wax as they say lol.

The main thing to take from this episode is to be specific in what you are looking from in a potential collaborator and what everyone can possibly gain from the collaboration. Whether it is more views, more customers, better sales, etc., just be willing to understand what you are looking for. Click the link and tune in.....

#collabs #workingwithothers #likeminded #collaborations #HookingUp #talkingaboutthings #networking

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A small business loan is money that can be borrowed from a prospective lender that will have to be paid back with interest. While a small business grant can be free money awarded to a small business that does not have to be paid back. The key from those last two sentences is that a loan requires repayment, whereas a grant does not.

There a key points about a small business loan and grants:

Application process:

Loan applications usually focus on creditworthiness and the ability to repay. We have talked about in an earlier episode about fixing your personal credit first. We continue to preach that after you become 18 your credit score number means more to you than your SS#.

Eligibility Criteria:

Both loans and grants may have certain criteria eligibility requirements based on certain business factors such as: size of the business, industry, location of the business, and financial health of the business. Sometimes grant eligibility can be more restrictive.

Just be aware of the financial stipulations can also can be associated with getting a loan or a grant. Tune in to this episode to see if your business can benefit from some financial stimulation.

#businessloan #businessgrant #financiallender #loan #grant #repayment #gift #freemoney #flexibility #applicationprocess #moneyawarded

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There are a number of ways a small business can accept payment from customers. Merchant services are various financial services for businesses to accept and process electronic payment transactions. It sounds simple, but that includes everything from hardware used for card payments to the virtual gateways that secure online transactions. As always, nothing in life is free either. The average credit card processing fee, which will be taken out of the merchant's (the business) sales revenue. This fee may range from about 1.5% to 3.5%. Merchants can negotiate their card processing fees, and they are not set in stone.

October of 2024, we had been noticing some "new" and "unexplained" charges coming from our business bank account for awhile. M&T Parker LLC has has a portable payment operating system from Clover. There had always been a standard monthly fee with a percentage fee of a certain percent on the amount of a processed purchase amount. We mainly used it for pop up events and in person purchases as well for our loyal customers. Long story short, we have not parted ways with Fiserv (the parent company) and Clover because of the unexplained charges and other not so cool customer service business transactions. Tune in to see if your small business is being service fees to death as well.

#smallbusinessowner #merchantservices #acceptablepayment #onlinetransactions #creditcard #creditcardpayments #banktransactions #monthlyfees #percentagefees #processingfees #electronicpayments #financialservices