Don't let market chaos or political drama derail your investments!

Learn why staying calm and thinking long-term is key to financial success in volatile times.

Tune in for expert tips to keep your money rational and thrive! 📈💡

#investingtips #podcast#marketvolatility#staycalm

Sean, Amy, & Jalal discuss why many of us are not happy in our so-called "golden years" & what the top regrets are for retirees:

1) Not structuring your money to make you more money

2) Not having a supportive social circle

3) Forgetting to dream

4) Retiring too early

5) Not keeping up with your hobbies

They also discuss why the thought of going to the beach everyday, or travelling all the time, or spending our days golfing is not realistic and can get boring VERY fast. We're still human and we still require purpose. Diversifying our time is key to a happy retirement.

📢 Had a great chat with Martin Lefebvre, Chief Investment Officer of National Bank Investments here at National Bank of Canada about the current market environment and what it means for Canadian investors and the public.

Amongst the many things we discussed, we focused on questions that many of us are asking 🧐

1️⃣ Given the economic and political environment in the US, how do you see things playing out for Canadian investors 🇨🇦📊?

2️⃣How can investors be proactive in navigating the market turbulence we've seen in the last few weeks and in the coming weeks💡?

Spoiler Alert…his words of wisdom were 💬…"this is not time to be a hero"- loved that 🚀⚖️.

Are trusts and family trusts beneficial? What are the different corporate structures?

Let's Dig In...

We all love tax right? RIGHT???

💡Easily one of my favourite recordings to date. Along with Jalal Midani & Ali Spinner of Crowe Soberman, I had a great discussion on the importance of correctly setting up a corporate structure if you're a business owner. However you choose, it will have a profound impact on your tax obligations, operational efficiency, and overall success📝.

We learned a TON 🧠. Key takeaways were 🗝️:

- As a business owner, ask yourself, did you set up your business for a

future-sale? Or for income? 🔄

- For optimal sale-value & after-tax proceeds- 2 years of planning

is a minimum for setting yourself up for greater success 📈

- It doesn't matter much if you pay yourself a salary or a dividend (up

to a specific amount) 🛡️

- The use of trusts and holding companies can be VERY beneficial for

certain goals and in certain contexts- check out if it suits you 💼

If you're a business owner- I don’t say this lightly, you may find this chat beneficial

Ask your advisor to learn more.

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On this episode of Small Change Big Gains, we're diving into President Trump's proposed tariffs on Canada and what it means for investors. Tune in now for the breakdown 🎙️📈

Our latest episode with Naren Balakrishnan at Doane Grant Thornton LLC talks about the SR&ED (Scientific Research and Experimental Development) program- highlighting key points business owners will find helpful! 📝

There have been some recent updates to the program- did you know that capital expenditures are now eligible again? 🌟

🗝️Key takeaways:

1️⃣If you are working on a problem in which there is no obvious

solution, it's probably SR&ED eligible.

2️⃣It's not just for tech or startups; even very large established

non-tech companies in Canada benefit from SR&ED.

3️⃣Thorough documentation and records are crucial for a successful

claim.

4️⃣Claim substantial SR&ED credits annually with eligible work and

expenditures.

5️⃣Consult an advisor- filing SR&ED with your corporate tax is

ideal.

No one gets into their car anticipating a car accident….yet we still buy insurance to protect ourselves…and to obey the law ofcourse :D

No one moves in with their partner anticipating a break-up….(almost no one)…..so why don't we talk about financial protection enough?

A fantastic discussion with Alex and Jalal on the importance of cohabitation agreements.

🏡 If you're thinking about moving in with your partner, a cohabitation agreement is key to ensuring both parties are protected.