Retirement is meant to bring peace of mind, but that’s hard to achieve when your plans are based on ideas that aren’t completely true. Too many people head into retirement relying on outdated assumptions they’ve heard for years, without realizing the risks they carry. These myths can create a false sense of security, leaving critical gaps in your plan you won’t notice until it’s too late. In this episode, Mark debunks some of the biggest retirement misconceptions that could quietly sabotage your financial future.

Here’s some of what we discuss in this episode:

🦍 A zoo hoax becomes a metaphor for retirement myths

📄 Why bulky financial plans often mean less, not more

💔 The dangerous myth about surviving spouses needing less income

💊 Medicare’s hidden gaps

📉 Are stocks still right for you in retirement?

Want to get in touch with Mark?

https://retirementhuddle.com/
mark@howardfinancialgroup.com
888-511-7526

Most people approach retirement planning with a list of questions in hand, but what if you're asking the wrong questions? In this episode, Mark unpacks why traditional thinking about retirement often leads people astray. If you’ve ever fixated on your “magic number” for retirement or chased high returns, Mark will show you how those concerns might be holding you back and what to do instead.

Here’s some of what we discuss in this episode:

💰 Why a magic “retirement number” is a myth

🏥 Smarter ways to plan for long-term care

🧾 The one document your advisor should be asking for—but probably isn’t

🧠 Better questions to ask than “How much do I need?”

Want to get in touch with Mark?

https://retirementhuddle.com/
mark@howardfinancialgroup.com
888-511-7526

In this mailbag episode, Mark tackles two listener questions from opposite ends of the retirement spectrum. One faces a potential layoff, and the other dreams of seeing the world. Different situations, same goal: a secure, flexible retirement. Mark shares clear, practical strategies for both, including how to build financial resilience, strengthen your emergency savings, and fund global adventures without derailing your long-term financial plans.

Here’s some of what we discuss in this episode:

🚨 What to do if forced into early retirement

📦 Building a financial cushion for career uncertainty

✈️ Creating a sustainable travel lifestyle in retirement

🧾 Why you need a written income plan

Want to get in touch with Mark?

https://retirementhuddle.com/
mark@howardfinancialgroup.com
888-511-7526