Whether you're considering downsizing now that the kids have moved out or weighing the benefits of paying off your mortgage, today's episode dives into how you can make informed, strategic decisions about your home that align with your broader retirement goals.

As life changes and your household shrinks, many homeowners find themselves in large houses with more space than they need. While downsizing can free up financial resources and reduce the burden of upkeep, it also presents unique challenges—especially in a market with fluctuating interest rates and rising housing costs. Mark shares insightful, real-life examples of clients who have navigated decisions like these.

Here’s some of what we discuss in this episode:

• Whether or not to downsize, considering today’s market.
• Paying off your mortgage early or keeping as is.
• Purchasing a vacation home or rental home.
• Relocating and considering potential long-term care needs.

Want to get in touch with Mark?

https://retirementhuddle.com/
mark@howardfinancialgroup.com
888-511-7526

When it comes to financial planning and saving for retirement, there’s a lot to know! For instance, what scares people the most about the idea of retiring? Not knowing if they have enough money to last them! Mark explains that this fear, known as longevity risk, can be mitigated through proper planning. By building a mathematical plan, you can ensure that you won’t run out of money before you run out of breath.

As we go through our multiple-choice quiz, Mark shares more of his insight and expertise regarding common fears and concerns retirees often have. Find out if you answer the quiz the same way Mark does and learn more about how you can be mindful and strategic about your financial future.

Here’s some of what we discuss in this episode:

• What scares people most about retirement?
• What tax bracket do most people find themselves in during retirement?
• How much money does the average person need?
• What do people wish they did more of financially?
• What happens in the first financial planning meeting?

Want to get in touch with Mark?

https://retirementhuddle.com/
mark@howardfinancialgroup.com
888-511-7526

We all make mistakes, but when it comes to investing, these errors can feel particularly daunting. Today, we delve into practical strategies to not only recover from investment mistakes but also to build a robust financial plan for the future. Tune in to see what you can learn from Mark today!

Here’s some of what we discuss in this episode:

• Identifying what causes a mistake.
• Increasing your savings rate.
• Recalibrating your goals.
• Building a comprehensive retirement plan.

Want to get in touch with Mark?

https://retirementhuddle.com/
mark@howardfinancialgroup.com
888-511-7526