In this special holiday episode of the Missing Middle Podcast, hosts Cara Stern, Meredith Martin, and Mike Moffatt answer listener questions about the housing crisis, heritage protection, and community involvement. They discuss the balance between preserving historical homes and the urgent need for more housing, the current state of the housing market, and the implications of capital gains tax. The conversation emphasizes the importance of grassroots activism and the need for more young people in politics to address the affordability crisis in Canada.

A special thanks to all who wrote to us with their questions and ideas throughout the year. The questions we addressed in this episode were edited for clarity and length.

Links:

Alex Bozikovic: Heritage Rules and the Housing Crisis
Is Raising the Capital Gains Tax a Good Idea?
Canada Has a Soft Corruption Problem - Eric Lombardi of More Neighbours Toronto
More Neighbours

Hosted by Mike Moffatt & Cara Stern & Sabrina Maddeaux

Produced by Meredith Martin

This podcast is funded by the Neptis Foundation and brought to you by the Smart Prosperity Institute.

Do you have a family dinner planned over the holidays where you expect to run into a family member who is out of touch with the economic head winds facing Millennials and Gen Z? We are here for you! This episode of the Missing Middle podcast focuses on the typical misconceptions older people have about today’s economy. Mike Moffatt plays the role of Boomer Uncle Mike in this stunning breakout performance while Cara Stern and Sabrina Maddeaux deliver cold hard facts in a friendly and tenacious manner.

You’ll laugh, you’ll cry, but most importantly you’ll get mad and want to write to your elected representative and demand them to lower development changes and get more housing supply on the market so that everyone has the opportunity to join the middle class.

Hosted by Mike Moffatt & Cara Stern & Sabrina Maddeaux

Produced by Meredith Martin

This podcast is funded by the Neptis Foundation and brought to you by the Smart Prosperity Institute.

The conversation explores the implications of the massive wealth transfer from baby boomers to millennials in Canada, discussing the potential for economic inequality, the concept of "invisible inheritances", and the changing dynamics of the middle class. It highlights the challenges faced by younger generations in accessing wealth and opportunities, and the resulting shifts in political views and social contracts.

Links:

Boomers’ Inheritance Plans Up in the ‘Heir’
The next wave of trickle-down wealth is upon us
Younger Canadians Relying On "Great Wealth Transfer" To Achieve Financial Goals But Expectations May Not Match Reality: Vanguard Study


Guest Host:
Sabrina Maddeaux

Hosted by Mike Moffatt & Cara Stern & Sabrina Maddeaux

Produced by Meredith Martin

This podcast is funded by the Neptis Foundation and brought to you by the Smart Prosperity Institute.

Mike and Cara discuss the recent stimulus plans introduced by the Canadian and Ontario governments, which include rebate checks and a GST holiday. They explore the economic context behind these initiatives, the disconnect between economic indicators and the lived experiences of Canadians, particularly young people, and critique the effectiveness of these policies.

The conversation highlights the need for sustainable solutions to address the underlying issues of inflation, housing, and the intergenerational wealth transfer from the young to the old. Also, Cara gets really mad about the term “vibecession.”

Hosted by Mike Moffatt & Cara Stern & Sabrina Maddeaux

Produced by Meredith Martin

This podcast is funded by the Neptis Foundation and brought to you by the Smart Prosperity Institute.

Ontario is by far the province with the biggest population, and is growing fast, but it’s the second worst when it comes to building homes.

In this conversation, journalist Cara Stern and economist Mike Moffatt discuss the severe housing crisis in Ontario, highlighting the province's poor performance in building new homes relative to its population growth. They analyze the types of homes being constructed, the impact of homelessness, and the responses from municipal leaders. The discussion also compares Ontario's housing policies with those of British Columbia and Quebec, emphasizing the wild increase of development charges and zoning regulations. Cara and Mike think a provincial election is imminent and that political accountability is needed. Ontario’s home building record is dismal and the Ford government is ignoring its own housing promises.

Links:

Ontario Communities Falling Behind on Homebuilding

Ontario will build 1.5 million homes, housing minister promises as projections slump

Hotdog meme - we’re all trying to find the guy who did this

Four Pathways To Housing Affordability

Mass Timber Can Get Homes Built Faster

Hosted by Mike Moffatt & Cara Stern & Sabrina Maddeaux

Produced by Meredith Martin

This podcast is funded by the Neptis Foundation and brought to you by the Smart Prosperity Institute.

In this episode, Cara and Mike discuss the ongoing housing crisis and its political implications, emphasizing the need for effective solutions to enhance affordability. They unpack the four key pathways to housing affordability, including the integration of transportation costs, the impact of utility bills, and the challenges of homeowners insurance. The conversation highlights the importance of deregulation and innovative policies to create more affordable housing options while addressing the political landscape surrounding these issues.

Links for further reading:
Ontario Communities Falling Behind on Homebuilding
BLUEPRINT FOR MORE AND BETTER HOUSING
Abacus Data
Example of pyramid shaped condo

Hosted by Mike Moffatt & Cara Stern & Sabrina Maddeaux

Produced by Meredith Martin

This podcast is funded by the Neptis Foundation and brought to you by the Smart Prosperity Institute.

This conversation explores the potential of mass timber as a sustainable building material, its role in the housing construction sector, and the skills needed for young people to thrive in this emerging industry. The discussion highlights the growth of mass timber, the educational requirements for entering the field, the challenges faced in its adoption, and the broader opportunities in decarbonizing industries.


Links:
Canada's Green Skills Transition

Guest: Nicholas Renzetti

Hosted by Mike Moffatt & Cara Stern & Sabrina Maddeaux

Produced by Meredith Martin

This podcast is funded by the Neptis Foundation and brought to you by the Smart Prosperity Institute.

It doesn't matter how many times politicians say the economy is doing great. If someone can't afford a home, they're not going to believe you.

Cara and Mike discuss the significant impact of the housing crisis on Donald Trump's election victory, exploring how inflation and economic concerns shifted political views. They analyze migration patterns affecting electoral college votes and suggest that building more homes could help retain political power in progressive cities.

Links:
America Hires a Strongman

The Inflation Factor: It Wasn’t Just the Economy How inflation and economic concerns drove voter sentiment.

Pocketbook and Sociotropic Economic Voting: How Does Inflation Affect Voting Decisions?

Hosted by Mike Moffatt & Cara Stern & Sabrina Maddeaux

Produced by Meredith Martin

This podcast is funded by the Neptis Foundation and brought to you by the Smart Prosperity Institute.