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In this eye-opening episode of Scandals: Insurance Uncovered, hosts Theresa and Amy delve deep into the complex world of New York labor law and the infamous labor law exclusions that haunt contractors and insurance professionals alike. Join the hosts as they break down the origins of these laws, explore their modern-day impact, and uncover the shocking rise in fraudulent claims. This episode provides historical context and real-world scenarios, offering invaluable insights for contractors, general contractors, and insurance experts.

Topics Covered:

• History of New York Labor Law Exclusions: How labor laws, originating in 1885, continue to affect contractors today.
• Strict Liability and Non-Delegable Duty: The unique challenges contractors and general contractors face under New York's labor laws.
• Action Over Exclusions: What they are, how they appear in insurance policies, and why they are so feared in the industry.
• Fraudulent Claims: A rise in fraudulent action over claims, and how some cases have led to multimillion-dollar verdicts.
• Legal Recourse and Insurance Strategies: Navigating coverage disputes and understanding the long-term impacts of labor law exclusions on businesses.
• Impact on Property Values and Rent in New York: A surprising connection between insurance costs and rising living expenses in the state.
• Tips for Spotting Action Over Exclusions: How to identify and address these exclusions in insurance policies before they put your business at risk.

Join us as we uncover the hidden dangers in labor law exclusions and discuss their lasting effects on the construction industry!

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Have a burning insurance question or a case you want us to dissect? We're all ears! Submit your topics, cases, or any areas of interest, and let our hosts dive into the details. Reach out to us directly—your suggestion could be featured in an upcoming episode!

Reach us directly at ⁠⁠scandalsinspod@gmail.com⁠⁠

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Connect with our hosts: Theresa Guertin & Amy Lamb

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