The 50 30 20 Rule. A Simple Budgeting Framework You Can Use as a Professional and in Your Business.
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The 50 30 20 Rule. A Simple Budgeting Framework You Can Use as a Professional and in Your Business.
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Dreading the truth about where all your hard-earned cash is actually going? For many, looking into the eye of the expenses monster is terrifying.
If you’re spending in excess, why not prepare a budget in advance? In this way, you can decide the fate of every penny reaching your wallet. But how to do it with basic financial knowledge? Well, let me introduce you to the 50 30 20 rule.
What is the 50 30 20 rule?The 50/30/20 rule suggests dividing your after-tax income into three buckets.
50% for needs, or living expenses.
30% for wants, the fun stuff.
And 20% for savings and investments, for your future.
This framework is easy to grasp and implement. You don’t need fancy spreadsheets or accounting skills; just simple maths. This simplicity makes the 50 30 20 rule successful for sticking to a plan. It helps maintain financial discipline without being too strict.
https://todaysfocusofattention.com/the-50-30-20-rule-a-simple-budgeting-framework-you-can-use-as-a-professional-and-in-your-business/
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