🎙️ The Tea & Mortgage Podcast #31 – Help to Buy Scheme Explained
Hosted by John Coleman | JC Mortgages

Thinking about buying your first home in Ireland? 🏠 You need to know about the Help to Buy Scheme—a government incentive designed to give first-time buyers a financial boost toward their deposit.

In this episode, John breaks down everything you need to know about the Help to Buy (HTB) scheme—from what it is, how it works, and how to apply, to who qualifies and when to get started.

☕ Questions we answer in this episode:
✅ What is the Help to Buy scheme?
✅ How does the Help to Buy scheme work in Ireland?
✅ How and when do you apply?
✅ How is the amount calculated?
✅ Who qualifies and what homes are eligible?
✅ How long does approval last?
✅ What happens if you're building your home?

Whether you're just starting your mortgage journey or actively looking at homes, this episode will help you understand if HTB can give you the head start you need.

🔗 For more expert advice or to chat with John directly, visit: www.jcmortgages.ie

Don't forget to like, subscribe, and share if you find this helpful. And if you've got mortgage questions, leave them in the comments—we might cover them in a future episode

***
As always, please contact us if you have any questions about the new Flex Mortgage or need anything at all!

- John Coleman

JC Mortgages
☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

It’s the Tea and Mortgage Podcast episode number 3-0, and today host John Coleman talks about Ireland’s beloved (but often misunderstood) First Home Scheme.

In this episode filled with valuable information, John will answer these common questions:
1. What is the first home scheme?
2. How can someone apply for first home scheme?
3. How does the first home scheme work?
4. How to find first home scheme houses.
5. How long does first home scheme approval take?
6. How does the first home scheme differ from the help to buy scheme?
7. Which banks offer the first home scheme?
8. And much much more.

So, if you’re thinking of buying a home and starting the mortgage process here in Ireland, you’ll want to tune in for this podcast as well as contact John for a custom mortgage roadmap to help you through every step of the journey.

***
As always, please contact us if you have any questions about the new Flex Mortgage or need anything at all!

- John Coleman

JC Mortgages
☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Welcome to the Tea and Mortgage podcast, episode #29!

In this episode, host and mortgage broker John Coleman talks about the state of Artificial Intelligence in the mortgage industry and his own personal business, along with co-host Norm Schriever.

Part of their regular check-in and discussion about AI a couple times per year, this episode brings some interesting insights, advancements, and opinions about machine learning in mortgage.

Those include how AI helps John’s process to review paperwork, save time and ensure a smoother transaction, and benefit the client.

We also find that AI is not a panacea but more of a useful tool; albeit one that still needs human control and guidance. As John and Norm reveal in the podcast, “AI makes the best caddie in the world, but is still not the golfer!”

They also note that “AI isn’t going to necessarily take your job, but the PERSON who understands and uses AI definitely will!”

So, enjoy this episode of the Tea and Mortgage podcast and feel free to reach out to John with any mortgage or home buying questions or to start the process.

***
As always, please contact us if you have any questions about the new Flex Mortgage or need anything at all!

- John Coleman

JC Mortgages
☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie