Ever feel guilty for spending money, even when it’s on something meaningful? Like that family vacation you saved up for but still second-guessed? We’re calling out the inner critic that loves to say, “You should save more. You shouldn’t buy that.” There’s no one-size-fits-all budget, and it’s time to stop shaming yourself into one. Discover the hidden money rules you’ve picked up over the years and how they mess with your financial peace. You’ll learn how to spot those unhelpful “shoulds,” reframe them with intention, and start making money choices that actually feel good and align with your real priorities.

Key moments:

(03:24) How social conditioning, family, and media shape your beliefs about money and spending

(08:06) Feeling bad about money, even when you're doing everything right, is more common than you think

(09:01) Decision paralysis often comes from the fear of making the “wrong” money move

(12:45) A simple exercise to help you rewrite your internal money script more intentionally

(15:32) Ask what a purchase gives you, not if it’s “right,” to align spending with your goals

Link mentioned in this episode:

• Monarch Money

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