Farnoosh celebrates the podcast's 10th anniversary and shares her personal journey from a hectic 2024, emphasizing a more intentional approach to 2025. Farnoosh answers listener questions on maintaining good credit, the impact of paying off car loans early, the pros and cons of canceling a department store credit card, and the cost of investment management fees. She also discusses helpful resources for those affected by California wildfires including:

• The Red Cross
• California Community Foundation’s Wildfire Relief Fund
• World Central Kitchen
• Direct Relief
• United Way of Greater Los Angeles

Sign up for Farnoosh’s free Investing Blueprint

Follow on Instagram

Join the So Money Members Club

Leave a review on Apple Podcasts

Order Farnoosh’s new book, A Healthy State of Panic

Known for his no-nonsense approach to money and his former role as a Ramsey Solutions personality, guest Anthony O'Neal has helped millions take control of their finances. He has written several books, including his latest, Take Your Seat at the Table, where he empowers readers to create a vision for their lives and build wealth on their terms.

In this episode, Anthony shares his remarkable journey from being a 19-year-old drowning in $35,000 of debt to becoming debt-free and building a seven-figure business. He opens up about his time working with Dave Ramsey, how it influenced his financial philosophy, and why he eventually decided to strike out on his own to bring financial education to underserved communities.

You’ll learn:

• The money mistakes Anthony made at 19 and how he turned his life around.
• The importance of avoiding consumer debt and focusing on building assets.
• How faith and purpose are pivotal in Anthony’s financial teachings.
• Why creating a clear vision for your life is the first step to achieving financial freedom.
• Practical steps for eliminating debt, building generational wealth, and owning your financial life.

Sign up for Farnoosh’s free Investing Blueprint

Follow on Instagram

Join the So Money Members Club

Leave a review on Apple Podcasts

Order Farnoosh’s new book, A Healthy State of Panic

As we enter a new year, many of us are thinking about fresh starts, big goals, and how we can make more meaningful contributions—whether in our personal lives or at work. But what if the key to achieving that isn’t about working harder or chasing success the traditional way? What if the secret lies in something as simple and powerful as kindness?

In today’s episode, we dive deep with James Rhee, an educator, impact investor, CEO, and author of Red Helicopter: A Parable for Our Times. James is best known for his transformative leadership at Ashley Stewart, where he not only revived a struggling retail brand but turned it into a community-driven powerhouse by weaving kindness, empathy, and purpose into every decision. A Harvard Law graduate and former high school teacher, James has a remarkable ability to bridge the worlds of high finance and human-centered leadership.

We discuss how a childhood experience with a red helicopter shaped his lifelong philosophy, his journey from teaching to private equity, and the surprising parallels between math and creativity. James also delves into the role of AI in shaping society and why now, more than ever, leaders must embrace humanity and creativity to drive lasting impact.