Stuck in a debt trap? Wondering how to escape it without ruining your savings? This video dives into real-world debt management tips and personal finance strategies that actually work!!From tackling credit card debt using the smarter methods, to mastering debt management with simple EMI tips —we’ve got it all. Whether you’re paying high interest loans, struggling with credit card minimum payment, or need smart home loan tips and amortization hacks, this is your go-to guide from RTR Unfiltered finance Series. Discover powerful, tested steps toward financial freedom in Tamil today!00:00 - Intro00:50 - Title00:59 - Know your Debt!01:29 - Credit card mistakes02:14 - Step 0!!!02:58 - Avalanche vs Snowball06:31 - Smart refinancing07:35 - HARSH TRUTH08:10 - Good debt vs Bad debt09:49 - Smartest EMI hack!!13:13 - Summary13:49 - Before taking any loan..15:15 - Life Lesson16:21 - Outro16:53 - BTSAvalanche & Snowball methods calculator - https://docs.google.com/spreadsheets/d/1dN6pvUpsKCgWO-Ef2c72_3-Cl8jZlGWP/edit?usp=drive_link&ouid=116142691064902689727&rtpof=true&sd=trueSimple and Step-up Amortization Calculator - https://docs.google.com/spreadsheets/d/1jdBvcBtHTGzGBFbUVD807b3pGRJGIpHs/edit?usp=drive_link&ouid=116142691064902689727&rtpof=true&sd=true