Hi, I’m Bruce Simmons. If you’re 62 or older and own a home in the Denver area, you might be wondering what the recent changes in the housing market mean for you. Prices are slowing down, more homes are for sale, and properties are staying on the market longer. In this episode, we’ll break down these shifts and explain how they affect your home’s value and your options with a reverse mortgage. Whether you’re thinking about selling or staying put, this episode will help you make informed decisions about your financial future.

• Why the Denver housing market is seeing more homes on the market and falling prices
• How these changes impact your home’s appraisal value and your reverse mortgage eligibility
• Why acting now could help you get the most from your home equity
• The benefits of a reverse mortgage compared to selling if you want to stay in your home
• Practical steps to take next, including how to get a free estimate to see if a reverse mortgage fits your needs

This episode gives you a clear picture of the Denver housing market today and how it affects homeowners like you. You’ll learn how to protect your home’s value and use a reverse mortgage to gain financial freedom and peace of mind. Whether you want to stay in your home or consider your options, this information will help you move forward with confidence.

Ready to learn more? Download our free Colorado Consumer Guide For Reverse Mortgages. You can also get a no-obligation, free estimate to see how much money you might qualify for with a reverse mortgage. Let’s make sure you have the facts to make the best choice for your future.

Hey there! In this episode, we’re diving into a big reason why many seniors shy away from reverse mortgages — fear. That fear often comes from hearing things that aren’t quite true or just repeated over and over until they sound like facts. I’m Bruce Simmons, and I’ve spent over 20 years helping folks just like you get the real story behind reverse mortgages. Let’s cut through the confusion and talk about what’s really going on.

What You’ll Learn:

• Why so much fear around reverse mortgages is based on wrong info
• How “Facts Eliminated, Assumptions Repeated” keeps those myths alive
• Stories from real people who found peace of mind with a reverse mortgage
• What you actually need to do to qualify and keep your home without monthly payments
• How to tell good advice from bad so you don’t get caught off guard

I’ll share simple answers to the questions people ask me all the time. No confusing jargon — just straight talk so you can feel confident about your decisions. If you’ve been worried about reverse mortgages, this episode will help you see past the scary headlines and understand your options clearly.

Don’t let fear stop you from making a smart move that could really help your retirement. Tune in, get the facts, and find out if a reverse mortgage is right for you.

Want to dig deeper?

Grab your free Colorado Consumer Guide for Reverse Mortgages or get a no-obligation estimate to see how much money you might qualify for.

Can’t wait to help you turn those worries into confidence!

Have you ever wondered if you have to take all your reverse mortgage money at once? Or maybe you’re curious how to access your home equity in a way that fits your unique lifestyle and retirement goals? In this episode of Reverse Mortgage Radio, we’re diving deep into the Home Equity Conversion Mortgage—aka the HECM—and why it’s one of the most flexible financial tools available for seniors. Whether you want a lump sum, monthly income, a growing line of credit, or a mix of all three, this episode will show you how to make your home equity work exactly the way you need it to.

• The basics of what a HECM reverse mortgage is and how it differs from traditional loans
• Why flexibility is the HECM’s biggest advantage—and how you can customize how and when you access your funds
• How a growing line of credit can act as a safety net for emergencies or long-term care planning
• Real-life strategies for combining lump sums, monthly payments, and lines of credit to fit your retirement lifestyle
• Common myths about reverse mortgages debunked so you can make informed decisions with confidence

This episode isn’t just about understanding reverse mortgages—it’s about empowering you to take control of your retirement finances with confidence and clarity. By learning how the HECM can be tailored to your needs, you’ll discover new ways to boost income, protect your future, and enjoy peace of mind without giving up your home. Whether you’re just starting to explore reverse mortgages or looking for smarter strategies, this conversation will leave you inspired and ready to take action.

Ready to learn even more? Download our free Colorado Consumer Guide for Reverse Mortgages today for detailed insights tailored to Colorado homeowners. Or get a free, no-obligation reverse mortgage estimate to see what options might be waiting for you. Visit our website or call us anytime—we’re here to help you unlock the full potential of your home equity on your terms.