Are your 62+ homebuyers walking away from the perfect property because they don’t want a mortgage payment? In this episode, reverse mortgage specialist Mike Baltazar explains how real estate agents can leverage the HECM for Purchase (H4P) program to help senior clients buy a new home without monthly mortgage payments.

Learn how reverse mortgages for purchase work, how they preserve liquidity, and why more agents should be using this strategy to unlock listings, boost closings, and better serve older buyers.

📩 Questions? Email info@retirewithoutmortgage.com or connect with Mike to explore partnership opportunities.

Divorce after 60—often called gray divorce—can create complex financial challenges, especially when it comes to the marital home. In this episode, reverse mortgage specialist Mike Baltazar explains how a reverse mortgage can be used during or after divorce to create equitable outcomes, protect retirement income, and help one spouse keep the home—without taking on a new monthly mortgage payment.

This episode is a must-listen for divorce attorneys, financial planners, and anyone navigating a later-in-life divorce who wants to preserve housing stability and long-term financial health.

📩 Questions? Email info@retirewithoutmortgage.com or connect with Mike to explore customized solutions.

Bankruptcy can feel like the end of the road—but for homeowners 62 and older, it may be the start of a new financial chapter.

In this episode of Retire Without Mortgage, Mike Baltazar speaks directly to bankruptcy attorneys, sharing how a reverse mortgage can be used to prevent foreclosure, pay off debt, and create post-bankruptcy stability. Learn how home equity can serve as a lifeline for clients in distress and why working with a reverse mortgage specialist can open up options many attorneys and clients never knew existed.

📩 Questions or referrals? Email mike@mikebaltazar.com