A little hope is good for the soul, but when it comes to retirement planning, wishful thinking can lead to serious financial mistakes. Today, Sean’s walking through five common examples of wishful thinking that can quietly damage your retirement and how you can build a plan that protects your future instead of relying on luck.

Here’s what we discuss in this episode:

💸 Why relying only on investment interest could cut your income short

🧾 The truth about taxes in retirement

🚗 Why “every day is Saturday” might wreck your spending plan

📉 How past investment success can create a false sense of security

👪 The emotional and financial risks of assuming kids will “help out”

Schedule a 15-minute consultation: https://calendly.com/erg-slc/15minutediscoverycall

Get your free copy of "Rounding Third:" http://rounding-third.elevatemyretirement.com/

Contact us:

(801) 639-0095

slee@erg-slc.com

Are you saving so much for retirement that it’s squeezing your life today? In this episode, Sean answers a viewer question about finding the right balance between preparing for the future and living fully in the present. Can you save too much? Are you over-saving at the expense of living now? Sean addresses the listener’s concern that he’s maxing out multiple accounts but still feels like he’s living paycheck to paycheck. It raises an important point: Is it possible to be too focused on the future and miss out on the present?

Here’s what we discuss in this episode:

🧭 Why “starting with the end in mind” matters most

📉 The real risk of under-saving and over-saving

🧠 How your past shapes your money biases today

✈️ What pilots need to know about timing, taxes, and lifestyle

Rowe Price Benchmark Calculator: https://www.troweprice.com/personal-investing/resources/insights/youre-age-35-50-or-60-how-much-should-you-have-by-now.html

Schedule a 15-minute consultation: https://calendly.com/erg-slc/15minutediscoverycall

Get your free copy of "Rounding Third:" http://rounding-third.elevatemyretirement.com/

Contact us:

(801) 639-0095

slee@erg-slc.com

Ever wonder what other people talk about with their financial advisors? A new survey of nearly 400 experienced advisors reveals the biggest concerns, challenges, and financial goals their clients are facing today. From retirement planning to healthcare costs to working longer than expected, we’re breaking down the key takeaways and how they compare to what we see in our own client conversations.

Here’s what we discuss in this episode:

📉 Outliving assets: why it tops the list

🏥 The overlooked risk of healthcare costs

💬 Why income planning matters more than portfolio size

🔍 The real reason so many people want to keep working

Check out the article here: https://www.fa-mag.com/news/retirement-planning-survey-2024-80450.html

Schedule a 15-minute consultation: https://calendly.com/erg-slc/15minutediscoverycall

Get your free copy of "Rounding Third:" http://rounding-third.elevatemyretirement.com/

Contact us:

(801) 639-0095

slee@erg-slc.com