In this episode, co-hosts Cassidy and Emily give their top banking tips to help you maximize your savings and choose the right bank accounts. They discuss how many accounts you need, the benefits of high-yield savings accounts, and how to avoid fees and find good customer service. Learn the pros and cons of local credit unions versus online banks, and get practical advice on managing cash deposits and online banking. With personal stories and actionable tips, you'll be equipped to make smart banking choices and optimize your finances.

00:00 - Welcome to the Finance Q&A

01:14 - How many bank accounts do you need?

08:17 - What are the top three things I should look for in a new bank?

18:53 - Do you need a local bank?

27:59 - How do I choose the “best” HYSA when rates change so much?

32:53 - How can I make sure I can access my money in an HYSA with no ATM access or debit card?

37:46 - Is it worth switching banks for a bonus?

41:57 - How much we've earned with our high-yield savings accounts

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