Families are house-rich but cash-poor. Sound familiar?

Your home’s value has skyrocketed, but so have interest rates, and now you're stuck. Stuck with rising expenses. Stuck with high-interest debt. Stuck with equity… trapped in the walls of your own house.

It’s like having a vault of money you can’t touch, while inflation and debt slowly suffocate your financial freedom.

What if your house could pay off your debt? What if you could control your money instead of the bank controlling it? How much faster could you reach financial freedom if your home worked for you?

There’s a smarter way to tap into that hidden wealth, and it’s called a First Lien HELOC.

This isn’t your typical home equity line. It’s a powerful financial tool that lets you access your equity, pay down debt faster, and use your home to build real wealth, not just sit on paper gains.

In this episode, I’m joined by Harrison George, Mortgage Loan Officer at CMG Financial, to discuss how you can use your home’s equity to pay off debt.

We break down how it works, the potential benefits, and why it might be a smart financial move to consider.

Things You’ll Learn In This Episode

-Creating wealth from existing debt

Strategically refinancing existing debt can turn what’s traditionally a liability into a source of capital for wealth-building. How could you restructure your current debts to start funding income-producing assets?

-A self-completing financial cycle

A First Lien HELOC can streamline and optimize your entire financial system by combining debt repayment and cash flow management. What else can it do for us?

-Is more better

More policies don’t always mean better results in a private banking system. How do you know when adding another policy is helping or just complicating your system?

Guest Bio

Harrison George is a highly accomplished Mortgage Loan Officer at CMG Financial in Meridian, Idaho, specializing in both purchase and refinance solutions. With a degree from Colorado Mesa University, he has earned recognition as a Top Producer by Scotsman Guide for his exceptional loan performance. Harrison is a thought leader in mortgage innovations, particularly the "All‑in‑One Loan" concept using LinkedIn and YouTube to educate homeowners, investors, and realtors on how to build equity faster and achieve greater financial flexibility. Dedicated to client success, Harrison emphasizes transparent communication and customized strategies, earning consistently positive feedback from satisfied borrowers.

Subscribe to The Harrison George Team on YouTube

Find Harrison on LinkedIn @Harrison George

About Your Host

From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently the founder of The Money School™, and Money Mentor for The Money Multiplier.

His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.

Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.

Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!

Why do so many investors keep losing money despite all the opportunities around them? It’s a painful cycle, jumping from one shiny new trend to the next, blinded by hype, only to watch their hard-earned cash slip away. Sound familiar?

The truth is, chasing every new “hot” opportunity is a fast track to bad decisions and big losses. Investors are paralyzed by FOMO, and they throw caution to the wind, forgetting the basics that build real, lasting wealth.

What if your biggest investment mistake is chasing the wrong opportunities? How much money have you lost by ignoring the fundamentals?

It’s time to stop the cycle. The solution? Go back to fundamentals. Focus on solid principles, disciplined strategies, and patience, not the latest shiny object or hype-driven fad. When you master the basics, you stop losing and start winning.

Troy Eckard, founder and chairman of Eckard Enterprises, joins me to talk about the mistakes investors are making today, why it's so crucial to never forget the fundamentals, as well as the oil and gas industry and the current buzz around it.

Things You’ll Learn In This Episode

Slow and steady wins the investment race

Slow and simple investing builds steady, long-term wealth without unnecessary risk. What if the secret to financial success isn’t speed, but patience and consistency?

Learn from the losses

Mistakes are inevitable in investing, but each loss is a chance to learn and improve your strategy. Are you using your investment losses as lessons or just setbacks?

Tech transformation in the oil and gas industry.

Oil and gas decisions have shifted from broad guesswork in the past to data-driven precision today. How has advanced technology transformed the way we explore and extract oil and gas?

Guest Bio

Troy W. Eckard is the Founder, Chairman, and CEO of Eckard Enterprises, LLC (and its affiliate, Eckard Land & Acquisition), a Texas-based asset management firm specializing in alternative investments within the energy sector

Since entering the oil and gas industry in 1985, Troy has raised hundreds of millions from high-net-worth individuals, overseen exploration projects, mineral rights acquisition across thousands of square miles, and co-founded Kinetica Partners, which manages over 1,800 miles of Gulf of Mexico pipelines

Known for his transparent, investor-first approach, he fosters strong partner relationships and hosts annual conferences to maintain open dialogue and trust

linkedin.com

With a focus on tangible, cash-flowing assets like minerals, water rights, and real estate, Troy has guided his firm toward sustainable, generation-spanning wealth

Visit https://eckardenterprises.com/

Find Troy on LinkedIn @Troy W Eckard

About Your Host

From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.

His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.

Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.

Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!