You've probably heard it: "housing shortage this, housing shortage that." But here’s the truth no one’s telling you: we’re not facing a housing shortage.

We’re facing an affordable housing shortage.

Yet, all around us, we see more luxury apartments and high-end developments sprouting like weeds.

If the real demand is for affordable housing, why are developers relentlessly churning out luxury units that most people can’t afford?

Prices keep soaring, wages aren't keeping up, and the average family can’t find a place to live. The middle class is being squeezed out, and younger generations are locked out of homeownership entirely.

So, why do developers keep building luxury instead of affordable? Is it because luxury units bring higher returns, even if they sit empty?

In this episode, I dive into the reality of the housing crisis, what it means, and what fuelled it all.

Things You’ll Learn In This Episode

-3% differential

A 3% gap exists between the national vacancy rate and that of luxury properties. What factors contribute to the higher vacancy rate in luxury real estate?

-The revenge summer

After the pandemic, many people increased their savings and reduced their debt. How did the rise in savings and drop in debt influence consumer behavior after the pandemic?

-The rise of institutional landlords

How will the rise of institutional landlords impact renters and housing affordability?

About Your Host

From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.

His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.

Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.

Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!

You’ve worked your whole life to build something that lasts. But what happens after you’re gone? Too many people avoid that question until it’s too late.

Because here’s the thing: your legacy is too important to put off till later. If you’re not intentional, you’ll leave your family with chaos and confusion.

Legacy doesn’t happen by accident. Trust structures are not magic documents. They’re only as good as the strategy behind them.

In today’s episode, we’re diving deep into how to build a legacy that doesn’t just pass on wealth, it passes on wisdom, protection, and purpose. And no one knows that better than Loral Langmeier.

She’s not just a six-time New York Times bestselling author or the CEO of Integrated Wealth Systems. She’s “The Millionaire Maker”, and she’s helped over 10,000 people build generational wealth through real estate, business, and smart financial systems.

Now, Loral is opening up her playbook on trusts, legacy planning, and how to protect your hard-earned assets from taxes, probate, and family drama. How do you make sure your heirs won’t inherit a mess? How do you leave them with an organized system of planning and wealth?

We break down the biggest myths around estate planning, why most trusts fail, and how to create one that lives on for generations.

Things You’ll Learn In This Episode

-The “legacy planning lie” most families fall for
A trust isn't a magic wand. What do you really need to include to protect your heirs from chaos, taxes, and lawsuits?

-How to make your kids millionaires—without spoiling them
Many kids mismanage their inheritance because they don’t have the skills to maintain it. How do we start teaching kids about business, responsibility, and wealth from the time they’re toddlers?

-What’s coming in the economy (and how to prepare)
Why record-high debt and rising delinquencies are just the beginning, and how to position yourself to profit from the downturn.

-The five experts every wealthy family needs
A will isn’t enough. Laurel reveals the power team behind every airtight estate plan, and the #1 mistake most people make when hiring them.

Guest Bio

Loral Langemeier is a money expert, international speaker, entrepreneurial thought leader, and best-selling author of five books who is on a relentless mission to change the conversation about money and empower people around the world to become millionaires. To learn more, follow @askloral on Instagram and visit https://askloral.com/podcast to get Loral’s free gifts.

About Your Host

From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.

His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.

Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.

Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!