Chef Ann Milneck from Red Stick Spice reveals how to transform inexpensive cuts of meat into flavorful grilled masterpieces through proper techniques and seasoning approaches.

• Chuck steak can rival expensive cuts when using the "reverse searing" method - cooking low and slow before finishing on a blazing hot grill
• Early salting (dry brining) is crucial for all proteins - use 1 teaspoon per pound at least a few hours before cooking
• Always let meat come to room temperature before grilling - cold protein on a hot grill leads to uneven cooking
• Sirloin offers excellent value when properly prepared - try slicing it for Latin-seasoned tacos or grilling it whole
• Handle burger meat gently and create three indentations in the center to prevent shrinking
• Smoked paprika and smoked olive oil add authentic smoky flavor without needing wood chips
• Ground chicken is an overlooked, affordable protein that works well for sliders and tacos
• A quality digital instant-read thermometer is worth the investment to prevent overcooking
• Buy spices in bulk quantities to save money - only purchase what you'll use in six months

Visit Red Stick Spice for cooking classes where you'll learn techniques you can actually replicate at home, with recipes designed for everyday cooking.

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Support the show

Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union.

The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Joseph Long from Relief Heating and Air joins us to discuss how to maintain your AC system during scorching Louisiana summers while keeping energy bills manageable. We explore maintenance essentials, temperature management strategies, and how to determine when it's time to repair versus replace your aging AC unit.

• Annual AC maintenance checks are crucial for maximum efficiency and preventing costly breakdowns
• Air filters should be changed monthly or bi-monthly, with standard pleated filters sufficient for most homes
• Setting thermostats between 75-78 degrees significantly reduces energy consumption
• Smart thermostats offer convenient temperature control and scheduling options
• Warning signs your AC needs attention: unusual noises, constant running, or requiring frequent repairs
• AC systems typically last 10-15 years before replacement becomes more economical than repairs
• Refrigerant should never need recharging unless there's a leak that needs repair
• Keep blinds closed during hot days and minimize opening doors to maintain cool temperatures

For AC service or maintenance in the Louisiana area, contact Relief Heating and Air at 225-244-0520. They offer $95 maintenance services to keep your system running efficiently.

Have an idea for a show or a question for Kim? Send us a text message

Support the show

Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union.

The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Our mortgage experts and real estate professional break down what financial readiness truly means for first-time homebuyers and why qualifying for a mortgage doesn't always mean you can afford homeownership.

• Understanding the difference between what you can qualify for versus what you can truly afford
• Warning signs that indicate you may not be ready to buy a home yet
• The importance of budgeting for more than just your mortgage payment
• How credit scores, income stability, and available assets impact your mortgage eligibility
• Common mistakes people make during the pre-approval and mortgage application process
• Different down payment options from 3% to 20%, and when "no money down" loans might be appropriate
• Why you still need cash reserves even with 100% financing options
• The reality of closing costs and what expenses to expect beyond just the down payment
• How to create a sustainable path to homeownership when you have good income but poor credit (or vice versa)
• Why being informed is the best way to avoid expensive mistakes in the homebuying journey

Check your credit score early, get pre-approved before shopping, save for more than just the down payment, and know your real budget by factoring in taxes, insurance and maintenance to avoid becoming house poor.

Visit our guests:
Denetria Burris, Realtor ® Notary Public
Licensed in Louisiana & Mississippi| LPT Realty LLC
Cell: 225-223-0499 | Office: 877-366-2213
Email: denetria@dbclosers.com

Matthew Cloy
Mortgage Loan Originator @ Neighbors FCU
Cell: 225-953-5076
Email: mcloy@neighborsfcu.org

Bridgette White
Vice President of Mortgage @ Neighbors FCU
Email: bwhite@neighborsfcu.org

Have an idea for a show or a question for Kim? Send us a text message

Support the show

Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union.

The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.