Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways

Connect with Katy:

IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman

This week on the podcast I’m sharing the #1 Mistake SO many women are making with their credit cards. We’re talking a mistake to the tune of thousands of dollars a year.

Paying off your credit cards can feel daunting, especially when the monthly payments seem to keep creeping up and up over time. What gives?If you’re tired of sending huge payments to your credit cards each month with seemingly NO change in your balance, you need to listen to this.

You don’t have to pay off your credit cards for the rest of your life, and I know it can feel that way.

I was just like you, and it felt like Everest in front of me.

Listen in and let’s get you taking action on this big mistake.

Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways

Connect with Katy:

IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman

If you're trying to pay off debt without a spending plan, listen up.

There are SO many reasons a spending plan supports your debt pay off journey.

The most important reason for me?

It keeps you from feeling restricted.

You read that right.

The spending plan makes it EASIER to spend money on things that make you happy.
On things that matter most.

NOT having a spending plan will make you feel restricted.

If you’re stressed about paying off debt and you don’t know where your money is going, how will that latte EVER feel joyful and like a genuine treat?

I can’t TELL you how badly I want that latte to stop feeling like a “guilty” pleasure. It should just be straight up pleasure!

And not just the latte.

Your personal trainer.

Or therapist.

The hair appointment you’ve put off for too many months.

Even your housecleaner.

A spending plan shows you exactly which of these go where. How they fit in the money puzzle.

Believe me, the money for those things is likely available, but it’s going somewhere else without your plan in place.

This week on the podcast, I’m sharing more about what a spending plan does, how to create one, and WHY WHY WHY I am so persistent in you having one.

Listen in to the episode and let me know what YOU are excited to spend money on next month!

Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways

Connect with Katy:

IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman

This week’s episode is all about the 3 Types of Savings that Help My Clients Pay Off Debt.

Let’s be honest… when you think about paying off debt successfully, you’re likely not going to focus on savings.

And yet, your ability to save, I believe, is the KEY to sustainable debt freedom.

And savings is not just for “after debt” some elusive place out in the future somewhere.

It’s for now.

--> Savings now is insurance against new debt.

--> Savings now is a sigh of relief when the next unexpected expense pops up.

--> Savings now allows you to enjoy some of your hard earned money without guilt.

--> Savings now builds new muscles and reshapes your identity with money.

Listen to the episode to hear the 3 types of savings and how they can help YOU on your own unique debt free journey.

Then let me know, which of these are you most excited about starting today?!

Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways

Connect with Katy:

IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman

When it comes to "mistakes women make while paying off debt," I could do a whole series. Today's episode looks at one mistake I see again and again that's disguised as "a good strategy" to help pay down debt.

Intrigued? Listen in to the episode to hear:

• what this mistake/strategy is
• the reasons why I think it's a mistake
• and what I recommend you use as a strategy instead

The strategies I teach my clients to pay off debt have helped them reach over one million dollars paid off over the past several years, and I'm thrilled I get to help you on your journey here as well.

Want more free stuff from Katy? Send the words "DEBT FREEBIE" in a DM, and you'll get hooked up with something new coming soon!

Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways

Connect with Katy:

IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman

My signature program, The Moneywise Mastermind, helps women get a handle on their credit cards and gain momentum paying off debt once and for all.

And it kicks off Monday!

This is the fourth round running this mastermind, and it gets better and better as I work with my clients to determine how to create a program that’s totally supportive and has clear next steps.

No one wants to join a group or 1:1 program, sign the contract and make the first payment, only to sit around for a week or more waiting for direction, a call schedule, or anything to answer the question: “NOW WHAT?”

So I thought I’d share exactly what the first week of Moneywise looks like beginning Monday next week!

Tune in for this week’s episode of Messy to Magnetic to hear more.

Ready to join Moneywise?
Send me a DM here: http://m.me/almstromfinancialcoaching

Or learn more at https://www.katyalmstrom.com/moneywise

Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways

Connect with Katy:

IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman

I’m joined this week on the podcast by one of my incredible clients as she shares:

• The stress credit cards caused in her life
• Her skepticism working with a money coach
• Details of what helped her start to pay off debt
• What she recommends for others going on their debt free journey

If you’re working on paying off debt in 2024 [especially those pesky high interest credit cards!!] you don’t want to miss this.

Listen in as someone in the trenches shares what works and how she’s experienced so much success paying off debt this year!

Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways

Connect with Katy:

IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman

I’ve helped hundreds of women on their debt free journeys and my clients have paid off over one million dollars in debt.

That doesn’t mean the journey is always smooth sailing!

In this week’s episode of Messy to Magnetic, I’m sharing the 3 most common obstacles that I see come up for everyday women when they’re trying to stop using credit cards, pay off debt, and STAY out of debt.

You’ll learn:

• Why focusing on debt alone is never the best solution
• What role savings can have on your journey
• How to avoid the off the wagon, back on the wagon tail-chasing pattern that so many women experience with debt

Listen in and let me know where you are on your journey! I’m offering debt strategy calls in September [free!] and would love to help you on your own unique journey.

Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways

Connect with Katy:

IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman