In this episode, host Kevin Griffin addresses a question from his friend Sean regarding whether to opt for errors and omissions insurance or general liability insurance, the process of obtaining them, and their cost. The discussion covers the significance of insurance for consultants, freelancers, and contractors to mitigate risks like lawsuits for professional mistakes. Kevin elaborates on general liability and professional liability (errors and omissions) insurance, sharing personal experiences with client requirements and the aftermath of a challenging project. Additionally, the host recommends using techinsurance.com to find insurance quotes and concludes by emphasizing the importance of protecting one's business and personal assets.

Insurance: techinsurance.com

00:00 Introduction to Insurance Queries

00:26 The Basics of Insurance for Freelancers

02:08 Understanding General Liability and Professional Liability

03:20 The Importance of Errors and Omissions Insurance

05:27 Real-World Insurance Requirements and Negotiations

07:18 The Cost of Insurance and Its Value

07:57 A Personal Client Experience and the Safety Net of Insurance

11:55 How to Acquire Insurance for Technical Consulting

13:25 Conclusion and Invitation to Join the Community