Making and managing money isn’t easy—especially when life throws big expenses like tuition, groceries, and student loans your way. For many Orthodox Jewish families, the question isn’t just about budgeting, but also about earning enough to meet the demands of their unique lifestyle.

In this episode, Stacey Zrihen, a seasoned financial coach, unpacks the findings from Kosher Money’s survey of over 3,000 Orthodox Jews. How much do Orthodox Jews really earn? What’s the financial reality behind the numbers? Stacey and Eli dive into the data to explore income levels, community spending habits, stress factors and more.

But it’s not all struggle—Stacey offers practical strategies for making the most of what you have. From creating a personalized budget to cutting unnecessary costs, this conversation highlights how small, intentional changes can make a big difference.

The message is clear: You’re not alone, and no matter your starting point, there’s a way to build a brighter financial future. Whether it’s managing tuition costs, navigating the emotional side of money, or figuring out how to save more, this episode will leave you inspired and empowered to take control of your finances. You got this!

View Full Survey Here: https://tinyurl.com/FullSurvey25

✬ SPONSORS OF EPISODE 86 ✬

► BITBEAN: Do you have an ambitious company? BitBean builds custom software and provides software solution consulting. (They do tremendous work.) See case studies, learn more and get in touch here: https://bitbean.link/4edg53

► THE DONOR'S FUND: More people are using this banklike system for charity. With a sleek mobile app or desktop solution, you can keep all your charity giving in a single place, plus there are about a dozen additional perks. Get a free account here: https://thedonorsfund.org/koshermoney

► TWILLORY: Get $18 OFF your first purchase of comfortable clothing for today's casual professional look. Use code CHAI at https://Twillory.com/KosherMoney

► COLEL CHABAD: Please help Israel as its people need all the help they can get! Visit https://www.ColelChabad.org/KosherMoney to make a much-needed donation!

✬ Donate Tax-Deductible and Inspire Millions: Your gift of any size enables Living Lchaim to share uplifting & educational content! » https://www.livinglchaim.com/donate

Follow Kosher Money for Bonus Shorts:

TikTok - https://www.tiktok.com/@koshermoneypod

Instagram - https://www.instagram.com/koshermoneypod

Follow Living Lchaim for More Goodies:

TikTok - https://www.tiktok.com/@livinglchaim

Instagram - https://www.instagram.com/livinglchaim/

Facebook - https://www.facebook.com/livinglchaim

LinkedIn - https://www.linkedin.com/company/living-lchaim

Free Call-In-To-Listen Hotline: USA: 605-477-2100 UK: 0333-366-0154 ISRAEL: 079-579-5088 Living Smarter Jewish is a fantastic financial resource. Get guidance at https://livingsmarterjewish.org/contact and check out the new school curriculum here: https://livingsmarterjewish.org/schools

WhatsApp feedback to 1-914-222-5513

All investment strategies and investments involve risk of loss. Nothing contained in our content, ads and videos should be construed as investment or personal advice.

Money feels overwhelming? Tamar Snyder Chaitovsky shares tips on saving, budgeting, Roth IRAs, and the 50/30/20 rule. Learn how to plan, save, and build financial stability in this actionable episode!

You can reach Tamar at https://www.tamarsnyder.com/

✬ SPONSORS OF EPISODE 85 ✬

► BITBEAN: Do you have an ambitious company? BitBean builds custom software and provides software solution consulting. (They do tremendous work.) See case studies, learn more and get in touch here: https://bitbean.link/4edg53

► THE DONOR'S FUND: More people are using this banklike system for charity. With a sleek mobile app or desktop solution, you can keep all your charity giving in a single place, plus there are about a dozen additional perks. Get a free account here: https://thedonorsfund.org/koshermoney

► TWILLORY: Get $18 OFF your first purchase of comfortable clothing for today's casual professional look. Use code CHAI at https://Twillory.com/KosherMoney

► COLEL CHABAD: Please help Israel as its people need all the help they can get! Visit https://www.ColelChabad.org/KosherMoney to make a much-needed donation!

00:00 Intro

01:02 Who Is Tamar Snyder Chaitovsky?

02:52 Parents Teaching Children About Money

04:04 Financial Education for Teens

08:30 Coming Up With Different Term Goals

10:05 Changing the Mindset of Teens

10:55 What is Budgeting

14:19 Needs Vs. Wants

15:20 How Much Should I Be Saving?

18:00 How to Practically Budget

21:21 BitBean

22:51 Twillory

24:07 Find What Works for YOU

25:05 Children & Money

26:44 Bringing a Spouse Into Money Equation

30:50 Being on the Same Page as Your Spouse

32:14 The Magic of Compound Interest

36:30 Interest Doesn’t Have to be Overwhelming!

40:52 How to Spend SMARTER

43:41 You are Influenced by People Around You

44:35 Colel Chabad

46:01 The Donors’ Fund

47:53 Make Sure to Look at All Your Bills

50:25 Life Insurance for Young Adults Is So Important

53:42 Health Insurance is Critical

55:19 Looking at a Paystub

57:30 FSA vs. HSA

58:28 What to Keep in Mind When Buying House

59:28 Paying Student Loans

1:00:40 Know Your Money Personality

1:02:23 How to Save Money on Kosher Food

1:03:44 Contacting Tamar

1:04:24 Living Smarter Jewish

1:05:57 Outro

LINKS MENTIONED:

• Monarch Money - https://tinyurl.com/MonarchM25

• EveryDollar - https://ter.li/5cs2h1 (In the first month of using Dave Ramsey’s app, most users cut monthly expenses by nearly 10%. Dang!)

• Rocket Money - https://www.rocketmoney.com

• Chase - https://tinyurl.com/ChaseApp25

• Empower - https://www.empower.com/get-started

• TillerHQ.com - https://www.tillerhq.com

• Ally Savings Bank App - https://www.ally.com/

• Get the LSJ School Curriculum: https://livingsmarterjewish.org/schools

• TheProject120.org, a crucial life insurance resource

✬ Donate Tax-Deductible and Inspire Millions: Your gift of any size enables Living Lchaim to share uplifting & educational content! » https://www.livinglchaim.com/donate

Need financial guidance? Get help from our friends at https://livingsmarterjewish.org/contact

WhatsApp feedback to 1-914-222-5513

All investment strategies and investments involve risk of loss. Nothing contained in our content, ads and videos should be construed as investment or personal advice.

#PersonalFinance #MoneyManagement #BudgetingTips #FinancialFreedom #LivingLchaim #KosherMoney #KosherMoneyPod

Hosted on Acast. See acast.com/privacy for more information.

Does God want you to be rich? Rabbi Dr. Ari Lamm takes this provocative question head-on, unraveling the Torah’s surprising insights on wealth.

Hear why Abraham might be the original entrepreneur. Discover how true generational wealth isn’t just about money but about passing down unshakable values. Could the Garden of Eden hold the secret to why leaving paradise was the first step toward building an enduring legacy?

Rabbi Lamm, a brilliant Torah scholar, warns of the soul’s rot when we idolize wealth and forget its true purpose: serving something greater than ourselves. This conversation will leave you rethinking what it means to truly succeed.

✬ SPONSORS OF EPISODE 84 ✬

► THE DONOR'S FUND: More people are using this banklike system for charity. With a sleek mobile app or desktop solution, you can keep all your charity giving in a single place, plus there are about a dozen additional perks. Get a free account here: https://thedonorsfund.org/koshermoney

► TWILLORY: Get $18 OFF your first purchase of absolutely comfortable clothing for today's casual professional look. Use code CHAI at https://Twillory.com/KosherMoney

► COLEL CHABAD: Please help Israel as its people need all the help they can get! Visit https://www.ColelChabad.org/KosherMoney to make a much-needed donation!

RABBI DR. ARI LAMM'S LINKS:

Podcast on YouTube - https://www.youtube.com/@GoodFaithEffort/

Good Faith Effort Podcast on Audio - https://plinkhq.com/i/1536163226

Rabbi Dr. Ari's X - https://x.com/AriLamm

✬ Donate and Inspire Millions (Tax-Deductible): Your donation of any size to Living Lchaim enables us to share uplifting & insightful content! » https://www.livinglchaim.com/donate

Follow Kosher Money for Bonus Shorts:

TikTok - https://www.tiktok.com/@koshermoneypod

Instagram - https://www.instagram.com/koshermoneypod

Follow Living Lchaim for More Goodies:

TikTok - https://www.tiktok.com/@livinglchaim

Instagram - https://www.instagram.com/livinglchaim/

Facebook - https://www.facebook.com/livinglchaim

LinkedIn - https://www.linkedin.com/company/living-lchaim

Free Call-In-To-Listen Hotline:

USA: 605-477-2100

UK: 0333-366-0154

ISRAEL: 079-579-5088

Need financial guidance? Get help from our friends at https://LivingSmarterJewish.org/

WhatsApp feedback to 1-914-222-5513

All investment strategies and investments involve risk of loss. Nothing contained in our content, ads and videos should be construed as investment or actual life advice.

#koshermoney #koshermoneypod #faith #finance #God #wealth

Hosted on Acast. See acast.com/privacy for more information.