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Is It Covered?

Is It Covered?

著者: ROC Vox Podcast Network
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Welcome to Is It Covered?, the podcast that makes insurance engaging, understandable, and even fun!

Hosted by Brian and Bruce Chapman, owners of the family-run JD Chapman Insurance Agency, this show dives into the world of insurance, answering the big question everyone asks: “Is it covered?”

Each episode, we break down real-life insurance claims, explore behind-the-scenes insights into the industry, and share the values that have guided our family business for over 60 years.

From home and auto coverage to commercial insurance and everything in between, Is It Covered? takes the complexity out of insurance while keeping it interactive and relatable.

Whether you’re a first-time insurance buyer or a seasoned business owner, tune in for stories, tips, and advice that help you protect what matters most.©2024 JD Chapman, Inc.
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  • Insurance Limits Exhausted: Now What?
    2025/06/03
    When Insurance Limits Run Dry: A Wild Ride Through Multi-Party Claims!

    🚗💥 Get ready for a jaw-dropping episode of "Is It Covered?" with Bruce and Brian Chapman!

    They're tackling a mind-bending scenario: What happens when insurance limits are exhausted in a multi-party claim? 😱

    👉 You'll learn: • The shocking reality of depleted insurance limits
    • Why your fence might be left hanging (literally!) after an accident
    • How to navigate the murky waters of exhausted coverage
    But wait, there's more! Bruce and Brian dive into:
    • The hidden dangers of filing too many small claims (Spoiler: Your insurance company might show you the door! 🚪)
    • Why chatting with your agent before filing a claim could save your bacon 🥓
    • The surprising truth about uninsured motorist coverage (It's not what you think!)

    🎧 Subscribe now for a wild ride through the insurance jungle! You'll laugh, you'll gasp, and you'll definitely double-check your policy. New episode drops soon! Don't miss out on this insurance rollercoaster! 🎢

    Interested in talking with Bruce or Brian about your insurance needs? Reach out! 📧 Bruce@jdchapmaninc.com | 📧 Brian@jdchapmaninc.com | ☎ 315-986-4062
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    7 分
  • Concert Chaos, Who Stole Our Gear?
    2025/05/27
    Ever wondered what happens if your band's gear gets swiped? Is it covered? 🤔

    In this episode of "Is It Covered?", Bruce and Brian Chapman from J.D. Chapman Insurance Agency tackle the ins and outs of insuring musical instruments and equipment, especially when theft strikes!

    🎤Key Takeaways:-

    Scenario Breakdown: Imagine your band's instruments vanish from your van... What now?
    🚐💨- Insurance Insights: Discover if standard policies have your back or if you need to "schedule" items on your homeowner's policy.
    🏠- Specialized Coverage: Learn about the inland marine policy—a must for professional musicians!
    🎻- Communication is Key: Why chatting with your insurance agent is crucial to ensure you're covered.
    📞Notable Quotes:- "Welcome to Is It Covered? Where we break down real stories and answer the big question, is it covered?" - Bruce Chapman- "Yes, I would say you'd have a whole separate policy for the band, and you'd have a policy called an inland marine policy." - Bruce Chapman
    Contact Us:- Email: brian@jdchapmaninc.com-
    Website: jdchapmaninc.com-
    Phone: 315-986-4062
    🎧 Subscribe now to catch this episode and ensure your band is ready for anything!

    #IsItCovered, #BandInsurance, #MusicGear, #InsurancePodcast, #JDChapmanInsurance, #InlandMarinePolicy, #PodcastTeaser, #InsuranceEducation,
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    6 分
  • An AirBnB Owner's Worst Nightmare!
    2025/05/20
    Is It Covered? | Airbnb Adventures and Insurance Insights 🏠✨
    Ever wondered if your Airbnb rental is truly protected? In this episode of "Is It Covered?", Bruce and Brian Chapman from J.D. Chapman Insurance Agency tackle the ins and outs of insurance for short-term rentals like Airbnb and Vrbo. With real-life stories and expert advice, they explore the potential risks and necessary coverage for hosts. 🛡️

    Key Highlights:- Risks of Short-Term Rentals [1:00-2:43]: Discover the unexpected challenges of renting out your property. From wild parties to property damage, Bruce and Brian share an eye-opening tale about a friend's apartment disaster with burnt pots and holes in walls.

    Actionable Advice:- Check with your insurance agent before renting out your property.
    Disclose short-term rental activities to ensure proper coverage.

    Connect with Us:- Visit [jdchapmaninc.com](http://jdchapmaninc.com) for more insights.-

    Call us at 315-986-4062 for personalized advice.

    Subscribe now to stay informed and protected! 🎧✨
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    8 分

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