"We don't need decentralization for banks" - Alex BuelauThis counterintuitive insight from a blockchain infrastructure builder reveals why traditional financial institutions are finally ready to adopt blockchain technology.In this episode, we dive deep with Alex Buelau (Co-Founder & CPTO, Parfin) and Marcos Viriato (Co-Founder & CEO, Parfin) who are building Rayls - the blockchain infrastructure bringing major banks on-chain. With backgrounds spanning early Bitcoin mining and 11 years at BTG Pactual, they're uniquely positioned to bridge the $100 trillion traditional finance world with DeFi.Key Insights Discussed: 👉Privacy trilemma solution using zero-knowledge proofs 👉Why banks specifically demand EVM compatibility 👉The misconception that blockchain replaces accounting systems 👉How user experience complexity limits mass adoption 👉Cross-border regulatory navigation strategiesChapters: 0:00 - The $100 Trillion Vision for Blockchain Adoption 5:39 - From London Startup to Brazilian Banking Giant 10:31 - Rayls Architecture: Private Nodes Meet Public Chains16:32 - Why Banks Don't Want Decentralization 22:08 - EVM Dominance in Enterprise Blockchain 28:33 - Ethereum Price Predictions and Market Utility 36:10 - Enigma Protocol: Privacy Without Anonymity41:15 - Real-World DeFi Integration Through Banks 49:21 - Traditional Finance Misconceptions About Blockchain 56:14 - From Bank Skepticism to Client Adoption #blockchain #defi #tradfi #ethereum #banking #fintech #web3 #crypto #institutionaladoption #cbdc #tokenization #evm #layer2 #rails #parfin #brazilianfintech #bankinginfrastructure #digitalassets #cryptobanking #financialinnovation #blockchaininfrastructure #enterpriseblockchainDisclaimer: The information presented is for educational purposes only. Views expressed are those of the speakers, not necessarily the channel. You are responsible for your own research and decisions.Copyright: © 2024 Aarna AI Pte Ltd, Singapore. All rights reserved. You may share this video using the YouTube share function.

The regulatory shock in 2018 completely reshaped India's cryptocurrency landscape, gifting millions of users to new exchanges while established players faced extinction.In this episode, we dive deep into India's crypto evolution with Ajeet Khurana, Founder of Reflexical and former CEO of Zebpay. From witnessing Bitcoin's early days to navigating regulatory uncertainty, Ajeet shares firsthand insights into how India's crypto ecosystem transformed from a niche experiment to a derivatives-dominated market.Key Insights from the Conversation:👉Trading Volume Shift: 90% of crypto volume is now derivatives, not spot trading 👉Regulatory Arbitrage: New exchanges thrived while established ones faced scrutiny 👉 P2P Dilemma: Why some exchanges chose user safety over survival tactics 👉 Decentralization Challenge: Starting truly decentralized is harder than progressive decentralization 👉 Ecosystem Building: Why buzzwords like "advisor" and "mentor" have lost meaningChapters[00:00] Guest Overview[01:12] What is an Ecosystem Builder in Crypto?[03:13] Ajeet's Journey into Bitcoin and Cryptocurrency (2014-2016)[04:47] The Princeton Bitcoin Course That Changed Everything[06:17] Early Indian Crypto Associations: DABFI to IAMAI[08:11] Supreme Court Victory and Industry Representation[08:53] Zebpay's Role in India's First Crypto Exchange Era[10:21] India's Oldest Crypto Exchanges: The Real Story[12:15] Order Books vs OTC Trading: Market Evolution[15:02] The 2018 RBI Banking Ban: A Market-Changing Moment[19:17] Peer-to-Peer Trading: Why Zebpay Said No[22:52] New Exchanges vs Old Players: Regulatory Arbitrage[27:59] Current State: Derivatives vs Spot Trading in India[30:26] Building Reflexical: From Advisory to Studio Model[37:11] Web3 Product Development and Decentralization Challenges#Crypto #Bitcoin #India #Web3 #DeFi #ZebPay #CryptocurrencyExchange #Blockchain #RegulatoryPolicy #CryptoTrading #Derivatives #P2PTrading #CryptoEcosystem #DigitalAssets #CryptocurrencyIndia #Web3Startups #BlockchainIndia #CryptoRegulation #DecentralizedFinance #CryptoPodcast Disclaimer: The information presented is for educational purposes only. Views expressed are those of the speakers, not necessarily the channel. You are responsible for your own research and decisions.Copyright: © 2024 Aarna AI Pte Ltd, Singapore. All rights reserved.

"Would you upload all your private information like your bank statement, your personal ID to ChatGPT?"This crucial question from Dr. Max Li highlights the fundamental trust barrier hindering the massive adoption of AI agents in our daily lives.In this episode, host Srikumar Misra sits down with Dr. Max Li, Adjunct Professor at Columbia University and Founder & CEO of OORT, to explore the burgeoning field of Decentralized AI (DeAI). They dive deep into why DeAI is essential for building trust, the components of the decentralized AI stack, the role of blockchain, the challenges ahead, and the future trajectory of AI technology.Key Insights:👉The Trust Deficit: Centralized AI models lack transparency, creating a trust issue for users hesitant to share private data.👉Blockchain's Role: Blockchain provides verifiable data/model traceability and enables crypto payments for decentralized contributors.👉Decentralized Stack: DeAI aims to decentralize the entire AI pipeline: data collection, storage, compute (training/fine-tuning), and inference.👉Compute Challenges: While decentralized compute offers cost benefits, reliability remains a major hurdle compared to centralized providers for critical tasks.👉Reinforcement Learning (RL): RL mimics human trial-and-error learning and can optimize reward mechanisms within decentralized AI systems.Chapters:00:00:00 Intro00:00:38 Why is Decentralized AI Important? The Trust Factor00:05:10 Dr. Li's Journey: From 5G Research to Academia and Decentralized AI00:09:17 Deconstructing the Decentralized AI Stack00:12:31 Blockchain's Role: Verification and Payment00:16:39 Decentralized Storage vs. Traditional Distributed Storage00:20:10 Decentralized Compute: Potential and Reliability Challenges00:27:33 The Future Trajectory of AI: Smaller Models, Powerful GPUs00:31:35 The Vision Behind OORT00:44:05 Reinforcement Learning: Potential and Intersection with DeAI00:50:05 Can Decentralized AI Solve the "Rogue Agent" Problem?00:57:56 Celebrating Milestones & Toast#DecentralizedAI #AI #ArtificialIntelligence #Web3 #Crypto #Blockchain #DeFi #TrustInAI #DataPrivacy #Decentralization #ReinforcementLearning #Podcast #Technology #FutureTech #DataScience #machinelearning Disclaimer: The information presented is for educational purposes only. Views expressed are those of the speakers, not necessarily the channel. You are responsible for your own research and decisions.Copyright: © 2024 Aarna AI Pte Ltd, Singapore. All rights reserved.

The LIBOR scandal, where TradFi's most important interest rate was manipulated for decades, wasn't just a failure of trust – it was a blueprint for how not to build financial benchmarks.This episode explores how DeFi can learn from these past mistakes to create transparent, verifiable, on-chain financial infrastructure from the ground up.Host Sri Misra chats with Darren Camas, CEO & Co-founder of IPOR Labs, a company focused on bringing benchmark interest rates and derivatives to the DeFi space. Darren shares insights from his journey in crypto, starting back in 2011.Tune in to hear about:👉The serendipitous (and slightly confusing) entry into Bitcoin in 2011👉Why benchmark rates (like LIBOR/SOFR) are crucial financial primitives👉Understanding the mechanics and importance of interest rate swaps👉The unique challenges and volatility of the DeFi yield curve👉Innovating in DeFi asset management for simplicity and securityChapters

(00:00) Introduction(02:21) Getting into Bitcoin in 2011: A Barbecue Story(07:32) Lessons from Early Crypto Mistakes & Building Through Cycles(11:25) Why DeFi Needs Benchmark Rates: Learning from LIBOR(18:39) The IPOR Index & DeFi Interest Rate Swaps Explained(27:06) Challenges of Building the DeFi Yield Curve(30:31) Simplifying DeFi: The Fusion Asset Management Concept(41:26) Trustless Architecture & Building Secure DeFi Vaults(45:49) Balancing Deep Tech Development with Market Narrative(51:47) Future Strategy: Protocol Rebranding & Token Utility(56:46) Final Thoughts: Simplifying DeFi for the Future#DeFi #Crypto #Blockchain #Web3 #InterestRates #Derivatives #Finance #DecentralizedFinance #IPOR #CryptoPodcast #fintech Disclaimer: The information presented is for educational purposes only. Views expressed are those of the speakers, not necessarily the channel. You are responsible for your own research and decisions.Copyright: © 2024 Aarna AI Pte Ltd, Singapore. All rights reserved.

"Any business, whether you're in digital assets or not, can see both time and cost savings by using blockchain payments, especially stablecoins."This insight highlights the practical, efficiency-driven advantages that digital assets, particularly stablecoins, can offer to traditional businesses beyond the crypto-native world.In this episode, host Sri Misra sits down with Amy Kalnoki, Co-Founder and COO of Bitwave. Bitwave is an organization focused on providing digital asset finance and payment management software designed to help enterprises navigate the complexities of crypto accounting, tax, compliance, and payments.Further insights from the conversation include:👉The significant role of stablecoins in enhancing B2B payment efficiency, especially cross-border.👉Bridging on-chain data with traditional ERP systems is a core challenge for businesses.👉The potential of Real-World Assets (RWAs) versus their current adoption rates in the enterprise space.👉Perspectives on whether Small and Medium-sized Businesses (SMBs) might adopt DeFi solutions before larger enterprises.👉The nuances of building and scaling a fully remote global team in the tech industry.Chapters:02:17 Introducing Amy Kalnoki & The Mission Behind Bitwave04:58 Differentiating in Crypto Finance: Volume, Payments & Enterprise Focus07:01 Why Non-Crypto Businesses are Adopting Digital Assets: The Stablecoin Advantage12:15 Deep Dive into Stablecoins: Platform Usage, Volumes & Yield Opportunities18:14 The Complex World of RWA: Compliance and Accounting for On-Chain Assets27:47 Enterprise DeFi Adoption: Are SMBs the Early Adopters?29:46 The Founder's Journey: From B2B SaaS to Building Bitwave36:04 Inside Bitwave: Cultivating a Remote-First Company Culture41:10 Strategies for Managing and Thriving as a Remote Workforce44:51 The Evolution of DAOs: Governance Models and Practical Challenges51:11 Key Milestones: Launching an On-Chain B2B Payments Network#DigitalAssets #EnterpriseCrypto #Stablecoins #B2BPayments #CryptoAccounting #BlockchainTechnology #Web3 #FutureofFinance #Tokenization #Fintech Disclaimer: The information presented is for educational purposes only. Views expressed are those of the speakers, not necessarily the channel. You are responsible for your own research and decisions.Copyright: © 2024 Aarna AI Pte Ltd, Singapore. All rights reserved.

"This whole industry hasn't started yet..."Despite reaching multi-trillion dollar valuations, the digital asset space might still be in its infancy compared to traditional markets. In this episode, we explore why the real growth could be yet to come.Joining host Sri Misra is Vineet Budki, Managing Partner & CEO of Sigma Capital, a venture capital firm focused on Web3 investments. Vineet shares his unique journey into crypto VC and his insights on navigating the rapidly evolving digital asset landscape.Tune in to hear about:👉Finding signal vs noise in crypto investing👉Why founder capability often trumps narrative👉Bridging traditional finance with Web3👉Key sectors poised for real user adoption👉The future of regulated digital asset fundsChapters:(00:00) Episode Start(02:45) Biggest Challenge: Separating Builders from Noise(06:05) Vineet's Unconventional Journey into Crypto VC(08:09) Launching Sigma Capital: Building a Regulated Fund(12:30) Sigma Capital's Investment Strategy Explained(15:03) Investment Philosophy: Backing Teams & Use Cases(20:27) Bringing Traditional Investors into Digital Assets(25:27) Navigating Crypto's 'Casino Culture'(29:33) The True Potential: Why Crypto Has Barely Begun(35:01) Sectors Driving Real Adoption: Beyond the Hype(40:44) Views on Regulation and Building in India(52:03) The Rise of Global Crypto Hubs like Dubai(54:24) Celebrating the Launch of a New Journey#Crypto #Web3 #DeFi #Blockchain #Investing #VentureCapital #DigitalAssets #Podcast #SigmaCapital #Finance #Technology #Decentralization #Tokenization #Web3Investing #CryptoVCDisclaimer: The information presented is for educational purposes only. Views expressed are those of the speakers, not necessarily the channel. You are responsible for your own research and decisions.Copyright: © 2024 Aarna AI Pte Ltd, Singapore. All rights reserved.

"You should want privacy. You should not want anonymity."This critical distinction, often lost in Web3 debates, highlights the need for tools that protect users without enabling illicit activity, a core challenge for responsible innovation.In this episode of alpha un#, host Sri Misra sits down with Amanda Wick, a former US prosecutor. They delve into the complex realities of crypto beyond the headlines, tackling regulation, crime, geopolitics, and the future of decentralized finance.Key insights discussed include:👉The nuanced reality of illicit finance in crypto vs. TradFi.👉How crypto mixers function and the risks they pose, even to legitimate users.👉Crypto's growing impact on geopolitics, sanctions, and de-dollarization.👉The vital role of diverse voices and inclusion in building a better Web3.👉Navigating the turbulent waters of US crypto policy and regulation.Chapters:00:02:09 From Federal Prosecutor to Crypto Advocate00:04:19 Understanding Grifters vs. Actual Criminals in Crypto00:09:56 Why Measuring Illicit Finance in Crypto is So Difficult00:18:41 The Role & Limits of Crypto On/Off Ramps00:21:27 Is Code Law? Tornado Cash and Regulatory Challenges00:23:39 The Critical Difference: Privacy vs. Anonymity00:29:28 How Crypto Mixers Work and Why They Are Risky00:37:50 US Politics, Policy, and the Impact on Crypto's Future00:45:12 How Crypto is Reshaping Geopolitics and the Dollar's Dominance00:59:37 Why Founding the Association for Women In Crypto (AWIC) Matters01:03:51 Social Engineering, Narratives, and Shaping Crypto's Image01:06:57 Discussing Amanda's Upcoming Book, "The Catalyst"#Crypto #Blockchain #DeFi #Web3 #Regulation #Fintech #Cryptocurrency #DigitalAssets #AML #Geopolitics #Privacy #Anonymity #womenincrypto Disclaimer: The information presented is for educational purposes only. Views expressed are those of the speakers, not necessarily the channel. You are responsible for your own research and decisions.Copyright: © 2024 Aarna AI Pte Ltd, Singapore. All rights reserved.

"Digital assets is the most transparent asset in the world."Contrary to common belief associating crypto with illicit activities, the inherent traceability of blockchain transactions makes digital assets remarkably transparent compared to traditional fiat systems.In this episode, Sri Misra chats with Tal Zackon, CEO & Co-founder of TRES Finance, a platform providing financial compliance solutions for digital assets. They dive into the operational realities, challenges, and evolving landscape of crypto finance, accounting, and regulation.Key Insights:👉The surprising scale of crypto transaction volume even for small teams.👉How global regulations (MiCA, VARA) are bringing increasing clarity.👉Critical financial hygiene practices for crypto projects.👉The complexities and automation involved in cross-chain accounting.👉Why specialized tooling is essential for navigating Web3 finance.Chapters:(00:00) Introduction(03:13) Tal Zackon's Journey: From IDF & VC to Crypto Founder(05:54) Defining Crypto Accounting & Financial Compliance(10:25) US Regulations: Wallet vs. Asset Cost Basis Explained(12:42) The Global View: Regulation Trends in Europe, UAE & Beyond(18:47) Managing High-Volume On-Chain Transactions & Data Labeling(21:51) The Crypto Audit Challenge: Why It's Difficult & How Tech Helps(25:22) Tackling Cross-Chain Bridge Transactions in Accounting(31:12) Mythbusting: Crypto Transparency vs. Fiat in Illicit Finance(38:22) Essential Financial Best Practices for Crypto Companies(41:13) The Founder's Perspective: Building a Team & Vision(44:11) The Future: Critical Infrastructure for Digital Asset Finance#Crypto #Web3 #DeFi #Blockchain #Finance #Accounting #Compliance #DigitalAssets #CryptoRegulation #Fintech #Podcast Disclaimer: The information presented is for educational purposes only. Views expressed are those of the speakers, not necessarily the channel. You are responsible for your own research and decisions.Copyright: © 2024 Aarna AI Pte Ltd, Singapore. All rights reserved. You may share this video using the YouTube share function.