While much of the world’s attention is on surface-level headlines, China is executing a quiet but sweeping overhaul of its insurance sector. In this episode, John and Jane break down Sean Djalilvand’s latest article, exploring how China’s restructuring efforts may signal a global shift in capital adequacy, reinsurance access, and regulatory direction.

🔍 Inside this episode:

What China’s solvency tightening and reinsurance audits really mean

How these moves could impact global reinsurers, foreign JVs, and digital MGAs

Whether this signals the start of a new global trend

What risk leaders and underwriters must re-evaluate right now

📘 Based on the article:

“When Giants Adjust: What China’s Insurance Restructuring Tells Us About the Future of Risk Capital”

by Sean Djalilvand

🎧 Listen now and rethink your assumptions about capital, treaties, and the pace of regulatory change.

#RiskMadeSimple #SeanDjalilvand #Insurance #Reinsurance #China #Solvency #RiskCapital #GlobalRisk #Episode7

On June 22, 2025, India and Dubai launched a groundbreaking Insurtech Corridor—a cross-border initiative fusing India’s digital scale with Dubai’s regulatory speed. But what does this mean for insurers, reinsurers, and risk managers worldwide?

In this episode, John and Jane break down Sean Djalilvand’s latest article, exploring:

Why this corridor marks a turning point for global underwriting models

How it could reshape embedded insurance, parametric products, and digital MGAs

What this partnership signals for the future of regional reinsurers and sandbox regulation

From India’s booming data ecosystem to Dubai’s innovation-first licensing, we analyze what this means for you—whether you're a carrier, underwriter, or startup founder.

📘 Based on the article:

“Bridging Borders: How India and Dubai Are Redefining the Future of Insurance”

by Sean Djalilvand

🎧 Listen now and rethink where the future of insurance is truly being written.

#RiskMadeSimple #SeanDjalilvand #Insurtech #Reinsurance #InsuranceInnovation #India #Dubai #GlobalRisk

This strategic analysis examines the immediate and far-reaching insurance impacts of the U.S. airstrike on Iran announced on June 21, 2025. Marine war-risk premiums are projected to surge, especially for ships navigating the Persian Gulf and Strait of Hormuz, with insurers likely introducing stricter exclusions and enhanced security requirements. Aviation insurers face increased exposure, as airlines reroute flights and reassess regional risk, triggering operational cost spikes and route-specific surcharges. Reinsurers are expected to tighten treaty terms, revise exclusions, and reprice exposures across energy, property, and casualty portfolios. The energy insurance sector will react to volatility in oil prices and growing infrastructure threats, while U.S. domestic markets may brace for ripple effects, including possible terrorism-related claims across workers' comp, life, and travel lines.