Have you ever felt sick to your stomach about your debt? Like it’s your fault, your shame, your failure?

You’re not alone—and you’re definitely not broken.

In this powerful episode, we’re talking about debt shame—that heavy, quiet monster that keeps you up at night and makes you afraid to ask for help. You’ll hear how it messes with your mental health, relationships, and even your ability to get out of debt.

Here’s what we cover:

• Why debt shame is more common than you think (even among people who look like they have it all together)

• The sneaky ways shame makes debt worse, not better

• How to separate your self-worth from your net worth

• The truth about bankruptcy, credit card debt, and “being responsible”

• Real strategies to let go of shame and finally take action

This isn’t a lecture. It’s a real talk with Steve Rhode, The Get Out of Debt Guy. He’s been helping good people with tough debt problems since 1994, and he knows how to speak truth to the emotional traps keeping you stuck.

This episode is an AI-narrated presentation based on Steve’s article at GetOutOfDebt.org—but it’s not a word-for-word reading. It’s a practical, compassionate breakdown of what you really need to hear.

🎧 If you’re struggling with debt and shame, this one’s worth every minute.

Need help with your own situation? Talk to Damon at DamonDay.com—Steve’s mentored him for years, and he’s one of the smartest, most honest debt coaches out there.

📖 Read the full article:
https://getoutofdebt.org/175138/is-debt-shame-wrecking-you-heres-the-truth-you-need-to-break-free

🎙 Get Out of Debt Like a Pro | Smart Strategies, Brutal Truths & Deep Dives to Get Your Life Back

Keywords: debt shame, emotional impact of debt, credit card debt, bankruptcy, mental health and money, self-worth, debt help, get out of debt, Steve Rhode, Damon Day

Based on a post from GetOutOfDebt.org by Steve Rhode, The Get Out of Debt Guy. In this episode, we bust the myth that debt collectors have to respond within 30 days—or else your debt magically vanishes. Spoiler alert: it doesn’t. Steve breaks down why this popular belief is flat-out wrong, and what actually happens when you send a dispute letter. If you're dealing with debt collectors, you need to hear this before making a costly mistake. For the full article, check the link below.

https://getoutofdebt.org/175121/you-are-wrong-if-you-think-your-debt-disappears-if-collectors-dont-respond-in-30-days

Ever read the fine print on your credit card agreement? Yeah, most people don’t. But what you don’t know can hurt you—especially with Chase.

In this episode, we break down the real story behind the Chase Bank Visa cardholder agreement—the kind of stuff credit card companies hope you’ll ignore until it’s too late. Based on a post by Steve Rhode, The Get Out of Debt Guy, this AI-narrated episode is not a word-for-word reading. It’s a practical, eye-opening guide to what you’re really agreeing to when you swipe that shiny Chase Visa.

🔍 Here’s what we’ll uncover:

• Why your rewards can disappear—even if you did everything right

• The binding arbitration trap that can kill your right to sue

• How Chase can change the rules anytime—and what you can (and can’t) do about it

• What happens if you miss a payment or fall behind

• The fine-print tricks that turn loyalty into liability

This isn’t about fear—it’s about facts. And knowing these terms ahead of time could save you hundreds (or thousands) of dollars down the road.

👂 This episode is for you if:

• You already have a Chase card

• You’re thinking about applying for one

• You want to be smarter with credit—without the legalese headache

• You’ve ever wondered, “What am I actually signing up for?”

  
  

  🔗 Read the original article here: https://getoutofdebt.org/174911/chase-bank-visa-cardholder-agreement-review-what-you-should-know