BA Fam, we’re in our investing bag today—and who better to guide us through this unpredictable market than Racquel Oden, Head of U.S. Wealth and Personal Banking for HSBC (yes, that HSBC)? With 30 years of experience under her belt, Racquel breaks it all the way down: why now *isn’t* the time to panic, how to pivot smartly, and what staying “active” with your money really means (spoiler: it’s not staring at your account every five minutes).

Mandi gets personal about her own portfolio (yes, she opened the statement during the episode), and Racquel walks her—and all of us—through what to look for, what questions to ask, and why we all need to stop avoiding our finances like that dentist appointment we keep pushing back. If you've been wondering whether you should move money, sit tight, or finally talk to a pro—this episode is your sign.

What We Discuss :

• Why market dips can actually be buying opportunities (especially in sectors like AI, healthcare, and utilities).

• The real definition of “active investing” (and why it doesn’t mean day trading).

• Why diversification > putting all your eggs in one stock basket.

• How to figure out your risk tolerance and time horizon like a grown-up.

• Why now is the perfect time for a financial check-in, not a freak-out.

LET’S STAY CONNECTED

Instagram: [@brownambitionpodcast](https://www.instagram.com/brownambitionpodcast)

Website: [brownambitionpodcast.com](https://www.brownambitionpodcast.com)

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