In this episode of Her Money Revolution, Angela Brooks CFP® takes an in-depth look at the dynamics of bull and bear markets, providing clear explanations of these essential market cycles and how they impact your investments. Angela discusses the characteristics of both market conditions—bull markets, which signify growth and optimism, and bear markets, which represent downturns and caution.

She emphasizes the importance of having a well-thought-out investment strategy that can weather both market fluctuations. From dollar-cost averaging to understanding the significance of the "fragile decade"—the crucial years before and after retirement—Angela offers insights into how to protect your wealth and make informed decisions during uncertain times.

This episode provides valuable, actionable advice on maintaining a long-term financial strategy, diversifying your portfolio, and understanding the critical indicators that signal market shifts.

Episode Highlights:

• Understanding the key differences between bull and bear markets
• How to navigate market volatility with a consistent investment strategy
• The benefits of dollar-cost averaging to manage market fluctuations
• Why the fragile decade requires special attention to your financial plan
• Key indicators to identify a bull or bear market
• The importance of diversification in reducing risk
• Practical steps to stay focused on long-term financial goals during market uncertainty

Connect with Angela:

Website: https://hermoneyrevolution.com/

Instagram: https://www.instagram.com/hermoneyrevolution/

Facebook: https://www.facebook.com/profile.php?id=61561348149519

Financial Resources: https://hermoneyrevolution.com/resources

In this episode of Her Money Revolution, Angela Brooks, CFP®, takes a strategic look at the Price-to-Book (P/B) ratio—an essential metric in the value investor’s toolkit. Whether you're just starting to build your portfolio or refining your investment strategy, understanding the P/B ratio can help you better evaluate whether a stock is undervalued, overvalued, or priced fairly based on its net assets.

Angela explains how the P/B ratio is calculated, when it’s most useful (especially for asset-heavy companies like banks and manufacturers), and why it’s important to always dig deeper than the number itself. She also discusses how to pair the P/B ratio with complementary metrics like Return on Equity (ROE) and Price-to-Earnings (P/E) to make more informed, confident investment decisions.

With clear examples and practical insights, this episode will give you the tools to start identifying stronger value opportunities and avoid common missteps in stock evaluation.

Tune in now!

Episode Highlights:

• What the Price-to-Book (P/B) ratio measures and how to calculate it
• When a low P/B ratio might indicate a strong value—or a struggling company
• Why the P/B ratio is most effective for companies with significant physical assets
• How to use the P/B ratio alongside Return on Equity (ROE) and P/E ratios
• A real-world comparison of companies to illustrate the impact of these metrics
• Best practices for screening value stocks and comparing within industries
• Key considerations before making investment decisions based on P/B

Connect with Angela:

Website: https://hermoneyrevolution.com/

Instagram: https://www.instagram.com/hermoneyrevolution/

Facebook: https://www.facebook.com/profile.php?id=61561348149519

Financial Resources: https://hermoneyrevolution.com/resources

In this episode of Her Money Revolution, Angela Brooks, CFP®, brings transparency to an area that quietly costs investors thousands: mutual fund share classes.

Angela explains the different types of mutual fund shares — Class A, B, C, and institutional shares — and how each structure impacts the fees you pay, often without you even realizing it. Through real-world client examples, Angela highlights the hidden costs built into many investment portfolios and empowers individuals with the right questions to ask their advisors.

If you're serious about protecting and growing your wealth with full transparency, this episode provides the essential knowledge you need to take control of your financial future.

Episode Highlights:

• What mutual fund share classes are — and why they directly affect your investment returns
• The key differences between Class A, B, C, and institutional shares
• How hidden fees and trailing commissions are structured — and what they mean for your portfolio
• Why even high-net-worth investors can unknowingly be subject to costly structures
• The long-term benefits of working with a fee-based advisor focused on transparency
• Critical questions to ask your current advisor to uncover hidden costs
• How to ensure your investments are aligned with your financial goals, not commission structures

Connect with Angela:

Website: https://hermoneyrevolution.com/

Instagram: https://www.instagram.com/hermoneyrevolution/

Facebook: https://www.facebook.com/profile.php?id=61561348149519

Financial Resources: https://hermoneyrevolution.com/resources