Most investors are sitting on hundreds of thousands in equity and not using it. In this short solo episode, Ron Phillips explains how you can leverage a little-known loan product to unlock cash from your investment properties without refinancing your low-rate first mortgage. Whether you’re weighing a 1031 exchange or want a smarter path to portfolio growth, this episode gives you a strategy that could transform your long-term returns without breaking your interest rate advantage.

WHAT YOU’LL LEARN FROM THIS EPISODE

• The difference between 1031 exchanges and refinancing strategies
• Why most investors overlook their equity’s potential
• How a second-position DSCR loan can free up cash without touching your first mortgage
• A new lending tool that lets you unlock equity without losing your low-rate first loan
• The power of letting your current properties buy your next ones

CONNECT WITH US:

• If you need help with anything in real estate, please email invest@rpcinvest.com
• Reach Ron: RP Capital
• Leave podcast reviews and topic suggestions: iTunes
• Subscribe and get additional info: Get Real Estate Success
• Facebook Group: Cash Flow Property Facebook Community
• Instagram: @ronphillips_
• YouTube: RpCapital
• Get the latest trends and insights: RP Capital Newsletter

Are we heading toward another 2008-style crash? Ron Phillips says: not even close. In this data-packed episode, Ron debunks the social media doomsday narratives by breaking down what’s actually happening in today’s real estate market. From supply and demand trends to affordability, equity, rental demand, and lending standards, he lays out the facts to help you think clearly, invest confidently, and avoid the fear-fueled hype.

WHAT YOU’LL LEARN FROM THIS EPISODE

• Why comparing today’s housing market to 2008 is misleading and dangerous
• How 2025’s housing supply still falls millions short of population needs
• The surprising truth about affordability and why demand hasn’t gone anywhere
• What interest rate drops could trigger
• How homeowner equity and low delinquency rates are preventing a foreclosure wave

RESOURCES MENTIONED IN THIS EPISODE

• Rentvine
• Lineage
• Atlanta Fed Home Affordability Monitor

CONNECT WITH US:

• If you need help with anything in real estate, please email invest@rpcinvest.com
• Reach Ron: RP Capital
• Leave podcast reviews and topic suggestions: iTunes
• Subscribe and get additional info: Get Real Estate Success
• Facebook Group: Cash Flow Property Facebook Community
• Instagram: @ronphillips_
• YouTube: RpCapital
• Get the latest trends and insights: RP Capital Newsletter

Tariffs, interest rates, and CPI might dominate headlines, but what do they really mean for investors? In this episode, Ron Phillips breaks down what’s actually happening behind the numbers and how to make smart moves regardless of market noise. He also shares a powerful real-world case of repositioning $2 million in equity for 8%+ returns and explains why fear-based inaction is costing people millions.

WHAT YOU’LL LEARN FROM THIS EPISODE

• How tariff fears are shaping investor behavior and what the data actually says
• A case study showing how to turn $2M in equity into 8%+ returns
• The role of mortgage-backed securities vs. the Fed when it comes to interest rates
• Simple math you can use to assess whether your real estate is underperforming
• What seasoned investors understand about market timing, fear, and worst-case scenarios

CONNECT WITH US:

• If you need help with anything in real estate, please email invest@rpcinvest.com
• Reach Ron: RP Capital
• Leave podcast reviews and topic suggestions: iTunes
• Subscribe and get additional info: Get Real Estate Success
• Facebook Group: Cash Flow Property Facebook Community
• Instagram: @ronphillips_
• YouTube: RpCapital
• Get the latest trends and insights: RP Capital Newsletter