This week, Cameron Kusher joins me on Exchanges to unpack the complex forces shaping the Australian housing market. From the economics of supply and demand to the impact of government policy, negative gearing lending and everything in between.

We explore affordability challenges, the future of stamp duty, and the growing appeal of rentvesting among younger Australians. Cameron also makes the case for a stronger non-market housing sector and the need for public-private partnerships to deliver sustainable, affordable housing solutions and tackle the rising risk of homelessness. This episode is not to be missed

Follow Cameron Here:

Substack: https://cameronkusher.substack.com/

LinkedIn: https://www.linkedin.com/in/cameron-kusher-bbb71b46/

X: https://x.com/cmkusher

Follow Evan Here:

LinkedIn: https://www.linkedin.com/in/evan-lucas-44a25316/

Instagram: https://www.instagram.com/evanlucas_/

Website: https://evanlucas.com.au/

Chapters

00:00 Current State of the Housing Market

04:26 Demand Dynamics in Housing

07:06 The Greater Fool Theory in Real Estate

10:40 Housing as an Asset vs. Home

12:37 Government Policies and Housing Affordability

16:00 Challenges in Housing Supply

19:11 Productivity in Construction

20:01 The Role of Stamp Duty

24:43 Negative Gearing and Its Implications

31:03 The Rise of Rentvesting

34:41 Vision for Affordable Housing

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This week, Stephen Koukoulas, Managing Director at Market Economics joins Exchanges on what’s keeping him up at night, Trump-era tariffs on global trade, the impact on the Australia–China relationship, business confidence, and consumer sentiment.

Stephen also unloads his insights into the structural challenges facing the Australian economy particularly inflation, energy prices, and the pressing need for tax and superannuation reform to support more equitable wealth distribution.

Follow Stephen here:

LinkedIn: https://www.linkedin.com/in/stephen-koukoulas-39177142/

Website: https://thekouk.com/

X:@TheKouk

Follow Evan here:

LinkedIn: linkedin.com/in/evan-lucas-44a25316

Instagram: https://www.instagram.com/evanlucas_/

Website: evanlucas.com.au

Chapters

00:00 Global Trade and Tariffs Impact

02:52 Consumer Confidence and Economic Growth

05:44 Energy Prices and Inflation Concerns

08:54 Taxation and Structural Changes

12:53 Superannuation and Wealth Distribution

19:30 Capital Growth and Tax Implications

20:52 Superannuation and Retirement Funding

23:56 Fiscal Policy vs. Monetary Policy

24:41 Interest Rate Projections

27:50 RBA's Conservative Approach

30:41 Global Comparisons in Monetary Policy

32:53 A Day in Charge: Economic Reforms

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This week, Danni Hunter, social futurist and infrastructure expert, joins us to explore the links infrastructure, community, and societal progress bring. The big exchange for Danni is how do we get government, industry, and communities to address key challenges like the housing crisis, energy transition, and urban development.

We look at the cultural shift of the “home” and unpacks the policy, tax and investment frameworks needed to support and create long term social growth.

Follow Danni Here:

LinkedIn: https://www.linkedin.com/in/danni-hunter/

Instagram: https://www.instagram.com/huntercollective_/

Website: https://www.huntercollective.org/

Follow Evan Here:

LinkedIn: https://www.linkedin.com/in/evan-lucas-44a25316/

Instagram: https://www.instagram.com/evanlucas_/

Website: https://evanlucas.com.au/

Chapters

00:00 The Role of a Social Futurist

02:56 Infrastructure and Society: A Complex Relationship

05:52 The Chicken and Egg of Infrastructure Investment

09:05 Private Investment in Public Infrastructure

12:07 Housing Crisis and Infrastructure Needs

15:03 NIMBY vs. YIMBY: Changing Community Perspectives

17:55 The Home as an Asset: Cultural Implications

21:03 Taxation and Housing Supply Challenges

24:09 Energy Transition and Its Economic Impact

27:06 The Future of Energy: Balancing Ideology and Reality

30:06 Unlocking Wage Potential in a Digital Age

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This week on Exchanges, Michelle Bowden, the leader in persuasion and communication, joins us to unpack the power of authentic, effective communication in driving business and leadership success. She breaks down the difference between influence and persuasion, and explains why adapting your style to suit different stakeholders is essential in today’s fast-moving world.

We explore the role of AI and social media in shaping how we communicate, the growing challenge of echo chambers, and the decline of traditional presentation skills in the digital age.

Follow Michelle Here:

LinkedIn: https://www.linkedin.com/in/michellebowdenenterprises/

Instagram: https://www.instagram.com/_michellebowden/

Website: https://michellebowden.com.au/

Follow Evan Here:

LinkedIn: https://www.linkedin.com/in/evan-lucas-44a25316/

Instagram: https://www.instagram.com/evanlucas_/

Website: https://evanlucas.com.au/

Chapters

00:00 The Importance of Persuasion in Business

02:55 Understanding Influence vs. Persuasion

05:58 The Communication Styles of Influential Figures

08:59 The Role of Authenticity in Leadership Communication

12:06 AI's Impact on Communication and Presentation

14:54 The Balance of Technology and Personal Touch in Communication

18:04 The Art of Persuasion: Understanding Communication Styles

22:28 The Impact of Social Media on Influence

26:45 Echo Chambers and Communication Challenges

30:51 The Decline of Presentation Skills in the Digital Age

34:36 A Vision for Kindness in Communication

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This week, Rob Carson Founder of Canopy East joins us to explore the evolving landscape of financial advice in Australia, highlighting a shift toward a more holistic, family-centric approach. We discuss the growing importance of addressing intergenerational wealth transfer, understanding family dynamics, and encouraging open conversations about money.

We also jump into the regulatory challenges facing advisers, the role of fixed income in long-term planning, and the social stigma often tied to family financial support.

Follow Rob Here:

LinkedIn: https://www.linkedin.com/in/robertjmcarson/

Website: https://www.canopyeast.com.au/

X: : https://x.com/Canopy_East

Follow Evan Here:

LinkedIn: https://www.linkedin.com/in/evan-lucas-44a25316/

Instagram: https://www.instagram.com/evanlucas_/

Website: https://evanlucas.com.au/

Chapters

00:00 The Evolution of Financial Advice

03:00 Holistic Wealth Management

06:01 Intergenerational Wealth Transfer

08:59 The Role of Fixed Income in Wealth Planning

12:13 The Bank of Mum and Dad

14:46 Family Dynamics and Wealth

18:07 Conversations About Money

21:03 The Importance of Family Values

24:01 Final Thoughts on Family Wealth

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This week, consumer futurist Amanda Stevens joins us to explore the rapid transformation of consumer behaviour in a world reshaped by digital acceleration. From the rise of experiential spending over ownership to the growing influence of AI on how brands engage with their audiences, Amanda offers expert insight into what’s driving today’s purchasing decisions—particularly among millennials and Gen Z.

We dive into the critical role of brand trust, not just in the commercial world but also in political branding, and how shifting values are reshaping expectations of leadership, service, and authenticity.

Amanda also makes a compelling case for education reform, arguing that to future-proof younger generations, we must teach essential life and financial skills that align with the demands of a fast-changing world.

Follow Amanda here:

LinkedIn: https://www.linkedin.com/in/marketingamanda/

Instagram: https://www.instagram.com/stories/marketingamanda/3631491497381964939/

Website: https://amandastevens.com.au/

Follow Me here:

LinkedIn:https://lnkd.in/gbqaSuBZ

Instagram: https://lnkd.in/guJqhENY

Website: www.evanlucas.com.au

Chapters

00:00 Understanding Consumer Behaviour in a Digital Age

02:57 Political Branding and Consumer Trust

05:57 The Impact of Generational Shifts on Consumption

08:53 Experiential Spending: The New Consumer Mindset

11:57 The Role of AI in Consumer Engagement

14:59 Education and the Future of Skills Development

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This week, Greg McKenna, CEO of Police Bank, joins us to explore the evolving landscape of Australian lending and its impact on housing affordability. We discuss the challenges posed by current lending regulations, the need for innovative lending products, and the critical role of increasing housing supply to ensure future generations can achieve home ownership.

Greg also shares insights into the competitive banking sector, the potential of AI to transform operations, and the importance of regulatory frameworks that support both consumer protection and access to credit.

Follow Greg here:

LinkedIn: https://www.linkedin.com/in/greg-mckenna-3a963922/

X: https://x.com/gregorymckenna

Website: https://www.policebank.com.au/executive-leadership-team

Follow Me here:

LinkedIn:https://lnkd.in/gbqaSuBZ

Instagram: https://lnkd.in/guJqhENY

Website: www.evanlucas.com.au

Chapters

00:00 The Lending Landscape in Australia

07:16 Government's Role in Housing Affordability

12:01 Supply vs. Demand in the Housing Market

14:40 The Need for Innovative Lending Products

20:20 Competition in the Banking Sector

26:23 The Impact of AI on Banking

27:04 Regulation and Its Effects on the Banking Industry

33:37 Building a Future: The Importance of Housing

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This week on Exchanges, I'm joined by Kieran Gilbert, Chief News Anchor at Sky News, to unpack the current state of the Australian election landscape. From low voter engagement and thin policy debates to the growing prominence of housing affordability, Kieran offers a front-line perspective on what’s shaping the national conversation.

We explore the increasing scrutiny on political leaders, the influence of international relations on domestic policy, and the structural challenges facing modern governance. Kieran also reflects on the need for stronger leadership accountability and greater transparency in political discourse, as Australia heads into a critical electoral period.

Follow Kieran here:

Website: https://www.skynews.com.au/the-team/kieran-gilbert

X: @Kieran_Gilbert

Follow Me here:

LinkedIn:https://www.linkedin.com/in/evan-lucas-44a25316/

Instagram: https://www.instagram.com/evanlucas_/

Website: www.evanlucas.com.au

You can buy my book Mind over Money here: https://lnkd.in/gxtsgt95

Chapters

00:00 Election Atmosphere and Voter Engagement

02:48 Policy Discussions and Economic Strategies

05:47 Housing as a Central Election Issue

08:53 Scrutiny and the Role of Independents

12:09 International Relations and Domestic Impact

14:54 Future of Governance and Structural Reform

17:59 Leadership and Political Accountability

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