On the latest episode of Everything is Fintech, we go truly global with a conversation with our VP, Fintech Strategy, Zach Anderson Pettet (US), Tim Moncrieff, VP, Global Head of Strategic Initiatives at Visa Direct (UK) and Swapnil Mhasde, Head of Commercialization & Solutions for Money Movement at Visa Direct (Singapore).

From the rapid rise of real-time payments (RTP) to the future of cross-border money movement and the innovation reshaping APAC and European markets, we uncover why payments have gone from "boring" to the hottest topic in fintech.

Learn more about how Visa is driving seamless, invisible payments, tackling regulatory shifts, and preparing for the next decade of innovation.

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Recorded in London, this episode brings together two of the most insightful voices in UK mortgage fintech, Jinesh Vohra, CEO & Founder of Sprive, and Andrei Lebed, CEO and Co-founder of Koodoo, for a roundtable discussion with Money20/20's VP, Fintech Strategy, Zach Anderson Pettet, and Head of EU Content, Ian Horne.

Jinesh shares the story behind Sprive, a mortgage overpayment app saving users millions in interest and shortening loan lifespans—without impacting daily lifestyles. He explains how Sprive’s "Shop with Sprive" feature incentivizes smarter spending while integrating with major UK brands.

Andrei unpacks how Koodoo powers mortgage comparison sites and builds embedded mortgage infrastructure for major lenders. He reveals why the unit economics of mortgage tech are so brutal, and how AI is helping to create scalable, compliant, customer-centric advice journeys.

Key Topics:
-The historic hurdles of mortgage-focused VC funding
-Why acquiring mortgage customers is painfully expensive
-How AI can pass mortgage adviser exams, and why that scared the market
-The problem with “credit risk” and the illusion of individual pricing
-Why long-term mortgage innovation is ripe for digital disruption

Sprive: https://sprive.com/

Follow Jinesh Vohra: https://www.linkedin.com/in/jinesh-vohra/

Koodoo: https://koodoo.io/

Follow Andrei Lebed: https://www.linkedin.com/in/andrei-lebed/

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In the lead-up to Money20/20 Asia, VP, Fintech Strategy, Zach Anderson Pettet, headed to Singapore to sit down with Namita Bhide, Founder/Managing Director of Denim Consulting and Ex-Banker, for a global take on how fintech is evolving across Asia. This episode of Everything is Fintech dives deep into the region’s unique innovation DNA—from digital identity and data equity to purpose-led product design.

Namita brings real-world insight on what it takes to drive financial inclusion, the human side of AI, and how humility in leadership leads to better innovation. Whether you're on the ground in Asia or watching from afar, this episode is your inside look at the trends shaping the future of fintech.

Topics Covered:

• Digital identity & inclusion at scale
• Southeast Asia & India’s fintech innovation model
• Designing with empathy and equity
• AI’s role in real-world impact
• What global fintech can learn from Asia

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