Guests: Casey Oiness and Colin TippSummaryIn this conversation, Joe discusses VA loans with Casey Oynas and Colin Tip from Guild Mortgage, focusing on eligibility, benefits, and the unique aspects of VA loans compared to conventional loans. They explore the qualifications needed for VA loans, the advantages such as zero down payment and no mortgage insurance, and the process of obtaining a VA loan. The discussion also covers the funding fees associated with VA loans, the ability to use VA loans multiple times, and the implications for closing costs and seller concessions.TakeawaysVA loans are specifically designed for veterans and active service members.Eligibility for VA loans includes active duty members, veterans, and certain spouses.The process of obtaining a VA loan involves checking eligibility through the VA portal.One of the main benefits of VA loans is the ability to put zero down.VA loans do not require mortgage insurance, making them financially advantageous.There are no strict loan limits for VA loans, allowing for high-value loans with zero down.VA loans can be used more than once, depending on remaining entitlement.Closing costs can be covered by seller concessions up to 4%.Funding fees for VA loans can be waived for certain veterans, enhancing the loan's attractiveness.VA loans can be a strategic tool for building wealth through rental properties.Thank you for listening to RealTalk! Don’t forget to like and subscribe, and follow Joe on Instagram (@seattlesagent) for the latest videos. And don’t forget to check out The Seattle Experience with Joe Sheldon podcast on YouTube or your favorite podcast app. For more information about Joe, or to work with Joe, visit www.myseattlesearch.com.