『Debt vs. Retirement? Proven Strategies to Crush Debt Without Killing Your Future』のカバーアート

Debt vs. Retirement? Proven Strategies to Crush Debt Without Killing Your Future

Debt vs. Retirement? Proven Strategies to Crush Debt Without Killing Your Future

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 Is it smarter to pay off debt or invest in retirement — and how do you know when to hit pause? In this episode of The Prosperity Lounge, Joey Ruffalo breaks down the most emotionally loaded question in personal finance:“Should I pause my retirement contributions to pay off debt?” You’ll discover: ✅ The exact debt payoff strategies that work (Snowball, Avalanche, Hybrid & more) ✅ How your age and proximity to retirement change the entire conversation ✅ Why the math says YES — and when it doesn’t ✅ How to negotiate with lenders and build a real payoff plan ✅ Listener questions on car loans, savings, medical bills, and more Joey also shares how he and his family paid off $370,000 in debt — and what made the biggest difference. 🎁 Grab the Debt Payoff Tracker and budgeting tools at 👉 TheProsperityLounge.com 🎧 Subscribe, leave a review, and share this episode with someone who’s ready to break free. Because debt steals your future — but every payment is a punch back. Let’s fight this together.

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