In today’s episode, we kick off part one of our two-part series on debt. Next week, Cassidy will share her personal story of paying off $18,000 in student loans in just 10 months. But first, we’re diving into our general philosophies on debt — when it’s helpful, when it’s harmful, and how to know if you should prioritize paying it off.

We also share:

• A surprising (and a bit frustrating) Dave Ramsey clip about debt that sparked our discussion
• Average U.S. household debt statistics (hint: you’re not alone if you have debt)
• Our thoughts on “good debt” vs. “bad debt” — and why those terms aren’t always helpful
• Practical questions to ask yourself when deciding whether to take on or pay off debt
• How to balance emotional vs. mathematical decisions about managing debt

Whether you’re wrestling with credit card balances, student loans, or just trying to figure out your next money move, this episode is for you.

✒️ Resources mentioned:

• Dave Ramsey clip referenced in the episode
• Average U.S. debt statistics (source)
• Average student loan debt statistics (source)

✨ Stay tuned for next week:
Cassidy shares her inspiring journey of paying off $18,000 of student loan debt in 10 months, along with actionable tips you can use to start your own debt-free journey.

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