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  • Financial Wisdom: Navigating Money with Martin Macleod - Built Different

    Financial Wisdom: Navigating Money with Martin Macleod - Built Different
    2025/04/14
    Find My Socials Here: https://linktr.ee/stevenpettigrewinve... Martin's LinkedIn: https://www.linkedin.com/in/martin-macleod/?originalSubdomain=uk In this episode, the host engages in a detailed conversation with Martin, the founder of Financial Health Club. They discuss a range of topics from the intricacies of financial coaching to the perils and benefits of stock market investments. Martin, a former stockbroker and chartered financial advisor, shares his philosophy on financial education, investing, and the importance of personalizing financial planning. They also touch on the cultural taboos around discussing money, the mindset needed for successful investing, and practical steps for managing personal finances. Martin emphasizes the value of starting early with investments, understanding one's financial goals, and building a solid emergency fund before venturing into the stock market. The episode concludes with practical advice for those looking to improve their financial health, including the potential benefits of financial coaching. 00:00 Introduction and Podcast Setup 00:36 Financial Coaching and Helping the Desperate 01:32 Casual Conversation and Personal Anecdotes 04:17 Starting the Podcast: Guest Introduction 04:34 Building a LinkedIn Following 07:01 Financial Health Club and Industry Insights 09:58 Stock Market Experiences and Ethical Dilemmas 11:43 The Importance of Financial Education 14:34 Challenges in the Financial Industry 21:50 Bitcoin and Investment Strategies 30:03 Day Trading vs. Long-Term Investing 30:54 Finding the Right Investment Opportunities 31:22 Understanding Client Goals 31:31 The Importance of Financial Values 31:59 Investing for Medium and Long-Term Goals 33:28 The Discipline of Investing 33:50 Learning from Experience 34:35 The Complexity of Financial Literature 36:56 Connecting with Clients on a Personal Level 39:08 Teaching Financial Literacy to Children 41:38 The British Attitude Towards Money 47:04 Practical Financial Advice 57:42 The Benefits of Early Investing 01:01:33 Concluding Thoughts and Contact Information
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    1 時間
  • Bespoke Beginnings: The Evolution of Suited & Booted with Dillon and Michael - Built Different

    Bespoke Beginnings: The Evolution of Suited & Booted with Dillon and Michael - Built Different
    2025/03/28
    In this engaging episode, Steven, Dillon, and Michael discuss the intricacies of their tailoring business, Suited and Booted, highlighting the importance of authentic relationships and customer service. They share insights into managing client expectations, maintaining a high standard of personalized service, and the strategic importance of partnerships for brand growth. The conversation also delves into personal development, overcoming business challenges, and growth strategies for expanding their tailoring business both locally and internationally. The guests reflect on their journey, sharing stories of challenges, successes, and future aspirations, providing a comprehensive look at what it takes to run a premium tailoring brand. The Suited and Booted Website: https://suitedbooted.com/ Dillon's LinkedIn: https://www.linkedin.com/in/dillon-arthur-4a5b7a12a/?originalSubdomain=uk Michael's LinkedIn: https://www.linkedin.com/in/michael-dixon-aa6713a3/?originalSubdomain=uk Timestamps: 00:00 Introduction and Initial Banter 00:15 Discussing YouTube Views and Editing 01:13 Comfort in Shared Experiences 01:21 Marketing and Reels 02:32 Insights on Success and Confidence 03:05 Business Partners and Pedestals 04:59 Football and Passion 08:09 Golf and Clutch Performers 09:39 Starting the Podcast Properly 10:58 Suits and Business in Dubai 16:25 Customer Service Philosophy 32:21 Podcast Highlights and Identity Shifts 33:21 Growing Up in a Family Business 34:29 Lessons from Business Failures 36:11 The Beauty in Pain and Personal Growth 38:53 Embracing Vulnerability and New Challenges 41:14 The Importance of Strategic Partnerships 46:58 Launching the Glasgow Store 53:58 Networking and Social Batteries 01:02:50 Future Plans and Expansion 01:06:41 Conclusion and Gratitude
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    54 分
  • Why Selling Your Business Through a Broker Might Be A Mistake - Built Different

    Why Selling Your Business Through a Broker Might Be A Mistake - Built Different
    2025/03/07
    In this episode of the Built Different podcast, host Stephen Pettigrew delves into a recent webinar on the true worth of small to medium-sized businesses, emphasizing key misconceptions about valuing and selling businesses. Pettigrew argues against using business brokers, citing their tendency to inflate valuations and create friction in the sale process. He underscores the complexity of selling a business, noting the current buyer's market driven by the influx of baby boomer-owned businesses. Steven also stresses that high revenue does not equate to high value and that profit and systems are crucial for making a business attractive to buyers. Listeners are encouraged to seek advice from experienced individuals and not rely on brokers or Google for accurate business valuations. For more insights, Pettigrew directs listeners to his LinkedIn and his company website, Monopoly Capital. Timestamps: 00:00 Introduction to Business Valuation 00:48 Common Misconceptions About Business Brokers 06:52 The Reality of Business Valuation 08:19 Preparing Your Business for Sale 10:31 Conclusion and Next Steps
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    11 分
  • Building Success: From Setbacks to Strategic Growth with Billy Farrell - Built Different

    Building Success: From Setbacks to Strategic Growth with Billy Farrell - Built Different
    2025/02/21
    In this episode, Billy Farrell shares his experiences from attending a recent wedding to falling asleep in a taxi, something he had never done before. He delves into his journey of overcoming adversity, from hitting rock bottom to becoming a successful entrepreneur. Farrell emphasizes the transformative impact of reading Tony Robbins and how it changed his outlook on life and business. With an extensive background in various companies and now focusing on his new venture, Mayhem Marketing, Farrell discusses the importance of mentorship, the impact of social media on today's youth, and his commitment to helping businesses through strategic and innovative marketing solutions. He underscores that true success lies in being focused, strategic, and resilient, and highlights his dedication to his clients and their growth. Find My Socials Here: https://linktr.ee/stevenpettigrewinvestor Billy Farrell: https://www.linkedin.com/in/billyfarrell/?originalSubdomain=uk Timestamps: 00:00 Wedding Memories and Funny Anecdotes 01:50 Podcast Introduction and Guest Welcome 02:42 Guest's Background and Business Journey 05:09 The Philosophy Behind Mayhem Marketing 06:36 Early Business Struggles and Lessons Learned 09:26 Mentorship and Influences 19:53 The Importance of Environment and Social Media Influence 22:56 The Case for Social Media Identification 23:54 The Impact of Social Media on Kids 25:18 The Problem with Online Bullying 28:49 The Misconceptions of Success and Happiness 29:59 The Challenges of Modern Entrepreneurship 33:54 The Importance of Aggressive Marketing 44:14 The Personal Touch in Marketing 46:47 Conclusion and Contact Information
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    48 分
  • Buy a Business Without Breaking the Bank: Insider Strategies - Built Different

    Buy a Business Without Breaking the Bank: Insider Strategies - Built Different
    2025/02/14
    In this solo episode of the Built Different Podcast, host Stephen Pettigrew dives into various strategies for buying a business without using your own money. He discusses the risks and benefits of different approaches, including leverage buyouts (LBOs), seller financing, consulting for equity, and using investor funds. Stephen shares insights from his own experiences and provides practical advice on structuring deals to protect buyers from potential pitfalls. He emphasizes the importance of avoiding personal guarantees and offers additional resources for those looking to learn more about business acquisitions. Timestamps: 00:00 Introduction and Initial Thoughts 01:16 Welcome to the Built Different Podcast 01:59 Why Buy a Business? 03:17 Understanding Leverage Buyouts (LBOs) 04:07 Risks of Leveraged Buyouts 06:17 Alternative Business Buying Strategies 06:43 Seller Financing Explained 09:00 Consulting for Equity 11:12 Using Investor Funds 12:03 Conclusion and Additional Resources
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    11 分
  • The Hidden Dangers of Personal Guarantees for Business Owners

    The Hidden Dangers of Personal Guarantees for Business Owners
    2025/02/10
    In this solo episode of the Built Different Podcast, host Stephen Pettigrew delves into the topic of personal guarantees (PGs) in business loans. He explains what personal guarantees are, why business owners, particularly those with limited companies, should avoid signing them, and how they can cause severe financial and personal consequences if not managed properly. Stephen shares actual case studies of businesses that faced significant troubles due to PGs and provides practical solutions for mitigating their impact. He also offers advice on seeking alternative funding options that do not require personal guarantees and highlights the importance of professional legal advice in managing PGs. For business owners in need of support, Stephen invites them to reach out through the Monopoly Capital website or his LinkedIn profile. 00:00 Introduction to Personal Guarantees 00:52 Understanding Personal Guarantees 03:00 The Risks of Personal Guarantees 03:35 Real-Life Examples of PG Failures 06:56 Solutions and Legal Support 08:48 Final Thoughts and Contact Information
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    9 分
  • Cutting Edge: Alan Findlay on Business, Challenges, and Growth - Built Different

    Cutting Edge: Alan Findlay on Business, Challenges, and Growth - Built Different
    2025/01/31
    In this episode, Steven interviews Alan Finlay, a seasoned barber and entrepreneur. Alan shares his journey from working as a barber to running multiple successful businesses, including Rebel Rebel. He talks about the early influences in his life, such as his grandmother, who sparked his entrepreneurial spirit. Alan recounts his diverse experiences, from joining the army to becoming an apprentice hairdresser and eventually managing and owning barber shops. He discusses his challenges and triumphs, including navigating the COVID-19 pandemic, adapting to new business models, and eventually transitioning to a more sustainable and enjoyable work environment. Alan also explores future ventures, including potential opportunities in the Chinese market and online education. His story highlights resilience, adaptation, and the importance of setting aside ego to make sound business decisions. Time Stamps: 00:00 Introduction and Podcast Setup 01:21 Welcoming the Guest 02:53 Early Influences and Childhood 04:07 Joining the Army and Transition to Hairdressing 06:12 Starting a Career in Barbering 08:49 Challenges and Growth in the Barbering Industry 20:38 Innovations and Success with Rebel Rebel 33:53 Business Partner's Departure and COVID-19 Impact 34:44 Navigating the First Lockdown and Personal Challenges 35:29 Adapting Business Strategies During the Pandemic 36:22 Refurbishing Shops and Learning New Skills 37:17 Reopening Amidst Personal Milestones 38:51 Client and Staff Challenges Post-Lockdown 41:15 Reflecting on Pandemic Restrictions and Government Actions 43:06 Business Survival and Staff Retention Issues 45:44 Opening and Closing Shops Amidst Ongoing Challenges 48:24 Transitioning to a New Business Model 57:18 Exploring New Opportunities and Future Plans 01:01:02 Final Thoughts and Advice for Entrepreneurs
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    1 時間 5 分
  • Scaling with Strategy: A Journey Through Entrepreneurship with Wojtek Maslanka - Built Different

    Scaling with Strategy: A Journey Through Entrepreneurship with Wojtek Maslanka - Built Different
    2025/01/24
    In this edition, the host interviews Wojtek, a business partner and the founder of a successful property maintenance and cleaning company based in Edinburgh, Scotland. Wojtek shares his entrepreneurial journey from humble beginnings to running a multifaceted business with a staff of over 80 members. They discuss the challenges faced, the importance of relationships, and the value of having a robust support system. Wojtek emphasizes the importance of getting expert advice, building solid relationships, planning for sustainable growth, and preparing for long-term objectives, such as potentially selling the business. The episode offers valuable insights for both aspiring and established business owners on navigating the complexities of scaling a business. Find My Socials Here: https://linktr.ee/stevenpettigrewinvestor Wojtek's LinkedIn: https://www.linkedin.com/in/wojciech-maslanka-12064a1b2/?originalSubdomain=uk Time Stamps: 00:00 Introduction and Podcast Setup 01:57 Starting the Conversation 02:23 Guest Introduction and Initial Discussion 02:30 Weather and Personal Plans 04:16 Business Beginnings and Philosophy 08:07 Growth and Evolution of the Business 12:09 Challenges and Unique Business Model 17:15 Horror Stories and Property Maintenance 20:59 Sustaining and Growing the Business 22:40 Challenges in Business 23:45 Staffing and Cash Flow Issues 28:12 Expanding and Future Goals 32:55 Building a Personal Brand 38:21 Advice for Startups 41:29 The Importance of Accountability 46:27 Final Thoughts and Contact Information
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    48 分