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Benchmark Happenings

Benchmark Happenings

著者: Jonathan Tipton Steve Reed & Christine Reed
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Brought to you by, Jonathan Tipton & Steve Reed of Benchmark Home Loans, Benchmark Happenings is a podcast that is a biweekly discussion about living in and moving to Northeast Tennessee along with the local real estate market. Join your host Christine Reed as she interviews Jonathan & Steve, local business owners, sought-after industry experts, Veterans, Realtors, Benchmark clients, and more.

Benchmark Happenings focuses on discussing all things related to mortgages and Northeast Tennessee. Placing the spotlight on all the reasons you would want to live in and move to Northeast Tennessee, Benchmark Happenings highlights upcoming events, local businesses, things to do, and other aspects related to Northeast Tennessee. We will also be answering mortgage questions from buyers, sellers, and real estate agents as well as discussing everything going on in our local real estate market.

To help you to navigate the home buying and mortgage process, Jonathan & Steve are currently licensed in Tennessee, Florida, Georgia, South Carolina, and Virginia, contact us today at 423-491-5405 or visit www.tiptonreedteam.com.

Benchmark Home Loans | NMLS # 2143

4138 Bristol Highway

Johnson City, TN 37601

Jonathan Tipton

Senior Mortgage Planner

NMLS # 1188088

jonathan.tipton@benchmark.us

Steve Reed

Branch Manager

NMLS # 173024

steve.reed@benchmark.us

© 2025 The Tipton Reed Mortgage Team - Benchmark Home Loans
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  • From Renting to Owning: How Land to Homes Makes It Possible
    2025/07/23

    Looking for an affordable path to homeownership in today's challenging market? Steve Reed returns to Benchmark Happenings to dive deeper into Land to Homes, a pioneering solution for would-be homeowners struggling with sky-high housing costs and limited options.

    While apartment renters face $1,200-$2,000 monthly payments with nothing to show for it, Land to Homes is creating a genuinely accessible alternative. Their turnkey manufactured housing service handles everything from permits and site preparation to landscaping and final touches, delivering beautiful, move-in ready homes on acre-sized lots for $220,000-$300,000. Unlike traditional dealers who leave buyers to navigate complex permitting and construction processes alone, Land to Homes coordinates every detail over a streamlined 120-day timeline.

    The conversation reveals how Reed and his business partner Jonathan Tipton are transforming the manufactured housing experience with quality features often missing from competitor offerings – paved driveways instead of gravel, proper decking, professional landscaping, and attractive stone skirting. Their financing options make homeownership even more accessible, with zero-down USDA loans and 3.5% down FHA options that can include covered closing costs.

    What truly sets Land to Homes apart is their commitment to community impact. Reed shares touching stories of helping families in difficult situations, including moving a family of six from a cramper into a spacious manufactured home. "We want people to say Northeast Tennessee is a better community because Land to Homes is in it," Reed explains, highlighting their people-before-profit philosophy.

    Ready to explore affordable homeownership? Visit land2homes.us to see available properties and homes under construction, or call 423-491-5405 to start your journey toward owning your slice of the American dream.

    To help you to navigate the home buying and mortgage process, Jonathan & Steve are currently licensed in Tennessee, Florida, Georgia, South Carolina, and Virginia, contact us today at 423-491-5405 or visit www.jonathanandsteve.com.

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    26 分
  • Land2Homes: Creating Affordable Housing Solutions in Northeast Tennessee
    2025/07/09

    Steve Reed, Co-owner of Benchmark Home Loans, shares the story behind his new venture Land2Homes, which provides affordable turnkey manufactured housing solutions for buyers priced out of the traditional market.

    • Land2Homes developed after seeing first-time homebuyers priced out by high interest rates and rising home prices
    • The company purchases land, handles permitting, orders homes directly from factories, and delivers complete turnkey properties
    • Modern manufactured homes feature quality construction with 2x6 framing, energy efficiency, and durability
    • Homes typically range from 1,500-1,800 square feet on approximately one-acre lots for $250,000-$270,000
    • Properties include extras like landscaping, gutters, and blacktopped driveways not typically found with manufactured homes
    • The "agent commission builder" program pays realtors 2.5% on referred clients who purchase complete packages
    • Future plans include creating a small "village" setting with model homes for buyers to tour
    • Credit rehabilitation services available to help buyers improve scores and qualify for better rates

    If you have questions about mortgages or Land2Homes, call us at 423-491-5405 or visit our website at www.JonathanAndSteve.com.


    To help you to navigate the home buying and mortgage process, Jonathan & Steve are currently licensed in Tennessee, Florida, Georgia, South Carolina, and Virginia, contact us today at 423-491-5405 or visit www.jonathanandsteve.com.

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    21 分
  • A Trip of a Lifetime: How the Honor Flight Program Changes Veterans' Lives
    2025/06/25

    Freedom isn't free—a truth Michelle Stewart and the Honor Flight program understand deeply. As president of Honor Flight of the Appalachian Highlands, Michelle has dedicated herself to giving veterans the recognition they earned through their service and sacrifice.

    What began as a Facebook message from a high school friend in 2021 has transformed into a mission that's touched hundreds of veterans' lives throughout Northeast Tennessee. Michelle reveals the powerful journey these veterans experience during their three-day Honor Flight trips to Washington DC. From the moment they board the bus amid motorcycle escorts and flag-waving supporters, these veterans—many who never received proper recognition upon returning home—are finally given the "welcome home" they deserved decades ago.

    The itinerary is both exhaustive and emotionally charged. Veterans visit Arlington Cemetery for wreath-laying ceremonies, tour memorials dedicated to their specific conflicts, and experience the camaraderie of fellow servicemembers who truly understand their experiences. For Vietnam veterans especially, who often faced hostility rather than gratitude upon their return, these trips heal wounds carried for half a century. As Michelle poignantly shares, "We want to change that. We want to give them that welcome home."

    Perhaps most touching is the Memorial Mission program, where photographs of deceased veterans are carried throughout the journey, ensuring those who never had the chance to participate are still honored at every memorial. "You die your first death when you leave this earth," Michelle explains, "but as long as your name is spoken, you don't ever die a second death." Through these missions, veterans' sacrifices are acknowledged, their stories preserved, and their service celebrated.

    With approximately 50,000 Vietnam veterans nationwide still waiting for their Honor Flight opportunity, Michelle and her team rely on community support to continue their mission. Follow their journey on Facebook and Instagram at Honor Flight of the Appalachian Highlands or email gotodc@honorflightah.org to discover how you can help honor those who gave so much for our freedom.

    To help you to navigate the home buying and mortgage process, Jonathan & Steve are currently licensed in Tennessee, Florida, Georgia, South Carolina, and Virginia, contact us today at 423-491-5405 or visit www.jonathanandsteve.com.

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    23 分
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