Are you dying, surviving, or thriving? In a rapidly evolving age of AI and fintech disruption, the real threat isn’t competition—it’s complacency. Too many banks and credit unions are stuck in survival mode, reacting to problems instead of creating possibilities.

The conversation digs deep into the mindset shifts needed to break free from defensive, fear-based thinking.

James Robert and Derik explore personal stories of transformation, the impact of strategic clarity, and how the most growth-bound institutions today are those with leaders willing to take bold, courageous action. They unpack why thriving starts with leading yourself—and how 10x thinking can unlock future-focused innovation that’s no longer optional.

If you’re feeling stuck, overwhelmed, or unsure about your next step, this episode will challenge your perspective and offer a clear path forward: Think bigger. Lead bolder. Grow faster.

Hosted by Ausha. See ausha.co/privacy-policy for more information.

Traditional banks and credit unions are struggling to stay relevant in an increasingly digital world. While consumers flock to neobanks and fintechs for speed, convenience, and personalization, many community institutions remain anchored to branch-first models and legacy mindsets.

James Robert and Derik unpack why going “digital” isn’t just for startups—it’s a strategic path forward for community-based institutions too. They explore how embracing a digital-first (or even digital-only) model can help banks and credit unions unlock growth, reduce operational drag, and reconnect with modern consumers—without losing the human touch that makes them special.

Hosted by Ausha. See ausha.co/privacy-policy for more information.