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Architecting in Stilettos

Architecting in Stilettos

著者: amk STUDIO
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Welcome to the Architecting in Stilettos podcast with Arlene Edjourian, AIA and Katie Flores, Leed AP at amk STUDIO, an Architecture and Planning Firm, in sunny So Cal. We typically get invited by developers, entrepreneurs, non-profits, and luxury home builders who are struggling with the big 3: maximizing site value and profits, obtaining approvals, and creating the ideal solution that will best achieve their goals. When the final design is as buildable as it is creative, joyful, green, and profitable, that’s the win-win we’re looking for. This podcast is how we get there! We share stories, focus on real world, behind the scenes challenges, and candid discussions, all while playing well with others…Copyright 2025 All rights reserved. アート 経済学
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  • Episode 3 (wildfire series) - Thoughts on Mortgages & Loans with Yvonne Santos
    2025/05/14
    On this first of four episodes dedicated to the wildfires, we are joined by Yvonne Santos, VP/ Business development Officer at New Day Commercial Capital. Yvonne describes how to pick up the pieces after a natural disaster, such as the wildfires that Pacific Palisades and Altadena experienced in January. We discuss what to do with your current mortgage, how to potentially strategize with neighbors, and how to potentially qualify for future loans. The show notes: **Due to the fluidity of the current information landscape, the following links and handouts are current as of the posting of this podcast** 🏡 Wildfire Recovery Guide: Altadena & Pacific Palisades 🔨 The Rebuilding Process AIA Pasadena & Foothill Chapter Resources Rebuilding Options: Rebuild the same home with up to a 110% increase in size (area, height and/or mass). The plan check should be streamlined and permitting fees waved for those rebuilding after a fire loss.Design a new home from the ground up. This can be a custom or a pre-approved plan or a hybrid. Stay tune for; Some example designs for some typical Altadena lots that we will add to our website.Install temporary housing on-site for up to 3 years. AIA Roadmap to rebuilding Process Diagram https://www.dropbox.com/scl/fi/x0b9t4ybr6oa3xymwmiph/Roadmap-to-Rebuilding_Process-Diagram_English.pdf?rlkey=hnbiw1kioktzxbzlcyu5b0f9k&dl=0 Free Consultations: The "Ask an Architect" program offers complimentary guidance on fire-resistant design, permitting, and structural safety. ​aiapf.org+5TLRS+5Pasadena Now+5Rebuilding FAQs: Detailed answers to common questions about the rebuilding process. ​Archinect+3ABC7 Los Angeles+3Governor of California+3 🚨 Emergency Funding & Permitting Updates Permit Fee Waivers Pacific Palisades: Building permit fees are waived for residents rebuilding after the wildfires. ​Pasadena Now+18SM Mirror+18ad05.asmrc.org+18 Streamlined Permitting Statewide: Governor Newsom's executive orders have cut permitting delays and suspended certain environmental regulations to expedite rebuilding. Governor of CaliforniaGovernor of California​ Solar Panel Requirements Exemptions: Legislation has been introduced to exempt low- and middle-income homeowners rebuilding after wildfires from mandatory solar panel installations. CapRadio​ 💰 Financing Options & Tools Small Business Administration (SBA) Disaster Loans Homeowners: Loans up to $500,000 at a 2.5% interest rate, with no payments due for 12 months. Must apply by May 30, 2025. Home​Nonprofits: Loans up to $2 million at a 3.625% interest rate, with similar deferment terms. Small Business Administration​Application: Visit the SBA Disaster Assistance website to apply. ​https://www.sba.gov/funding-programs/disaster-assistance From Episode 3: Yvonne’s Post-Disaster Mortgage Calculator https://www.dropbox.com/scl/fi/9xmae9hqjfyy6ng4fksja/Yvonne-s-worksheet-post-disaster-financing-calculator.xlsx?rlkey=9qv7ykxexv96b2ux114o8rcx4&dl=0 Purpose: Estimate potential mortgage payments and financing options post-disaster.​Access: Use the calculator to plan your rebuilding budget effectively. Yvonne can be reached at yvonne@sbaloans.ccsend.com 💰 Insurance resources From Episode 4 : Abe’s handout – 6 Trends Affecting Commercial Property Insurance https://cms.zywave.com/sharedcontentdownload/11aac3f3-67e5-4b06-9c79-a43db591786d 📌 Purpose: To inform property owners, developers, and investors about current shifts in the commercial property insurance market that could impact their bottom line and planning strategies. 🔑 Key Takeaways: Premiums Are Rising: Insurance costs are increasing due to natural disasters, inflation, and reinsurance market constraints.Valuation Accuracy Is Critical: Undervaluing property leads to coverage gaps; accurate replacement cost appraisals are essential.Climate Risk Is Reshaping Coverage: Insurers are reassessing risk models, particularly in wildfire- and flood-prone areas.More Scrutiny on Older Properties: Aging infrastructure and deferred maintenance can lead to higher premiums or denial of coverage.Policy Terms Are Stricter: Expect more exclusions, reduced limits, and increased deductibles.Proactive Risk Management Pays Off: Implementing mitigation strategies can reduce premiums and increase insurability. Abe can be reached at abedros@libertycompany.com 📐 Additional Resources SB 9 Information: Details on lot splits and additional dwelling units under Senate Bill 9. ​CA Housing and Community DevelopmentLA County Rebuilding: Guidelines and resources for rebuilding in Los Angeles County. ​Governor of California+3Governor of California+3Times of San Diego+3Permit Requirements: Checklist for plan submittal requirements for wildfire rebuild projects. ​LADBSCommercial property Debris Cleanup Deadlines: June 1, 2025 – debris removal permits must be submitted. June 30, 2025- completion of debris removal process. For personalized assistance, reach out to us at (...
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    58 分
  • Sewers and Trash - Unsexy, Sneaky, Project Killers
    2025/03/27

    Let’s talk about the real foundation of any project… and no, it’s not the design. It’s sewers and trash💩🗑️ and a few other boring-ish details (like electrical service, anyone?⚡⚡)

    Not the sexiest topics, we know. But if you don’t think about them early in your project, you’re in for some serious (and expensive) surprises later. In this episode of Architecting in Stilettos, we break down why these unglamorous details are critical to getting your project off the ground—before the first sketch is even drawn.

    🎧 Episode 2 drops March 26th! Tune in and let’s get real about a few more reasons why it's so hard to build in California.

    #ArchitectingInStilettos #PodcastEpisode #WomenInArchitecture #CaliforniaBuilding #AMKStudio

    Website: https://www.amkstudio.com/

    LinkedIn: www.linkedin.com/in/arlene-edjourian

    www.linkedin.com/in/kathryn-flores

    Instagram: @weareamkstudio

    www.instagram.com/weareamkstudio

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    27 分
  • Episode 1- Why is it so hard to build in California
    2025/03/08

    In today’s episode, we launch the season topic “Why is it so hard to build in California” and kick things off with a discussion around costs, permits, timing and other project killers that make building in California as daunting as it comes.

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    26 分

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